641-9471 Yonge Street, Richmond Hill, ON
Observatory, Richmond Hill · MLS® N13806742
About this home
In short
- Modern Xpression Condo Living In Prime Richmond Hill! This East-Facing 1+1 Bedroom, 2 Full Bathroom Suite Offers A Functional And Versatile Layout, With A Separate...
- Convenient Access To Hwy 7, Hwy 404, Hwy 407 And Langstaff GO.
**Modern Xpression Condo Living In Prime Richmond Hill!** This East-Facing **1+1 Bedroom, 2 Full Bathroom** Suite Offers A Functional And Versatile Layout, With A Separate Den Ideal For A Home Office, Study Or Additional Living Space. **9-foot ceiling height. **1 Parking Space And 1 Locker Included.** Enjoy Exceptional Building Amenities Including 24-Hour Concierge, Indoor Pool, Fitness Centre, Sauna, Rooftop Terrace, BBQ Area, Party & Games Rooms, Theatre, Guest Suites And More. Ideally Located On Yonge St., Just Steps To **Hillcrest Mall, Restaurants, Shops, Grocery Stores And Public Transit**. Convenient Access To Hwy 7, Hwy 404, Hwy 407 And Langstaff GO. An Excellent Opportunity For First-Time Buyers, Downsizers Or Investors Seeking Convenience, Lifestyle And Connectivity In The Heart Of Richmond Hill.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- N13806742
- Bedrooms
- 1+1 (2 total)
- Bathrooms
- 2
- Size
- 700-799 sq ft
- Cross streets
- Young & Weldrick Rd, East
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Concrete
- Maintenance
- $699/mo
- Exposure
- East
- Property tax
- $2,744 / 2026
- Days on market
- 29
- Listing brokerage
- HC REALTY GROUP INC.
Rooms
Laminate
4 pc bath · laminate · east view
laminate · combined w/kitchen · balcony
laminate · combined w/dining · stainless steel appl
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price read
Nothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market.
Per square foot, these ask about $737/sqft; this home lists at $759/sqft. Size is part of the price story, not just the sticker.
The 4 closest active listings nearby.
See all comparable homesNeighbourhood & location
Observatory, Richmond Hill, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $455,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,517
- Property tax
- $229
- Condo / maintenance fees
- $699
- Heating
- $0
- Estimated monthly cost
- $3,445
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $7,855
- Estimated closing costs
- $7,855
Plus your down payment of $113,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $151,013
- Principal paid down
- $55,617
- Interest paid
- $95,396
- Balance remaining
- $399,583
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HC REALTY GROUP INC.. MLS®/PropTx.