11 Ramsden Crescent, East Gwillimbury, ON

Sharon, East Gwillimbury · MLS® N13829964

$1,595,000
For Sale
Listed 24 days agoNo offer date stated
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4Bedrooms
3Bathrooms
3Garage · 12 parking
2500-3000Sq ft

About this home

In short

  • Don't miss your opportunity to jump into this amazing neighbourhood.
  • This magnificent, all-brick 2-storey residence perfectly balances premium privacy with comfortable luxury.
  • Set on a half acre lot, a massive driveway leads you spacious 3-car garage.
  • The heart of the home features a beautifully renovated kitchen, seamlessly flowing into a warm and inviting renovated family room, the ultimate setup for hosting...
  • The primary suite serves as your personal oasis, boasting a large walk-in closet (WICC) and a luxurious, fully renovated 3-piece ensuite complete with a modern...

Don't miss your opportunity to jump into this amazing neighbourhood! Welcome to your dream home nestled in a wonderful Sharon enclave. This magnificent, all-brick 2-storey residence perfectly balances premium privacy with comfortable luxury. Set on a half acre lot, a massive driveway leads you spacious 3-car garage. Step inside to discover a thoughtfully updated interior with a traditional layout. The heart of the home features a beautifully renovated kitchen, seamlessly flowing into a warm and inviting renovated family room, the ultimate setup for hosting family gatherings or relaxing in style. A formal dining and living room and office make this main floor complete. Upstairs, you will find 4 spacious bedrooms designed for comfort. The primary suite serves as your personal oasis, boasting a large walk-in closet (WICC) and a luxurious, fully renovated 3-piece ensuite complete with a modern walk-in glassed shower. The outdoor living space is equally spectacular. Spend your mornings or evenings enjoying the lovely (south facing) rear patio overlooking a highly desirable, private rear yard surrounded by peace and tranquility. Situated in a great commuter location, this property offers the perfect blend of a quiet, upscale community lifestyle with seamless access to major transit routes. Schedule your private viewing today and plant your roots in Sharon's finest pocket!

Key facts

Property type
Detached, 2-Storey
MLS®
N13829964
Bedrooms
4
Bathrooms
3 (1 half)
Size
2500-3000 sq ft
Lot
96.95 × 188 ft
Cross streets
Leslie St & Mt Albert Rd
Parking
3 garage · 12 parking (attached)
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Block
Roof
Asphalt Shingle
Sewer
Septic
Property tax
$7,633 / 2026
Days on market
24
Listing brokerage
COLDWELL BANKER THE REAL ESTATE CENTRE

Rooms

KitchenMain3.89 × 5.45 m

hardwood floor · w/o to deck · pantry

Family RoomMain3.45 × 3.76 m

hardwood floor · fireplace · b/i bookcase

Dining RoomMain3.94 × 4.11 m

Hardwood Floor

Bedroom 2Second3.50 × 4.27 m
OfficeMain3.50 × 2.62 m

Hardwood Floor

LaundryMain3.66 × 1.80 m

Ceramic Floor

Bedroom 4Second3.48 × 4.00 m
Living RoomMain4.05 × 5.03 m

Hardwood Floor

Primary BedroomSecond4.15 × 6.38 m

walk-in closet(s) · 3 pc ensuite

Bedroom 3Second3.20 × 4.00 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Sharon, East Gwillimbury, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Queensville
$1.35M
Holland Landing
$1.20M
Rural East Gwillimbury
$2.19M
Mt Albert
$1.10M

Typical asking price of active listings of the same type, per area (outliers removed). East Gwillimbury.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$7,269/mo
$300KIncome needed
5.3×Price ÷ income
$1,678Weekly cost
$28,375Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $7,269Property tax $636Total carry $7,906

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,055per month

Mortgage amount $1,276,000 · 4.49% over 25 years

$319,000Down payment (20.0%)
$1,276,000Loan before insurance
$0CMHC premium
$7,691Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,055
Property tax
$636
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,691

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$28,375
Estimated closing costs
$28,375

Plus your down payment of $319,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$8,539/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$840,567Total interest paid
$2,116,567Total of all payments
Principal $1,276,000 Interest $840,567
YearPrincipalInterestBalance
1$28,475$56,188$1,247,525
2$29,768$54,895$1,217,757
3$31,119$53,543$1,186,638
4$32,532$52,130$1,154,106
5$34,009$50,653$1,120,096
6$35,554$49,109$1,084,543
7$37,168$47,495$1,047,375
8$38,855$45,807$1,008,520
9$40,620$44,043$967,900
10$42,464$42,199$925,436
11$44,392$40,271$881,044
12$46,407$38,255$834,637
13$48,515$36,148$786,122
14$50,717$33,945$735,405
15$53,020$31,643$682,385
16$55,427$29,235$626,958
17$57,944$26,719$569,014
18$60,575$24,088$508,439
19$63,325$21,337$445,113
20$66,200$18,462$378,913
21$69,206$15,456$309,707
22$72,348$12,314$237,358
23$75,633$9,029$161,725
24$79,067$5,595$82,657
25$82,657$2,005$0

At the end of your 5-year term

Total paid over the term
$423,313
Principal paid down
$155,904
Interest paid
$267,410
Balance remaining
$1,120,096

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
2.9%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.9%
Gross yield
− Property tax $7,633− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $47,037

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of COLDWELL BANKER THE REAL ESTATE CENTRE. MLS®/PropTx.

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