24 Spofford Drive, Whitchurch-Stouffville, ON
Stouffville, Whitchurch-Stouffville · MLS® N13805336
About this home
In short
- Bright and spacious 3-bedroom townhome in Stouffville's sought-after Trails of Cardinal Point community.
- Built in 2018, this home offers over 1,500 sq. ft. of above-grade living space, plus a finished basement and over $30,000 in upgrades.
- Upstairs, the primary bedroom features a 4-piece ensuite and walk-in closet, complemented by two additional bedrooms, a second 4-piece bathroom, and convenient laundry.
Bright and spacious 3-bedroom townhome in Stouffville's sought-after Trails of Cardinal Point community! Built in 2018, this home offers over 1,500 sq. ft. of above-grade living space, plus a finished basement and over $30,000 in upgrades. Enjoy a generous great room, a spacious family-sized kitchen, and a breakfast area with a walkout to the backyard deck-perfect for relaxing or entertaining. Recent improvements include new front entrance interlocking, pot lights, and fresh paint. Upstairs, the primary bedroom features a 4-piece ensuite and walk-in closet, complemented by two additional bedrooms, a second 4-piece bathroom, and convenient laundry. One bedroom also offers a walkout to a covered balcony.
Key facts
- Property type
- Townhouse, 2-Storey
- MLS®
- N13805336
- Bedrooms
- 3
- Bathrooms
- 3 (2 half)
- Size
- 1500-2000 sq ft
- Lot
- 19.69 × 90.22 ft
- Cross streets
- Baker Hill Blvd / Millard St.
- Parking
- 1 garage · 4 parking (attached)
- Driveway
- Private
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $5,898 / 2025
- Days on market
- 31
- Listing brokerage
- DREAM HOME REALTY INC.
Rooms
open concept · laminate
eat-in kitchen · stainless steel appl · tile floor
4 pc ensuite · walk-in closet(s) · laminate
double closet · laminate · window
w/o to balcony · double closet · laminate
w/o to balcony · combined w/kitchen · tile floor
Listed at $859,000. Going by how homes in Stouffville and the wider GTA have actually closed against their asking prices (about 99%, 20 local closings in 90 days), the likely sale price is near $847K, if it sells. A realistic range is $794K to $955K.
Independent value check: $945K. Without looking at the asking price, our model values the home itself about 10% above the ask (homes like it typically land between $886K and $990K).
Why $945K. The typical townhouse sold in Stouffville over the past year went for about $870K (121 sales). What sets this one apart:
- ▲ Raises it stronglyIts tax bill, which follows the city's own assessment, is $5,898 a year; the typical home sold here pays about $4,500.
Total price vs nearby homes. Likely closing about $847K, from 20 recent closings in this pocket.
The market behind the math:
About 2.6 months of inventory: 17 townhouse homes for sale in the area against 20 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $491/sqft against an area asking average of $528/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 20 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $973K. Condition and finishes remain an in-person call.
What the listing highlights2 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Primary suite: a key comfort and resale feature. Lifestyle
Based on 20 comparable homes that sold in Stouffville over the past two years, from 215 closings there.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $520/sqft; this home lists at $491/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesSold price trend
Median sold price for townhouses in Stouffville: $786K in September 2026, down 9% from a year ago, on 119 closings in 12 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $885K | 8 |
| November 2025 | $912K | 10 |
| December 2025 | $878K | 6 |
| January 2026 | $927K | 9 |
| February 2026 | $889K | 7 |
| March 2026 | $835K | 17 |
| April 2026 | $818K | 12 |
| May 2026 | $894K | 14 |
| June 2026 | $878K | 10 |
| July 2026 | $831K | 9 |
| August 2026 | $820K | 11 |
| September 2026 | $786K | 6 |
Neighbourhood & location
Stouffville, Whitchurch-Stouffville, ON
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $687,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,800
- Property tax
- $492
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,291
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $13,655
- Estimated closing costs
- $13,655
Plus your down payment of $171,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $227,979
- Principal paid down
- $83,963
- Interest paid
- $144,016
- Balance remaining
- $603,237
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 5 whole-home leases in Stouffville signed at a median of $3,202 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,202. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of DREAM HOME REALTY INC.. MLS®/PropTx.