20 Trish Drive, Richmond Hill, ON

Oak Ridges Lake Wilcox, Richmond Hill · MLS® N13821926

$1,328,888
For Sale
Listed 22 days agoNo offer date stated
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3+1Bedrooms
4Bathrooms
1Garage · 3 parking
1500-2000Sq ft

About this home

In short

  • WELCOME TO 20 TRISH DRIVE - A STUNNING, FULLY RENOVATED HOME BACKING ONTO CONSERVATION LAND IN RICHMOND HILL.
  • Beautifully renovated with exceptional attention to detail, the home features bright, thoughtfully designed living spaces ideal for both everyday family life and...
  • Two additional well-appointed bedrooms provide comfortable family living, while the finished basement offers an additional bedroom and versatile living space -...
  • Step outside and discover one of this home's most special features - a private backyard backing directly onto conservation land.
  • With 3+1 bedrooms, 4 bathrooms, a finished basement, attached garage, parking for 3 vehicles and extensive renovations throughout, every level has been designed with...

WELCOME TO 20 TRISH DRIVE - A STUNNING, FULLY RENOVATED HOME BACKING ONTO CONSERVATION LAND IN RICHMOND HILL! This exceptional 3+1 bedroom, 4 bathroom residence perfectly blends sophisticated, move-in-ready living with a peaceful natural setting and no neighbours directly behind. Complete with an attached 1-car garage plus private driveway parking for 2 additional vehicles, this home offers style, space and functionality inside and out.Beautifully renovated with exceptional attention to detail, the home features bright, thoughtfully designed living spaces ideal for both everyday family life and effortless entertaining.The primary suite is a true private retreat, peacefully overlooking the garden and lush conservation beyond. Thoughtfully designed with exceptional storage, it features his closet plus a generous walk-in closet, complemented by a luxurious 5-piece ensuite - creating a serene, spa-like sanctuary to begin and end your day.Two additional well-appointed bedrooms provide comfortable family living, while the finished basement offers an additional bedroom and versatile living space - perfect for overnight guests, a home office, older children or extended family.Step outside and discover one of this home's most special features - a private backyard backing directly onto conservation land. Surrounded by greenery and nature, it's the perfect setting for morning coffee, summer entertaining or simply escaping the pace of the city in your own backyard.With 3+1 bedrooms, 4 bathrooms, a finished basement, attached garage, parking for 3 vehicles and extensive renovations throughout, every level has been designed with comfort, function and style in mind.A rare opportunity to own a turnkey Richmond Hill home where beautifully renovated interiors meet the privacy and serenity of nature. Simply move in and enjoy - 20 Trish Drive is the kind of home that doesn't come along often. Agent's Open House: September 24th 11am - 1pm. Public Open House Sat/Sun 2-4pm

Key facts

Property type
Detached, 2-Storey
MLS®
N13821926
Bedrooms
3+1 (4 total)
Bathrooms
4 (1 half)
Size
1500-2000 sq ft
Lot
29.57 × 82 ft
Cross streets
Yonge & Old Colony
Parking
1 garage · 3 parking (attached)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$5,830 / 2025
Days on market
22
Listing brokerage
BOSLEY REAL ESTATE LTD.

Rooms

Bedroom 3Second3.55 × 3.00 m

hardwood floor · closet · window

KitchenMain4.80 × 3.05 m

stone floor · b/i microwave · stainless steel appl

Primary BedroomSecond4.86 × 6.40 m

hardwood floor · 5 pc ensuite · walk-in closet(s)

Bedroom 2Second4.01 × 3.30 m

hardwood floor · closet · window

RecreationBasement3.30 × 9.10 m

laminate · l-shaped room · 3 pc bath

LaundrySecond0.00 × 0.00 m

Ceramic Floor

Living RoomMain6.86 × 3.46 m

hardwood floor · combined w/family · pot lights

Dining RoomMain2.96 × 2.80 m

hardwood floor · w/o to deck · pot lights

BedroomBasement2.94 × 3.09 m

laminate · closet · window

Family RoomMain6.86 × 3.46 m

hardwood floor · combined w/living · pot lights

Our TakeTeam Asgarian · Broker
Likely to sell near ask
$1.32Mlikely sale price

Listed at $1,328,888. Going by how homes in Oak Ridges Lake Wilcox and the wider GTA have actually closed against their asking prices (about 99%, 16 local closings in 90 days), the likely sale price is near $1.32M, if it sells. A realistic range is $1.23M to $1.49M.

Independent value check: $1.17M. Without looking at the asking price, our model values the home itself about 12% below the ask (homes like it typically land between $1.10M and $1.23M).

