42-12532 Ninth Line, Whitchurch-Stouffville, ON
Stouffville, Whitchurch-Stouffville · MLS® N13830122
About this home
In short
- Wonderful Opportunity To Live In This Sun Filled End Unit Townhouse In The Prestige Uptownes At Cardinal Point In The Heart of Stouffville.
- This Modern Townhouse Features Open Concept Living/Dining/Kitchen Area With 10 Feet Ceilings, West Exposure With Tons Of Natural Lighting Through The Oversized...
- 12532 Ninth Line Offers A Family Friendly Setting Surrounded By Parks, Schools, Trails and Everyday Amenities, Move In Today.
Wonderful Opportunity To Live In This Sun Filled End Unit Townhouse In The Prestige Uptownes At Cardinal Point In The Heart of Stouffville. This Modern Townhouse Features Open Concept Living/Dining/Kitchen Area With 10 Feet Ceilings, West Exposure With Tons Of Natural Lighting Through The Oversized Windows, Ground Floor Recreation Room Can Be Used As Gym, Office or Living Room, Upgraded Quartz Countertops In Kitchen With An Oversized Island, Pot Lights, 2 Outdoor Spaces Including An Expansive Rooftop Terrace Along With A Private Balcony, Master Bedroom With 4 Piece Ensuite. Situated In A Family Oriented Stouffville Community Within Walking Distance To Glad Park Public School, St. Mark Catholic School, Stouffville District Secondary, Stouffville Arena & Sports Fields, Stouffville Go Station, And Charming Main Street Stouffville. Quick Drive To Smartcentres On Hoover Park Drive Offering Walmart Superstore, Canadian Tire, Shopping, Restaurants & Everyday Services. 12532 Ninth Line Offers A Family Friendly Setting Surrounded By Parks, Schools, Trails and Everyday Amenities, Move In Today!
Key facts
- Property type
- Condo Townhouse, 3-Storey
- MLS®
- N13830122
- Bedrooms
- 2
- Bathrooms
- 3 (1 half)
- Size
- 1200-1399 sq ft
- Cross streets
- Stouffville Rd & Ninth Line
- Parking
- 1 garage · 2 parking (built-in)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Maintenance
- $331/mo
- Exposure
- West
- Property tax
- $4,028 / 2026
- Days on market
- 24
- Listing brokerage
- CENTURY 21 HERITAGE GROUP LTD.
Rooms
centre island · quartz counter · stainless steel appl
combined w/living · w/o to balcony · open concept
window · closet
2 pc ensuite · window · closet
combined w/dining · w/o to balcony · pot lights
access to garage · combined w/laundry
W/O To Terrace
Listed at $729,900. Going by how homes in Stouffville and the wider GTA have actually closed against their asking prices (about 97%, 7 local closings in 90 days), the likely sale price is near $711K, if it sells. A realistic range is $669K to $769K.
Independent value check: $696K. Without looking at the asking price, our model values the home itself about 5% below the ask (homes like it typically land between $648K and $732K).
Why $696K. The typical townhouse sold in Stouffville over the past year went for about $660K (13 sales). What sets this one apart:
- ▲ Raises itIts tax bill, which follows the city's own assessment, is $4,028 a year; the typical home sold here pays about $3,500.
- ▲ Raises it slightlyIt is 1,200 to 1,399 sq ft; the typical home sold here is 1,000 to 1,199.
Total price vs nearby homes. Likely closing about $711K, from 7 recent closings in this pocket.
The market behind the math:
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.
It never sees the asking price. The 7 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $715K. Condition and finishes remain an in-person call.
What the listing highlights2 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Primary suite: a key comfort and resale feature. Lifestyle
- Open-concept layout: modern, sought-after flow. Lifestyle
Read this with carewhy it’s an estimate, not an appraisal
There were not many closely comparable homes right in Stouffville, so I widened the search to the surrounding area.
Based on 7 comparable homes that sold in Stouffville over the past two years, from 36 closings there.
Nothing closely matching this home is listed nearby right now, so these are the nearest condo townhouse listings on the market. Homes like this one have recently closed around $696K, which is where my estimate comes from.
Per square foot, these ask about $461/sqft; this home lists at $562/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
Stouffville, Whitchurch-Stouffville, ON
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Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $583,920 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,229
- Property tax
- $336
- Condo / maintenance fees
- $331
- Heating
- $0
- Estimated monthly cost
- $3,895
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $11,073
- Estimated closing costs
- $11,073
Plus your down payment of $145,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $193,716
- Principal paid down
- $71,344
- Interest paid
- $122,371
- Balance remaining
- $512,576
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 24 whole-home leases in Stouffville signed at a median of $2,722 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,058. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 HERITAGE GROUP LTD.. MLS®/PropTx.