25 Spruce Pine Crescent, Vaughan, ON

Patterson, Vaughan · MLS® N13802834

$1,100,000
For Sale
Listed 31 days agoNo offer date stated
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4Bedrooms
3Bathrooms
1Garage · 3 parking
2000-2500Sq ft

About this home

In short

  • Welcome to this beautifully designed, bright, and spacious end-unit townhouse offering approximately 2,140 sq. ft. of comfortable living space.
  • The main floor features impressive 9-foot ceilings, creating an airy and open atmosphere.
  • The spacious primary bedroom offers a private retreat complete with a luxurious 5-piece ensuite.
  • Commuters will appreciate easy access to Highways 7, 407, and 404, GO Transit, and local public transportation.

Welcome to this beautifully designed, bright, and spacious end-unit townhouse offering approximately 2,140 sq. ft. of comfortable living space. Boasting an abundance of natural light and an inviting, functional layout, this exceptional home is perfect for families seeking style, space, and convenience.The main floor features impressive 9-foot ceilings, creating an airy and open atmosphere. The well-appointed kitchen is equipped with stainless steel appliances and elegant granite countertops, ideal for everyday living and entertaining. The spacious primary bedroom offers a private retreat complete with a luxurious 5-piece ensuite. Convenient interior access from the garage adds comfort and practicality.Ideally situated in a highly desirable neighbourhood, just minutes from schools, parks, banks, hospitals, grocery stores, restaurants, and the renowned Vaughan Mills Shopping Centre. Commuters will appreciate easy access to Highways 7, 407, and 404, GO Transit, and local public transportation.

Key facts

Property type
Townhouse, 2-Storey
MLS®
N13802834
Bedrooms
4
Bathrooms
3 (1 half)
Size
2000-2500 sq ft
Lot
24.44 × 109.91 ft
Cross streets
Rutherford/Dufferin
Parking
1 garage · 3 parking (built-in)
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete Block, Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,516 / 2025
Days on market
31
Listing brokerage
RE/MAX MILLENNIUM REAL ESTATE
Our TakeTeam Asgarian · Broker
A small discount is typical
$1.09Mlikely sale price

Listed at $1,100,000. Going by how homes in Patterson and the wider GTA have actually closed against their asking prices (about 99%, 27 local closings in 90 days), the likely sale price is near $1.09M, if it sells. A realistic range is $1.02M to $1.23M.

Independent value check: $1.24M. Without looking at the asking price, our model values the home itself about 12% above the ask (homes like it typically land between $1.16M and $1.30M).

Why $1.24M. The typical townhouse sold in Patterson over the past year went for about $1.14M (140 sales). What sets this one apart:

  • ▲ Raises it stronglyIts tax bill, which follows the city's own assessment, is $6,516 a year; the typical home sold here pays about $5,400.
  • ▲ Raises itIt is 2,000 to 2,500 sq ft; the typical home sold here is 1,500 to 2,000.
List price
$1.02MBelow recent closings$1.23MAbove recent closings

Total price vs nearby homes. Likely closing about $1.09M, from 27 recent closings in this pocket.

The market behind the math:

27sold nearby · 90 days
$1.17Mmedian sold price
102%of asking, on average
−3%prices vs a year ago
~20 dayshomes like this take to sell
31days on market so far
$4,287/moest. rent · 199 leases
4.7%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.6 months of inventory: 14 townhouse homes for sale in the area against 27 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $489/sqft against an area asking average of $602/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 27 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.23M. Condition and finishes remain an in-person call.

Based on 3 homes sold on this street over the past two years, plus 2 nearby in Patterson, from 267 closings in Patterson.

What sellers nearby are askingCurrently listed nearby in Patterson · asking prices
$1.19Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $527/sqft; this home lists at $489/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
1.10MThis home1.25M999k1.40M1.10MThis home vs active comparables

Sold price trend

Median sold price for townhouses in Patterson: $1.04M in September 2026, up 2% from a year ago, on 140 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$1.17M17
November 2025$1.08M7
December 2025$1.09M9
January 2026$1.16M5
February 2026$1.07M12
March 2026$980K7
April 2026$1.15M16
May 2026$1.05M17
June 2026$1.11M14
July 2026$1.15M16
August 2026$1.20M14
September 2026$1.04M6

Neighbourhood & location

Patterson, Vaughan, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Maple
$934K
Beverley Glen
$965K
Uplands
$1.45M
Vellore Village
$1.04M
East Woodbridge
$989K

Typical asking price of active listings of the same type, per area (outliers removed). Vaughan.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,013/mo
$212KIncome needed
5.2×Price ÷ income
$1,157Weekly cost
$18,475Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $5,013Property tax $543Total carry $5,556

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,866per month

Mortgage amount $880,000 · 4.49% over 25 years

$220,000Down payment (20.0%)
$880,000Loan before insurance
$0CMHC premium
$5,409Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,866
Property tax
$543
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,409

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$18,475
Estimated closing costs
$18,475

Plus your down payment of $220,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,889/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$579,701Total interest paid
$1,459,701Total of all payments
Principal $880,000 Interest $579,701
YearPrincipalInterestBalance
1$19,638$38,750$860,362
2$20,529$37,859$839,833
3$21,462$36,926$818,371
4$22,436$35,952$795,935
5$23,455$34,933$772,480
6$24,520$33,868$747,961
7$25,633$32,755$722,328
8$26,797$31,591$695,531
9$28,013$30,375$667,517
10$29,285$29,103$638,232
11$30,615$27,773$607,617
12$32,005$26,383$575,612
13$33,458$24,930$542,153
14$34,977$23,411$507,176
15$36,566$21,822$470,610
16$38,226$20,162$432,385
17$39,961$18,427$392,423
18$41,776$16,612$350,647
19$43,673$14,715$306,975
20$45,655$12,733$261,319
21$47,728$10,660$213,591
22$49,895$8,493$163,695
23$52,161$6,227$111,534
24$54,529$3,859$57,005
25$57,005$1,383$0

At the end of your 5-year term

Total paid over the term
$291,940
Principal paid down
$107,520
Interest paid
$184,421
Balance remaining
$772,480

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 199 whole-home leases in Patterson$4,287/mo
$51,444Gross annual rent
3.4%Cap rate after taxes and upkeep
$4,062 to $4,501Typical rent range
~21 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 199 whole-home leases in Patterson signed at a median of $3,944 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,287. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.7%
Gross yield
− Property tax $6,516− Insurance $1,400− Vacancy & upkeep $5,659Net operating income $37,869

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX MILLENNIUM REAL ESTATE. MLS®/PropTx.

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