1 Whitaker Way, Whitchurch-Stouffville, ON

Stouffville, Whitchurch-Stouffville · MLS® N13851848

$699,000
For Sale
Listed 18 days agoNo offer date stated
Request a showing
◎ Directions
2Bedrooms
2Bathrooms
1Garage · 2 parking
1200-1399Sq ft

About this home

In short

  • Luxury Corner Lot Townhouse in the Heart of Stouffvilles Prestigious Cardinal Point Community.
  • Experience modern elegance in this pristine corner lot townhome with 1,200+ sq. ft. of upgraded living space.
  • The open-concept layout offers a bright, airy ambiance.

Luxury Corner Lot Townhouse in the Heart of Stouffvilles Prestigious Cardinal Point Community. Experience modern elegance in this pristine corner lot townhome with 1,200+ sq. ft. of upgraded living space. Enjoy unobstructed scenic views from floor-to-ceiling windows with plenty of sunlight coming into the condo. Premium upgrades include smooth ceilings and upgrade flooring. The open-concept layout offers a bright, airy ambiance. Includes underground parking, and locker. Up top, features an expansive private rooftop terrace, equipped with electrical outlets and a BBQ gas line, making it ideal for hosting, relaxing, or enjoying stunning sunsets and unobstructed views of Cn Tower. Located in a vibrant family friendly community within walking distance to restaurants, shopping, schools, bike trails, and a splash pad, plus plenty of visitor parking. Don't miss the chance to live in your dream home.

Key facts

Property type
Condo Townhouse, 3-Storey
MLS®
N13851848
Bedrooms
2
Bathrooms
2 (1 half)
Size
1200-1399 sq ft
Cross streets
Millard St & Baker Hill Blvd
Parking
1 garage · 2 parking (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$463/mo
Exposure
West
Property tax
$3,541 / 2026
Days on market
18
Listing brokerage
HOMELIFE G1 REALTY INC.

Rooms

KitchenMain2.19 × 4.38 m

breakfast area · stainless steel appl

Living RoomMain3.65 × 6.06 m

combined w/dining · w/o to balcony

Bedroom 2Second3.04 × 2.46 m

Closet

Dining RoomMain3.65 × 6.06 m

laminate · combined w/living

Primary BedroomSecond3.65 × 3.04 m

Closet

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Stouffville · asking prices
$689kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo townhouse listings on the market.

Per square foot, these ask about $469/sqft; this home lists at $538/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
699kThis home730k749k589kThis home vs active comparables

Neighbourhood & location

Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,186/mo
$143KIncome needed
4.9×Price ÷ income
$735Weekly cost
$10,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

81%mortgage
Mortgage $3,186Property tax $295Condo fee $463Total carry $3,944

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,092per month

Mortgage amount $559,200 · 4.49% over 25 years

$139,800Down payment (20.0%)
$559,200Loan before insurance
$0CMHC premium
$3,850Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,092
Property tax
$295
Condo / maintenance fees
$463
Heating
$0
Estimated monthly cost
$3,850

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,455
Estimated closing costs
$10,455

Plus your down payment of $139,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,742/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$368,374Total interest paid
$927,574Total of all payments
Principal $559,200 Interest $368,374
YearPrincipalInterestBalance
1$12,479$24,624$546,721
2$13,046$24,057$533,675
3$13,638$23,465$520,038
4$14,257$22,846$505,781
5$14,904$22,199$490,876
6$15,581$21,522$475,295
7$16,289$20,814$459,006
8$17,028$20,075$441,978
9$17,801$19,302$424,177
10$18,610$18,493$405,567
11$19,455$17,648$386,113
12$20,338$16,765$365,775
13$21,261$15,842$344,514
14$22,227$14,876$322,287
15$23,236$13,867$299,051
16$24,291$12,812$274,761
17$25,394$11,709$249,367
18$26,547$10,556$222,820
19$27,752$9,351$195,069
20$29,012$8,091$166,057
21$30,329$6,774$135,727
22$31,706$5,397$104,021
23$33,146$3,957$70,875
24$34,651$2,452$36,224
25$36,224$879$0

At the end of your 5-year term

Total paid over the term
$185,515
Principal paid down
$68,324
Interest paid
$117,191
Balance remaining
$490,876

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
4.9%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

7.0%
Gross yield
− Property tax $3,541− Condo fees $5,556− Insurance $600− Vacancy & upkeep $5,412Net operating income $34,092

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE G1 REALTY INC.. MLS®/PropTx.

CallRequest a showing