12 McGrath Avenue, Richmond Hill, ON
Rural Richmond Hill, Richmond Hill · MLS® N13817904
About this home
In short
- Welcome to this beautiful, sun-filled freehold townhome in the highly sought-after Richmond Green community.
- Upstairs, the open-concept living and dining area is filled with natural light from large windows and features a smooth walkout to a spacious private balcony, the...
- The upper level offers three generously sized bedrooms, including a bright primary retreat with two closets, ensuite bathroom and a balcony.
- Located in one of Richmond Hill's most desirable family-friendly neighbourhoods, just minutes from top-ranked Richmond Green Secondary School, Richmond Green Sports...
Welcome to this beautiful, sun-filled freehold townhome in the highly sought-after Richmond Green community! With no POTL or maintenance fees, this bright and spacious home offers a functional layout perfect for everyday family living. The main floor features a welcoming foyer with convenient garage access, laundry and storage. Upstairs, the open-concept living and dining area is filled with natural light from large windows and features a smooth walkout to a spacious private balcony, the perfect spot to enjoy your morning coffee, unwind at the end of the day or entertain family and friends. The modern kitchen flows seamlessly into the living space and features quality finishes and plenty of room for everyone to gather. The upper level offers three generously sized bedrooms, including a bright primary retreat with two closets, ensuite bathroom and a balcony. An extra-long garage provides plenty of space for a large vehicle, while the extended driveway allows for additional parking. Located in one of Richmond Hill's most desirable family-friendly neighbourhoods, just minutes from top-ranked Richmond Green Secondary School, Richmond Green Sports Centre & Park, Costco, Home Depot, restaurants, shopping, transit and Hwy 404. A beautiful move-in-ready home in an incredible location!
Key facts
- Property type
- Townhouse, 3-Storey
- MLS®
- N13817904
- Bedrooms
- 3
- Bathrooms
- 3 (1 half)
- Size
- 1500-2000 sq ft
- Lot
- 21.02 × 44.32 ft
- Cross streets
- Leslie & Elgin Mills
- Parking
- 1 garage · 2 parking (built-in)
- Driveway
- Private
- Basement
- Finished, Other
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $4,607 / 2025
- Days on market
- 26
- Listing brokerage
- ROYAL LEPAGE SIGNATURE REALTY
Rooms
broadloom · balcony · 3 pc ensuite
laminate · w/o to balcony · large window
broadloom · walk-in closet(s) · large window
ceramic floor · access to garage
broadloom · vaulted ceiling(s) · large window
laminate · centre island · granite counters
laminate · open concept · combined w/living
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
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The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $572/sqft; this home lists at $570/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
Rural Richmond Hill, Richmond Hill, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $798,400 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,414
- Property tax
- $384
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,798
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $16,435
- Estimated closing costs
- $16,435
Plus your down payment of $199,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $264,869
- Principal paid down
- $97,550
- Interest paid
- $167,320
- Balance remaining
- $700,850
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.