9747 Bathurst Street, Richmond Hill, ON

North Richvale, Richmond Hill · MLS® N13814072

$2,388,000
For Sale
Listed 27 days agoNo offer date stated
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7Bedrooms
4Bathrooms
2Garage · 9 parking
5,000Sq ft

About this home

In short

  • An exceptional opportunity in a prime Richmond Hill location, this solid brick detached home is ideal for single-family use.
  • Situated on a large lot with a spacious backyard and ample driveway parking, the property is zoned residential with potential for futurecommercial use or...

An exceptional opportunity in a prime Richmond Hill location, this solid brick detached home is ideal for single-family use.Situated on a large lot with a spacious backyard and ample driveway parking, the property is zoned residential with potential for futurecommercial use or redevelopment under MMS zoning (Main Street Mixed-Use). Meticulously maintained and in excellent condition, thisversatile home offers both comfort and long-term value in a highly sought-after neighborhood.

Key facts

Property type
Detached, Backsplit 4
MLS®
N13814072
Bedrooms
7
Bathrooms
4
Size
5,000 sq ft
Lot
65.28 × 221.87 ft
Cross streets
Bathurst/Rutherford/Major Mackenzie
Parking
2 garage · 9 parking (attached)
Driveway
Private
Basement
Apartment, Separate Entrance
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Rolled
Sewer
Sewer
Property tax
$10,112 / 2025
Days on market
27
Listing brokerage
NAVE REAL ESTATE, BROKERAGE INC.
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in North Richvale · asking prices
$1.96Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $668/sqft; this home lists at $478/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
2.39MThis home1.80M2.00M2.50M1.80M1.69MThis home vs active comparables

Neighbourhood & location

North Richvale, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Mill Pond
$1.71M
South Richvale
$3.94M
Observatory
$2.02M
Crosby
$2.05M
Westbrook
$1.58M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$10,884/mo
$443KIncome needed
5.4×Price ÷ income
$2,512Weekly cost
$46,175Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $10,884Property tax $843Total carry $11,726

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$10,563per month

Mortgage amount $1,910,400 · 4.49% over 25 years

$477,600Down payment (20.0%)
$1,910,400Loan before insurance
$0CMHC premium
$11,406Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$10,563
Property tax
$843
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$11,406

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$46,175
Estimated closing costs
$46,175

Plus your down payment of $477,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$12,785/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,258,479Total interest paid
$3,168,879Total of all payments
Principal $1,910,400 Interest $1,258,479
YearPrincipalInterestBalance
1$42,632$84,123$1,867,768
2$44,568$82,187$1,823,200
3$46,591$80,164$1,776,609
4$48,707$78,049$1,727,902
5$50,918$75,837$1,676,984
6$53,230$73,525$1,623,754
7$55,647$71,108$1,568,108
8$58,173$68,582$1,509,934
9$60,815$65,940$1,449,119
10$63,576$63,179$1,385,543
11$66,463$60,293$1,319,081
12$69,480$57,275$1,249,601
13$72,635$54,120$1,176,966
14$75,933$50,822$1,101,033
15$79,381$47,375$1,021,652
16$82,985$43,770$938,668
17$86,753$40,003$851,915
18$90,691$36,064$761,224
19$94,809$31,946$666,414
20$99,114$27,641$567,300
21$103,614$23,141$463,686
22$108,319$18,437$355,368
23$113,237$13,518$242,131
24$118,378$8,377$123,753
25$123,753$3,002$0

At the end of your 5-year term

Total paid over the term
$633,776
Principal paid down
$233,416
Interest paid
$400,360
Balance remaining
$1,676,984

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$10,500/mo
$126,000Gross annual rent
4.2%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.3%
Gross yield
− Property tax $10,112− Insurance $1,400− Vacancy & upkeep $13,860Net operating income $100,628

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of NAVE REAL ESTATE, BROKERAGE INC.. MLS®/PropTx.

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