11874 Tenth Line, Whitchurch-Stouffville, ON

Stouffville, Whitchurch-Stouffville · MLS® N14080860

$850,000
For Sale
Listed 4 days agoNo offer date stated
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3Bedrooms
3Bathrooms
1Garage · 2 parking
1500-2000Sq ft

About this home

In short

  • FREE HOT & FRESH TINY TOM DONUTS AT OPEN HOUSE ON SUNDAY FROM 1-4PM.
  • The bright open-concept main floor features HARDWOOD FLOORS and staircase with iron pickets, pot lights, and a laundry room (super convenient).
  • The 2nd floor also features HARDWOOD FLOORS (NO CARPET) and a very rare SKYTUBE in the roof adding tons of natural light in the upstairs hallway.
  • The spacious master bedroom boasts a walk-in closet and a beautifully RENOVATED 3PC ENSUITE to relax in after a long day.
  • The 2nd and 3rd bedrooms are generously sized with oversized windows and B/I closets and share the modern RENOVATED 4PC BATHROOM.

**FREE** HOT & FRESH **TINY TOM DONUTS** AT OPEN HOUSE ON SUNDAY FROM 1-4PM! BRING THE KIDS, BRING THE WHOLE FAMILY, AND SATISFY YOUR SWEET TOOTH!! OPEN HOUSE SUNDAY ONLY! Attention First-Time Buyers! Your Search Ends Here! This is NOT your typical tiny townhome. THIS townhome is FULLY RENOVATED (TASTEFULLY) and is the perfect blend of comfort, style, and ABUNDANT INTERIOR SPACE for your growing family! A solid, well-cared-for home showing PRIDE OF OWNERSHIP (you won't even find a speck of dust)! Buy with PEACE OF MIND. The bright open-concept main floor features HARDWOOD FLOORS and staircase with iron pickets, pot lights, and a laundry room (super convenient). The afternoon sun bathes this home in natural sunlight. Enjoy cooking and entertaining in your SPACIOUS & UPGRADED KITCHEN fully equipped with S/S appliances, ample quality cabinetry with quartz countertops and backsplash, and a breakfast bar for casual dining and a walkout to your fully fenced backyard with INTERLOCKED PATIO & GREEN SPACE and no neighbours looking at you (PRIVATE & QUIET) - perfect for kids, entertaining or dining alfresco and hosting summer BBQs. The 2nd floor also features HARDWOOD FLOORS (NO CARPET) and a very rare SKYTUBE in the roof adding tons of natural light in the upstairs hallway. The spacious master bedroom boasts a walk-in closet and a beautifully RENOVATED 3PC ENSUITE to relax in after a long day. The 2nd and 3rd bedrooms are generously sized with oversized windows and B/I closets and share the modern RENOVATED 4PC BATHROOM. The FINISHED BASEMENT is a SHOWSTOPPER! FULL-SIZED basement means this matches the exact square footage of the home's main first floor, NO WASTED SPACE/USELESS HALLWAYS. Undoubtedly one of the nicest basements with quality workmanship. The flexible open recreation space comes equipped with a dry bar, durable wide planked vinyl flooring, and pot lights. Use this additional living space as a family room, kids play area, or an office.

Key facts

Property type
Townhouse, 2-Storey
MLS®
N14080860
Bedrooms
3
Bathrooms
3 (1 half)
Size
1500-2000 sq ft
Lot
19.7 × 114.53 ft
Cross streets
Tenth Line & Mantle
Parking
1 garage · 2 parking (detached)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,370 / 2026
Days on market
4
Listing brokerage
UNION CAPITAL REALTY

Rooms

Living RoomMain5.56 × 5.05 m

hardwood floor · combined w/dining · large window

LaundryMain2.08 × 1.83 m

ceramic floor · window · separate room

Dining RoomMain6.45 × 4.42 m

ceramic floor · combined w/kitchen · w/o to yard

KitchenMain6.45 × 4.42 m

ceramic floor · stainless steel appl · quartz counter

Bedroom 3Second3.25 × 2.69 m

hardwood floor · b/i closet · large window

Primary BedroomSecond4.29 × 3.91 m

hardwood floor · walk-in closet(s) · 3 pc ensuite

RecreationBasement11.63 × 5.56 m

vinyl floor · dry bar · pot lights

Bedroom 2Second4.06 × 2.79 m

hardwood floor · b/i closet · large window

Our TakeTeam Asgarian · Broker
A small discount is typical
$838Klikely sale price

Listed at $850,000. Going by how homes in Stouffville and the wider GTA have actually closed against their asking prices (about 99%, 20 local closings in 90 days), the likely sale price is near $838K, if it sells. A realistic range is $785K to $945K.

