981 Ewart Street, Innisfil, ON
Rural Innisfil, Innisfil · MLS® N13804818
About this home
In short
- WATERFRONT VIEWS & FOUR-SEASON LIVING IN BEAUTIFUL BELLE EWART.
- This charming 2-bedroom home offers striking views of the water and an incredible location just steps from the shoreline.
- Inside, the open-concept design creates a bright and welcoming space with hardwood flooring throughout, fresh paint and fine finishes.
- The unfinished basement is ready for your design ideas, offering the opportunity to create additional living space, a recreation room, home gym, workshop or whatever...
WATERFRONT VIEWS & FOUR-SEASON LIVING IN BEAUTIFUL BELLE EWART. Welcome to beautiful Belle Ewart, where relaxed lakeside living meets an active four-season lifestyle. This charming 2-bedroom home offers striking views of the water and an incredible location just steps from the shoreline.Inside, the open-concept design creates a bright and welcoming space with hardwood flooring throughout, fresh paint and fine finishes. The inviting living area features a cozy fireplace, creating the perfect spot to unwind after a day outdoors. The adjoining dining area is ideal for entertaining, providing a natural gathering space for family and friends. The well-appointed kitchen features a convenient walk-in pantry, offering excellent storage for everyday living and entertaining. New Nordic windows on the main floor bring in an abundance of natural light while enhancing comfort and efficiency. For the water sports enthusiast, the location is hard to beat. With the water just steps away and a number of marinas nearby, boating, fishing, kayaking and other favourite summer activities are right at your doorstep. When winter arrives, embrace the season with ice fishing, skating, snowshoeing, winter walks and other cold-weather adventures in the surrounding area.Thoughtful features include a gas BBQ hookup, Iron Blaster and water softener, while all equipment has been serviced annually, providing added peace of mind.The unfinished basement is ready for your design ideas, offering the opportunity to create additional living space, a recreation room, home gym, workshop or whatever best suits your lifestyle. Whether you're looking for a year-round home, weekend retreat or a place to embrace an active waterfront lifestyle, this beautifully maintained Belle Ewart home offers the opportunity to enjoy the best of four-season living by the water.Striking water views. Steps to the water. Summer adventures. Winter escapes. A cozy place to call home. Welcome to Belle Ewart.
Key facts
- Property type
- Detached, Bungalow-Raised
- MLS®
- N13804818
- Bedrooms
- 2
- Bathrooms
- 2
- Size
- 1500-2000 sq ft
- Lot
- 56.43 × 166.83 ft
- Cross streets
- Arnold and Ewart
- Parking
- 2 garage · 6 parking (attached)
- Basement
- Unfinished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Shingles
- Sewer
- Sewer
- Property tax
- $5,405 / 2026
- Days on market
- 6
- Listing brokerage
- ROYAL LEPAGE FIRST CONTACT REALTY
Listed at $811,000. Going by how homes in Rural Innisfil have actually closed against their asking prices (about 96%, 65 local closings in 90 days), the likely sale price is near $776K, if it sells. A realistic range is $727K to $875K.
Independent value check: $858K. Without looking at the asking price, our model values the home itself about 6% above the ask (homes like it typically land between $804K and $899K).
Total price vs nearby homes. Likely closing about $776K, from 65 recent closings in this pocket.
The market behind the math:
About 0.3 months of inventory: 6 detached homes for sale in the area against 65 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $463/sqft against an area asking average of $657/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 65 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $646K. Condition and finishes remain an in-person call.
What the listing highlights3 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Open-concept layout: modern, sought-after flow. Lifestyle
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Based on 65 comparable homes that sold in Rural Innisfil over the past year, from 233 closings there.
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $858K, which is where my estimate comes from.
Per square foot, these ask about $645/sqft; this home lists at $463/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 6 active listings nearby.
See all comparable homesNeighbourhood & location
Rural Innisfil, Innisfil, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Innisfil.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 25, 2026); conventional rates run a little higher.
Mortgage amount $648,800 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,587
- Property tax
- $450
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,038
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $12,695
- Estimated closing costs
- $12,695
Plus your down payment of $162,200. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $215,240
- Principal paid down
- $79,271
- Interest paid
- $135,968
- Balance remaining
- $569,529
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 28 whole-home leases in Rural Innisfil signed at a median of $2,908 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,687. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE FIRST CONTACT REALTY. MLS®/PropTx.