1033 Cameron Street, Innisfil, ON

Rural Innisfil, Innisfil · MLS® N13796552

$899,900
For Sale
Listed 8 days agoNo offer date stated
2+2Bedrooms
3Bathrooms
2Garage · 8 parking
1500-2000Sq ft

About this home

Top 5 Reasons You Will Love This Home: 1) From the moment you arrive, it's clear this home has been exceptionally well cared for, with a charming all-brick exterior, welcoming curb appeal, a double-car garage, generous driveway parking, and a beautifully maintained property creating a lasting first impression 2) Bright and inviting main level offers a warm and functional layout with hardwood floors throughout and a spacious eat-in kitchen perfect for everyday living, while the covered, screened-in deck provides the ideal spot to enjoy your morning coffee or unwind in comfort while overlooking the private backyard 3) Spacious primary suite provides a peaceful retreat, complete with a large walk-in closet and private ensuite, delivering the perfect place to relax at the end of the day 4) With two additional bedrooms, a large recreation room, and a convenient kitchenette area in the finished basement, this home presents incredible flexibility for growing families, multi-generational living, or accommodating overnight guests 5) Outside, you'll find everything you need to enjoy the property year-round, with a large private lot featuring a deck, Beachcomber hot tub, side yard vehicle access to the detached, heated, air-conditioned shop ideal for hobbies, a workshop, or extra storage, all while being located in a family-friendly neighbourhood close to the marina, beautiful beaches, and everyday amenities. 1,631 above grade sq.ft. plus a finished basement *Please note some images have been virtually staged to show the potential of the home.

Key facts

Property type
Detached, Bungalow-Raised
MLS®
N13796552
Bedrooms
2+2 (4 total)
Bathrooms
3
Size
1500-2000 sq ft
Lot
62 × 164.9 ft
Cross streets
Isabella St/Cameron St
Parking
2 garage · 8 parking (attached)
Driveway
Private Double
Basement
Finished, Full
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,068 / 2025
Days on market
8
Listing brokerage
FARIS TEAM REAL ESTATE BROKERAGE

Rooms

BedroomBasement3.87 × 3.42 m

laminate · closet · window

Dining RoomMain4.11 × 3.16 m

hardwood floor · crown moulding · window

BedroomMain4.27 × 4.10 m

semi ensuite · hardwood floor · closet

Primary BedroomMain5.99 × 4.75 m

4 pc ensuite · hardwood floor · walk-in closet(s)

RecreationBasement6.19 × 3.95 m

vinyl floor · electric fireplace · recessed lighting

LaundryBasement3.16 × 2.67 m

laminate · laundry sink

Living RoomMain4.11 × 3.58 m

hardwood floor · gas fireplace · crown moulding

BedroomBasement4.59 × 2.84 m

closet · large window

KitchenMain5.58 × 4.49 m

eat-in kitchen · hardwood floor · w/o to deck

KitchenBasement5.81 × 3.46 m

vinyl floor · window · recessed lighting

Our TakeTeam Asgarian · Broker
A discount is typical here
$861Klikely sale price

Listed at $899,900. Going by how homes in Rural Innisfil have actually closed against their asking prices (about 96%, 65 local closings in 90 days), the likely sale price is near $861K, if it sells. A realistic range is $807K to $971K.

Independent value check: $905K. Without looking at the asking price, our model values the home itself in line with the ask (homes like it typically land between $848K and $949K).

List price
$807KBelow recent closings$971KAbove recent closings

Total price vs nearby homes. Likely closing about $861K, from 65 recent closings in this pocket.

The market behind the math:

65sold nearby · 90 days
$775Kmedian sold price
95%of asking, on average
~26 dayshomes like this take to sell
8days on market so far
$2,973/moest. rent · 34 leases
4.0%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.4 months of inventory: 8 detached homes for sale in the area against 65 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $514/sqft against an area asking average of $682/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 65 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $665K. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle

Based on 65 comparable homes that sold in Rural Innisfil over the past year, from 232 closings there.

What sellers nearby are askingCurrently listed nearby in Rural Innisfil · asking prices
$1.08Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $616/sqft; this home lists at $514/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
900kThis home899k811k799k1.80MThis home vs active comparables

Neighbourhood & location

Rural Innisfil, Innisfil, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Lefroy
$1000K
Alcona
$848K
Gilford
$1.20M
Stroud
$901K
Cookstown
$1.17M

Typical asking price of active listings of the same type, per area (outliers removed). Innisfil.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,101/mo
$173KIncome needed
5.2×Price ÷ income
$946Weekly cost
$14,473Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $4,101Property tax $422Total carry $4,524

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 25, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,981per month

Mortgage amount $719,920 · 4.49% over 25 years

$179,980Down payment (20.0%)
$719,920Loan before insurance
$0CMHC premium
$4,403Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,981
Property tax
$422
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,403

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,473
Estimated closing costs
$14,473

Plus your down payment of $179,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,818/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$474,248Total interest paid
$1,194,168Total of all payments
Principal $719,920 Interest $474,248
YearPrincipalInterestBalance
1$16,066$31,701$703,854
2$16,795$30,972$687,059
3$17,558$30,209$669,502
4$18,355$29,412$651,147
5$19,188$28,579$631,959
6$20,059$27,707$611,900
7$20,970$26,797$590,930
8$21,922$25,845$569,007
9$22,918$24,849$546,090
10$23,958$23,809$522,132
11$25,046$22,721$497,086
12$26,183$21,584$470,903
13$27,372$20,395$443,531
14$28,615$19,152$414,916
15$29,914$17,853$385,002
16$31,272$16,495$353,730
17$32,692$15,075$321,038
18$34,176$13,590$286,861
19$35,728$12,039$251,133
20$37,350$10,416$213,783
21$39,046$8,721$174,737
22$40,819$6,948$133,918
23$42,672$5,094$91,245
24$44,610$3,157$46,635
25$46,635$1,131$0

At the end of your 5-year term

Total paid over the term
$238,834
Principal paid down
$87,961
Interest paid
$150,873
Balance remaining
$631,959

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 34 whole-home leases in Rural Innisfil$2,973/mo
$35,676Gross annual rent
2.8%Cap rate after taxes and upkeep
$2,695 to $3,299Typical rent range
~21 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 34 whole-home leases in Rural Innisfil signed at a median of $3,007 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,973. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.0%
Gross yield
− Property tax $5,068− Insurance $1,400− Vacancy & upkeep $3,924Net operating income $25,284

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FARIS TEAM REAL ESTATE BROKERAGE. MLS®/PropTx.

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