3183 Cove Avenue, Innisfil, ON
Rural Innisfil, Innisfil · MLS® N13731156
About this home
In short
- Stunning custom raised bungalow on a treed 60 x 270 ft lot with no neighbours behind, just a short walk to the sandy shores of Lake Simcoe and an area beach.
- 1,387 sq.ft. raised bungalow showcases a bright open concept great room overlooking the kitchen, creating an ideal flow for everyday living and entertaining.
- The custom kitchen features quartz countertops, a large island, and a walk-in style pantry with a barn door, providing excellent storage and a stylish focal point.
- White oak engineered hardwood flooring runs throughout both the main and lower levels, adding a warm, upscale feel.
- Step outside to a private backyard retreat featuring a custom covered deck, perfect for year-round outdoor living, dining, and entertaining while enjoying the serene...
Stunning *custom raised bungalow* on a treed 60 x 270 ft lot with no neighbours behind, just a short walk to the sandy shores of Lake Simcoe and an area beach. Located in a sought-after Innisfil neighbourhood close to Friday Harbour and only minutes to shopping, restaurants, and amenities in Barrie, 3183 Cove Avenue offers the perfect blend of privacy, style, and lake-side lifestyle. This approx. 1,387 sq.ft. raised bungalow showcases a bright open concept great room overlooking the kitchen, creating an ideal flow for everyday living and entertaining. The custom kitchen features quartz countertops, a large island, and a walk-in style pantry with a barn door, providing excellent storage and a stylish focal point. White oak engineered hardwood flooring runs throughout both the main and lower levels, adding a warm, upscale feel. The home is designed with 2 bedrooms on the main level and 2 additional bedrooms on the lower level, along with 3 bathrooms to comfortably accommodate family and guests. A large family room in the basement is anchored by a cozy gas fireplace, making it a perfect space for movie nights or relaxation. The finished custom laundry room with quartz counter offers a practical and attractive work area for household tasks. Step outside to a private backyard retreat featuring a *custom covered deck*, perfect for year-round outdoor living, dining, and entertaining while enjoying the serene treed setting with no rear neighbours. The deep lot provides excellent privacy and room to garden, play, or expand your outdoor living space. Flexible closing is available, and there is still time to choose some finishes, allowing the buyer to add personal touches and make this beautiful home truly their own. This home is full of Energy Efficient features including an ICF Foundation, Low E Argon Windows by Pollard and a Hi Efficiency Gas Furnace. Photos have been virtually staged as home is in the process of being built.
Key facts
- Property type
- Detached, Bungalow-Raised
- MLS®
- N13731156
- Bedrooms
- 2+2 (4 total)
- Bathrooms
- 3
- Size
- 1100-1500 sq ft
- Lot
- 59.76 × 227.12 ft
- Cross streets
- Cove/Mapleview
- Parking
- 1 garage · 7 parking (attached)
- Driveway
- Private Double
- Basement
- Finished, Full
- Heating
- Forced Air
- A/C
- None
- Exterior
- Stone, Vinyl Siding
- Foundation
- Insulated Concrete Form
- Roof
- Asphalt Shingle
- Sewer
- Septic
- Property tax
- $1,476 / 2026
- Days on market
- 24
- Listing brokerage
- CENTURY 21 B.J. ROTH REALTY LTD.
Rooms
3 Pc Ensuite
Listed at $929,850. Going by how homes in Rural Innisfil have actually closed against their asking prices (about 96%, 65 local closings in 90 days), the likely sale price is near $890K, if it sells. A realistic range is $834K to $1.00M.
Independent value check: $825K. Without looking at the asking price, our model values the home itself about 11% below the ask (homes like it typically land between $773K and $864K).
Total price vs nearby homes. Likely closing about $890K, from 65 recent closings in this pocket.
The market behind the math:
About 0.3 months of inventory: 7 detached homes for sale in the area against 65 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $715/sqft against an area asking average of $646/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 65 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $557K. Condition and finishes remain an in-person call.
What the listing highlights4 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
- Open-concept layout: modern, sought-after flow. Lifestyle
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Based on 65 comparable homes that sold in Rural Innisfil over the past year, from 233 closings there.
For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $825K, which is where my estimate comes from.
Per square foot, these ask about $644/sqft; this home lists at $715/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Rural Innisfil, Innisfil, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Innisfil.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 25, 2026); conventional rates run a little higher.
Mortgage amount $743,880 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,113
- Property tax
- $123
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,236
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $15,072
- Estimated closing costs
- $15,072
Plus your down payment of $185,970. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $246,782
- Principal paid down
- $90,888
- Interest paid
- $155,894
- Balance remaining
- $652,992
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 29 whole-home leases in Rural Innisfil signed at a median of $2,776 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,973. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 B.J. ROTH REALTY LTD.. MLS®/PropTx.