102 Frank Kelly Drive, East Gwillimbury, ON

Holland Landing, East Gwillimbury · MLS® N13815412

$1,059,000
For Sale
Listed 27 days agoNo offer date stated
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4Bedrooms
4Bathrooms
2Garage · 4 parking
2500-3000Sq ft

About this home

In short

  • Experience luxury in this stunning, sun-filled detached home, Brick Detached With A Lot Of Upgrades, Back On Park.
  • Counters with Lots of Storage: A Chef's Dream Kitchen, where form meets function.
  • Master Bedroom With 5 Pcs Ensuite & Walk-In Closet.
  • Convenient 2nd Level Laundry.
  • Close To Go Train, Hwy 404/ 400, Go Station, Costco, Upper Canada Mall, Park, Cineplex, Home Depot, Walmart, Restaurants Etc.

Experience luxury in this stunning, sun-filled detached home, Brick Detached With A Lot Of Upgrades, Back On Park! Counters with Lots of Storage: A Chef's Dream Kitchen, where form meets function. The exquisite cabinetry offers a perfect balance of storage and style, seamlessly blending into the modern aesthetic. A generous island invites both casual dining and culinary creativity. S/S Appliances in the Kitchen. Master Bedroom With 5 Pcs Ensuite & Walk-In Closet. Convenient 2nd Level Laundry. Close To Go Train, Hwy 404/ 400, Go Station, Costco, Upper Canada Mall, Park, Cineplex, Home Depot, Walmart, Restaurants Etc.

Key facts

Property type
Detached, 2-Storey
MLS®
N13815412
Bedrooms
4
Bathrooms
4 (1 half)
Size
2500-3000 sq ft
Lot
37.14 × 103.08 ft
Cross streets
Yonge/Green Lane
Parking
2 garage · 4 parking (built-in)
Driveway
Private
Basement
Full, Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,759 / 2025
Days on market
27
Listing brokerage
MASTER`S TRUST REALTY INC.

Rooms

OfficeMain9.48 × 8.99 m

hardwood floor · window

BreakfastMain16.90 × 8.01 m

ceramic floor · open concept · combined w/kitchen

Bedroom 2Second11.98 × 10.60 m

broadloom · semi ensuite · closet

Bedroom 4Second11.09 × 10.99 m

broadloom · 4 pc ensuite · closet

Living RoomMain17.13 × 11.42 m

hardwood floor · combined w/dining · open concept

KitchenMain16.01 × 8.01 m

ceramic floor · granite counters · w/o to deck

Great RoomMain16.99 × 14.01 m

hardwood floor · gas fireplace

Bedroom 3Second11.09 × 8.99 m

broadloom · semi ensuite · closet

Primary BedroomSecond18.80 × 14.01 m

broadloom · walk-in closet(s)

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Holland Landing · asking prices
$1.24Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $439/sqft; this home lists at $385/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
1.06MThis home1.23M1.25M1.26M1.29M1.19MThis home vs active comparables

Neighbourhood & location

Holland Landing, East Gwillimbury, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Sharon
$1.55M
Queensville
$1.35M
Rural East Gwillimbury
$2.19M
Mt Albert
$1.10M

Typical asking price of active listings of the same type, per area (outliers removed). East Gwillimbury.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,827/mo
$203KIncome needed
5.2×Price ÷ income
$1,114Weekly cost
$17,655Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $4,827Property tax $480Total carry $5,306

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,684per month

Mortgage amount $847,200 · 4.49% over 25 years

$211,800Down payment (20.0%)
$847,200Loan before insurance
$0CMHC premium
$5,164Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,684
Property tax
$480
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,164

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$17,655
Estimated closing costs
$17,655

Plus your down payment of $211,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,670/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$558,094Total interest paid
$1,405,294Total of all payments
Principal $847,200 Interest $558,094
YearPrincipalInterestBalance
1$18,906$37,306$828,294
2$19,764$36,447$808,530
3$20,662$35,550$787,868
4$21,600$34,612$766,268
5$22,581$33,631$743,688
6$23,606$32,606$720,082
7$24,678$31,534$695,404
8$25,798$30,414$669,606
9$26,969$29,242$642,637
10$28,194$28,018$614,443
11$29,474$26,738$584,969
12$30,812$25,400$554,157
13$32,211$24,001$521,946
14$33,674$22,538$488,272
15$35,203$21,009$453,069
16$36,801$19,411$416,268
17$38,472$17,740$377,796
18$40,219$15,993$337,578
19$42,045$14,167$295,533
20$43,954$12,258$251,579
21$45,949$10,262$205,630
22$48,036$8,176$157,594
23$50,217$5,995$107,377
24$52,497$3,715$54,880
25$54,880$1,331$0

At the end of your 5-year term

Total paid over the term
$281,059
Principal paid down
$103,512
Interest paid
$177,547
Balance remaining
$743,688

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
4.6%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.9%
Gross yield
− Property tax $5,759− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $48,911

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of MASTER`S TRUST REALTY INC.. MLS®/PropTx.

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