954 Isaac Phillips Way, Newmarket, ON

Summerhill Estates, Newmarket · MLS® N13805820

$899,998
For Sale
Listed 30 days agoNo offer date stated
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3Bedrooms
4Bathrooms
1Garage · 3 parking
2000-2500Sq ft

About this home

In short

  • Welcome to the prestigious Summerhill Estates.
  • Boasting an open-concept layout, 9ft smooth ceilings, hardwood flooring and upgraded tile throughout.
  • The primary bedroom features a Juliet balcony, walk-in closet and a roomy 4pc ensuite.
  • The unfinished basement offers endless possibilities and is ready to be transformed according to your vision.
  • Located in a highly desirable community close to top-rated schools, parks, shopping and transit, this home has everything you need.

Welcome to the prestigious Summerhill Estates ! This *Country Wide* built 3 bedroom, 4 bathroom townhouse offers a perfect blend of modern luxury and comfort. Boasting an open-concept layout, 9ft smooth ceilings, hardwood flooring and upgraded tile throughout. Bathed in natural light in every corner, the space flows into an upgraded kitchen featuring s/s appliances, quartz countertops, and a large centre island that opens up to a spacious balcony. The primary bedroom features a Juliet balcony, walk-in closet and a roomy 4pc ensuite. Additional bedrooms are generously sized with ample storage and sizeable windows. The unfinished basement offers endless possibilities and is ready to be transformed according to your vision. Experience seamless indoor-outdoor living in the backyard and multiple inviting balconies to relax and entertain. Located in a highly desirable community close to top-rated schools, parks, shopping and transit, this home has everything you need. Don't miss this incredible opportunity to own a home in one of Newmarket's newest and most sought-after communities!

Key facts

Property type
Townhouse, 3-Storey
MLS®
N13805820
Bedrooms
3
Bathrooms
4 (2 half)
Size
2000-2500 sq ft
Lot
20.06 × 87.74 ft
Cross streets
Yonge St / St John's Sdrd
Parking
1 garage · 3 parking (built-in)
Driveway
Private
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$5,799 / 2026
Days on market
30
Listing brokerage
RIGHT AT HOME REALTY

Rooms

FoyerGround2.46 × 1.85 m

tile floor · double closet · sunken room

BreakfastSecond3.05 × 4.21 m

hardwood floor · w/o to balcony

Dining RoomSecond2.83 × 2.10 m

hardwood floor · pantry

Bedroom 3Third2.74 × 3.05 m

hardwood floor · closet · large window

KitchenSecond2.74 × 4.21 m

hardwood floor · centre island · hidden lights

Family RoomGround4.57 × 4.21 m

access to garage · 2 pc bath · w/o to deck

Living RoomSecond2.83 × 2.10 m

hardwood floor · large window

LaundrySecond2.47 × 2.74 m

tile floor · large window

Bedroom 2Third2.99 × 3.38 m

hardwood floor · double closet · large window

Primary BedroomThird3.66 × 5.49 m

walk-in closet(s) · 4 pc ensuite

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Summerhill Estates · asking prices
$1.03Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $432/sqft; this home lists at $400/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
900kThis home988k1.11M1000kThis home vs active comparables

Neighbourhood & location

Summerhill Estates, Newmarket, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Glenway Estates
$795K
Gorham-College Manor
$769K
Woodland Hill
$841K

Typical asking price of active listings of the same type, per area (outliers removed). Newmarket.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,102/mo
$176KIncome needed
5.1×Price ÷ income
$947Weekly cost
$14,475Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $4,102Property tax $483Total carry $4,585

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,981per month

Mortgage amount $719,998 · 4.49% over 25 years

$180,000Down payment (20.0%)
$719,998Loan before insurance
$0CMHC premium
$4,464Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,981
Property tax
$483
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,464

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,475
Estimated closing costs
$14,475

Plus your down payment of $180,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,818/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$474,300Total interest paid
$1,194,298Total of all payments
Principal $719,998 Interest $474,300
YearPrincipalInterestBalance
1$16,067$31,705$703,931
2$16,797$30,975$687,134
3$17,559$30,212$669,575
4$18,357$29,415$651,218
5$19,190$28,582$632,028
6$20,062$27,710$611,966
7$20,972$26,800$590,994
8$21,925$25,847$569,069
9$22,920$24,852$546,149
10$23,961$23,811$522,189
11$25,049$22,723$497,140
12$26,186$21,586$470,954
13$27,375$20,397$443,579
14$28,618$19,154$414,961
15$29,917$17,855$385,044
16$31,276$16,496$353,768
17$32,696$15,076$321,073
18$34,180$13,592$286,893
19$35,732$12,040$251,161
20$37,354$10,418$213,806
21$39,050$8,721$174,756
22$40,823$6,948$133,932
23$42,677$5,095$91,255
24$44,615$3,157$46,640
25$46,640$1,131$0

At the end of your 5-year term

Total paid over the term
$238,860
Principal paid down
$87,971
Interest paid
$150,889
Balance remaining
$632,028

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
4.2%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.6%
Gross yield
− Property tax $5,799− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $37,657

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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