22 St Urbain Drive, Vaughan, ON

Vellore Village, Vaughan · MLS® N13823300

$1,728,000
For Sale
Listed 25 days agoNo offer date stated
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4+1Bedrooms
6Bathrooms
2Garage · 4 parking
3000-3500Sq ft

About this home

Client Remarks***Spectacular Turnkey Home***Elegantly Designed With Exceptional Top Of The Line Upgrades***Beautifully Designed Bright Kitchen To A Sun Filled Living Rm***Fireplace***Pot Lights, Dimmers***Wrought Iron Pickets***Hardwood Floors Throughout***Grand Master With Luxury Ensuite***Professionally Designed Bsmt With Custom Kitchen***Two Bathrooms One Bedroom In Basement***Ideal For A Big Family***Front To Rear Interlock To An Amazing Tranquil Backyard Oasis***

Key facts

Property type
Detached, 2-Storey
MLS®
N13823300
Bedrooms
4+1 (5 total)
Bathrooms
6 (2 half)
Size
3000-3500 sq ft
Lot
50.2 × 78.74 ft
Cross streets
Weston Rd / Rutherford Rd
Parking
2 garage · 4 parking (built-in)
Driveway
Private
Basement
Finished, Apartment
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Other
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$7,387 / 2026
Days on market
25
Listing brokerage
RE/MAX REALTRON REALTY INC.

Rooms

Bedroom 3Second4.32 × 4.24 m

hardwood floor · large closet · semi ensuite

KitchenBasement8.32 × 7.14 m

laminate · quartz counter · pot lights

OfficeMain3.32 × 2.71 m

hardwood floor · gas fireplace · large window

Dining RoomMain8.16 × 3.70 m

hardwood floor · coffered ceiling(s) · combined w/living

Primary BedroomSecond9.66 × 3.84 m

hardwood floor · 5 pc ensuite · walk-in closet(s)

KitchenMain4.20 × 4.02 m

granite floor · quartz counter · open concept

BreakfastMain2.75 × 3.38 m

granite counters · eat-in kitchen · w/o to patio

Bedroom 4Second4.40 × 4.24 m

hardwood floor · large closet · semi ensuite

Bedroom 5Basement4.40 × 4.32 m

laminate · walk-in closet(s) · 3 pc ensuite

Living RoomMain8.16 × 3.70 m

hardwood floor · crown moulding · pot lights

Bedroom 2Second4.87 × 3.96 m

hardwood floor · vaulted ceiling(s) · 4 pc ensuite

Family RoomMain5.27 × 3.93 m

hardwood floor · gas fireplace · b/i bookcase

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Vellore Village · asking prices
$1.78Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $603/sqft; this home lists at $532/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
1.73MThis home1.80M1.70M1.69M1.69M2.00MThis home vs active comparables

Neighbourhood & location

Vellore Village, Vaughan, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

East Woodbridge
$1.44M
Sonoma Heights
$1.47M
Maple
$1.63M
Kleinburg
$3.39M
West Woodbridge
$1.45M

Typical asking price of active listings of the same type, per area (outliers removed). Vaughan.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$7,876/mo
$322KIncome needed
5.4×Price ÷ income
$1,817Weekly cost
$31,035Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $7,876Property tax $616Total carry $8,491

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,644per month

Mortgage amount $1,382,400 · 4.49% over 25 years

$345,600Down payment (20.0%)
$1,382,400Loan before insurance
$0CMHC premium
$8,259Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,644
Property tax
$616
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,259

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$31,035
Estimated closing costs
$31,035

Plus your down payment of $345,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$9,251/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$910,658Total interest paid
$2,293,058Total of all payments
Principal $1,382,400 Interest $910,658
YearPrincipalInterestBalance
1$30,849$60,873$1,351,551
2$32,250$59,472$1,319,301
3$33,714$58,008$1,285,587
4$35,245$56,477$1,250,342
5$36,845$54,877$1,213,496
6$38,518$53,204$1,174,978
7$40,267$51,455$1,134,711
8$42,095$49,627$1,092,616
9$44,007$47,716$1,048,609
10$46,005$45,718$1,002,604
11$48,094$43,629$954,511
12$50,277$41,445$904,234
13$52,560$39,162$851,674
14$54,946$36,776$796,727
15$57,441$34,281$739,286
16$60,049$31,673$679,237
17$62,776$28,947$616,461
18$65,626$26,096$550,835
19$68,606$23,117$482,229
20$71,721$20,002$410,509
21$74,977$16,745$335,532
22$78,381$13,341$257,150
23$81,940$9,782$175,210
24$85,661$6,062$89,550
25$89,550$2,172$0

At the end of your 5-year term

Total paid over the term
$458,612
Principal paid down
$168,904
Interest paid
$289,708
Balance remaining
$1,213,496

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,300/mo
$75,600Gross annual rent
3.4%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.4%
Gross yield
− Property tax $7,387− Insurance $1,400− Vacancy & upkeep $8,316Net operating income $58,497

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

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