Independent value check: $845K. Without looking at the asking price, our model values the home itself in line with the ask (homes like it typically land between $792K and $886K).

Why $845K. The typical townhouse sold in Stouffville over the past year went for about $870K (121 sales). What sets this one apart:

  • ▲ Raises itThe listing describes it as fully renovated or newly built.
List price
$785KBelow recent closings$945KAbove recent closings

Total price vs nearby homes. Likely closing about $838K, from 20 recent closings in this pocket.

The market behind the math:

20sold nearby · 90 days
$819Kmedian sold price
101%of asking, on average
−9%prices vs a year ago
~19 dayshomes like this take to sell
4days on market so far
$3,048/moest. rent · 9 leases
4.3%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 2.6 months of inventory: 17 townhouse homes for sale in the area against 20 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $486/sqft against an area asking average of $528/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 20 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $814K. Condition and finishes remain an in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle

Based on 4 homes sold on this street over the past two years, plus 1 nearby in Stouffville, from 215 closings in Stouffville.

What sellers nearby are askingCurrently listed nearby in Stouffville · asking prices
$912kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $521/sqft; this home lists at $486/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
850kThis home859k899k979kThis home vs active comparables

Sold price trend

Median sold price for townhouses in Stouffville: $786K in September 2026, down 9% from a year ago, on 119 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$885K8
November 2025$912K10
December 2025$878K6
January 2026$927K9
February 2026$889K7
March 2026$835K17
April 2026$818K12
May 2026$894K14
June 2026$878K10
July 2026$831K9
August 2026$820K11
September 2026$786K6

Neighbourhood & location

Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,874/mo
$163KIncome needed
5.2×Price ÷ income
$894Weekly cost
$13,475Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $3,874Property tax $364Total carry $4,238

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,760per month

Mortgage amount $680,000 · 4.49% over 25 years

$170,000Down payment (20.0%)
$680,000Loan before insurance
$0CMHC premium
$4,124Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,760
Property tax
$364
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,124

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,475
Estimated closing costs
$13,475

Plus your down payment of $170,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,551/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$447,951Total interest paid
$1,127,951Total of all payments
Principal $680,000 Interest $447,951
YearPrincipalInterestBalance
1$15,175$29,943$664,825
2$15,864$29,254$648,962
3$16,584$28,534$632,378
4$17,337$27,781$615,041
5$18,124$26,994$596,917
6$18,947$26,171$577,970
7$19,807$25,311$558,162
8$20,707$24,411$537,456
9$21,647$23,471$515,809
10$22,630$22,488$493,179
11$23,657$21,461$469,522
12$24,731$20,387$444,791
13$25,854$19,264$418,937
14$27,028$18,090$391,909
15$28,255$16,863$363,653
16$29,538$15,580$334,115
17$30,879$14,239$303,236
18$32,281$12,837$270,955
19$33,747$11,371$237,208
20$35,279$9,839$201,929
21$36,881$8,237$165,047
22$38,556$6,562$126,492
23$40,306$4,812$86,186
24$42,136$2,982$44,049
25$44,049$1,069$0

At the end of your 5-year term

Total paid over the term
$225,590
Principal paid down
$83,083
Interest paid
$142,507
Balance remaining
$596,917

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 9 whole-home leases in Stouffville$3,048/mo
$36,576Gross annual rent
3.2%Cap rate after taxes and upkeep
$2,804 to $3,292Typical rent range
~20 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 9 whole-home leases in Stouffville signed at a median of $3,085 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,048. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.3%
Gross yield
− Property tax $4,370− Insurance $1,400− Vacancy & upkeep $4,023Net operating income $26,782

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of UNION CAPITAL REALTY. MLS®/PropTx.

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