Why $1.17M. The typical detached home sold in Oak Ridges Lake Wilcox over the past year went for about $1.37M (103 sales). What sets this one apart:

  • ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $5,830 a year; the typical home sold here pays about $6,700.
  • ▼ Lowers itIt is 1,500 to 2,000 sq ft; the typical home sold here is 2,000 to 2,500.
  • ▼ Lowers it1 garage and 3 total parking spaces, against 2 and 6 typically.
  • ▲ Raises it slightlyThe listing describes it as fully renovated or newly built.
List price
$1.23MBelow recent closings$1.49MAbove recent closings

Total price vs nearby homes. Likely closing about $1.32M, from 16 recent closings in this pocket.

The market behind the math:

16sold nearby · 90 days
$1.26Mmedian sold price
102%of asking, on average
−13%prices vs a year ago
~19 dayshomes like this take to sell
22days on market so far
$3,462/moest. rent · 44 leases
3.1%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.7 months of inventory: 9 detached homes for sale in the area against 16 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $759/sqft against an area asking average of $619/sqft.

  • Park / green-space backing. The listing says this home backs onto or abuts a park or green space. That privacy is priced into the comparison. What is actually behind the fence, and how the lot sits against it, is my in-person call.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 16 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.14M. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver

Based on 16 comparable homes that sold in Oak Ridges Lake Wilcox over the past two years, from 173 closings there.

What sellers nearby are askingCurrently listed nearby in Oak Ridges Lake Wilcox · asking prices
$1.10Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.17M, which is where my estimate comes from.

Per square foot, these ask about $574/sqft; this home lists at $759/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
1.33MThis home1.05M1.20M929k1.02M1.29MThis home vs active comparables

Sold price trend

Median sold price for detached homes in Oak Ridges Lake Wilcox: $1.19M in August 2026, down 26% from a year ago, on 94 closings in 10 months.

Oct 25Aug 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$1.58M7
November 2025$1.93M8
December 2025$1.48M5
January 2026$1.59M12
February 2026$1.36M5
March 2026$1.27M9
May 2026$1.28M14
June 2026$1.38M17
July 2026$1.22M11
August 2026$1.19M6

Neighbourhood & location

Oak Ridges Lake Wilcox, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Oak Ridges
$1.60M
Rural Richmond Hill
$1.72M
Jefferson
$1.64M
Westbrook
$1.54M
Crosby
$1.01M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$6,057/mo
$249KIncome needed
5.3×Price ÷ income
$1,398Weekly cost
$23,053Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $6,057Property tax $486Total carry $6,542

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 16, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,878per month

Mortgage amount $1,063,110 · 4.49% over 25 years

$265,778Down payment (20.0%)
$1,063,110Loan before insurance
$0CMHC premium
$6,364Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,878
Property tax
$486
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,364

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$23,053
Estimated closing costs
$23,053

Plus your down payment of $265,778. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$7,115/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$700,326Total interest paid
$1,763,436Total of all payments
Principal $1,063,110 Interest $700,326
YearPrincipalInterestBalance
1$23,724$46,813$1,039,386
2$24,801$45,736$1,014,585
3$25,927$44,610$988,658
4$27,105$43,433$961,553
5$28,335$42,202$933,218
6$29,622$40,916$903,596
7$30,967$39,571$872,630
8$32,373$38,165$840,257
9$33,843$36,695$806,414
10$35,379$35,158$771,035
11$36,985$33,552$734,050
12$38,665$31,873$695,385
13$40,420$30,117$654,965
14$42,256$28,282$612,709
15$44,174$26,363$568,535
16$46,180$24,358$522,355
17$48,277$22,261$474,079
18$50,469$20,069$423,610
19$52,760$17,777$370,850
20$55,155$15,382$315,695
21$57,660$12,878$258,035
22$60,278$10,260$197,757
23$63,015$7,523$134,742
24$65,876$4,662$68,867
25$68,867$1,671$0

At the end of your 5-year term

Total paid over the term
$352,687
Principal paid down
$129,892
Interest paid
$222,795
Balance remaining
$933,218

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 44 whole-home leases in Oak Ridges Lake Wilcox$3,462/mo
$41,544Gross annual rent
2.2%Cap rate after taxes and upkeep
$3,256 to $3,635Typical rent range
~28 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 44 whole-home leases in Oak Ridges Lake Wilcox signed at a median of $3,723 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,462. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.1%
Gross yield
− Property tax $5,830− Insurance $1,400− Vacancy & upkeep $4,570Net operating income $29,744

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BOSLEY REAL ESTATE LTD.. MLS®/PropTx.

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