349-9471 Yonge Street, Richmond Hill, ON

Observatory, Richmond Hill · MLS® N13828946

$638,000
For Sale
Listed 24 days agoNo offer date stated
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2+1Bedrooms
2Bathrooms
1Garage
900-999Sq ft

About this home

In short

  • Welcome To Xpression Condos On Yonge, One Of Richmond Hill's Most Sought-After And Architecturally Distinctive Residences.
  • This Immaculate 2+1 Bedroom, 2 Bathroom Corner Suite Offers Approximately 935 Sq.
  • Featuring 10' Ceilings, Floor-To-Ceiling Windows, And A Bright Open-Concept Layout, The Suite Is Filled With Natural Light And Offers A Spacious, Modern Feel.
  • Residents Enjoy Resort-Inspired Amenities Including 24-Hour Concierge, Indoor Pool, Fitness Studio, Sauna, Theatre, Rooftop Terrace With BBQ Area, Party And Games...
  • Ideally Located Directly Across From Hillcrest Mall And Just Steps To Schools, Grocery Stores, Dining, Transit, And Major Highways.

Welcome To Xpression Condos On Yonge, One Of Richmond Hill's Most Sought-After And Architecturally Distinctive Residences! This Immaculate 2+1 Bedroom, 2 Bathroom Corner Suite Offers Approximately 935 Sq. Ft. Of Interior Living Space Plus A 193 Sq. Ft. Wraparound Balcony. Featuring 10' Ceilings, Floor-To-Ceiling Windows, And A Bright Open-Concept Layout, The Suite Is Filled With Natural Light And Offers A Spacious, Modern Feel. The Upgraded Kitchen Showcases A Large Centre Island, Granite Countertops And Backsplash, Stainless Steel Appliances, Pot Lights, And Plenty Of Workspace For Everyday Living And Entertaining. Additional Highlights Include An Electric Fireplace, Custom Blinds, And A Versatile Den Perfect For A Home Office, Study, Or Reading Area. Residents Enjoy Resort-Inspired Amenities Including 24-Hour Concierge, Indoor Pool, Fitness Studio, Sauna, Theatre, Rooftop Terrace With BBQ Area, Party And Games Rooms, Billiards, Ping Pong, Guest Suites, And Visitor Parking. Ideally Located Directly Across From Hillcrest Mall And Just Steps To Schools, Grocery Stores, Dining, Transit, And Major Highways. A Stylish And Convenient Home In The Heart Of Richmond Hill!

Key facts

Property type
Condo Apartment, Apartment
MLS®
N13828946
Bedrooms
2+1 (3 total)
Bathrooms
2
Size
900-999 sq ft
Cross streets
Yonge St & 16th Ave
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$902/mo
Exposure
North East
Property tax
$3,314 / 2026
Days on market
24
Listing brokerage
RE/MAX REALTRON SMART CHOICE TEAM

Rooms

Living RoomGround4.39 × 2.77 m

open concept · laminate · large window

Primary BedroomGround3.81 × 2.77 m

4 pc ensuite · mirrored closet · w/o to balcony

DenGround2.16 × 2.10 m

laminate · open concept

KitchenGround2.77 × 2.13 m

centre island · stainless steel appl · granite counters

Bedroom 2Ground3.11 × 3.05 m

laminate · closet · large window

Dining RoomGround3.14 × 3.11 m

pot lights · laminate · w/o to balcony

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Observatory, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

North Richvale
$643K
Langstaff
$518K
Harding
$514K
South Richvale
$655K
Crosby
$905K

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,908/mo
$140KIncome needed
4.6×Price ÷ income
$671Weekly cost
$9,235Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

71%mortgage
Mortgage $2,908Property tax $276Condo fee $902Total carry $4,086

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,822per month

Mortgage amount $510,400 · 4.49% over 25 years

$127,600Down payment (20.0%)
$510,400Loan before insurance
$0CMHC premium
$4,000Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,822
Property tax
$276
Condo / maintenance fees
$902
Heating
$0
Estimated monthly cost
$4,000

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,235
Estimated closing costs
$9,235

Plus your down payment of $127,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,416/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$336,227Total interest paid
$846,627Total of all payments
Principal $510,400 Interest $336,227
YearPrincipalInterestBalance
1$11,390$22,475$499,010
2$11,907$21,958$487,103
3$12,448$21,417$474,655
4$13,013$20,852$461,642
5$13,604$20,261$448,039
6$14,221$19,644$433,817
7$14,867$18,998$418,950
8$15,542$18,323$403,408
9$16,248$17,617$387,160
10$16,986$16,880$370,174
11$17,757$16,108$352,418
12$18,563$15,302$333,855
13$19,406$14,459$314,449
14$20,287$13,578$294,162
15$21,208$12,657$272,954
16$22,171$11,694$250,783
17$23,178$10,687$227,605
18$24,230$9,635$203,375
19$25,330$8,535$178,045
20$26,480$7,385$151,565
21$27,682$6,183$123,883
22$28,939$4,926$94,943
23$30,253$3,612$64,690
24$31,627$2,238$33,063
25$33,063$802$0

At the end of your 5-year term

Total paid over the term
$169,325
Principal paid down
$62,361
Interest paid
$106,964
Balance remaining
$448,039

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
2.8%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.7%
Gross yield
− Property tax $3,314− Condo fees $10,828− Insurance $600− Vacancy & upkeep $4,026Net operating income $17,832

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON SMART CHOICE TEAM. MLS®/PropTx.

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