82 Derby Court, Newmarket, ON

Bristol-London, Newmarket · MLS® N13834752

$1,399,900
For Sale
Listed 21 days agoNo offer date stated
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5Bedrooms
4Bathrooms
2Garage · 8 parking
3000-3500Sq ft

About this home

Welcome To This Exceptional Custom Detached Home Nestled On A Quiet Court In One Of Newmarket's Most Sought-After Family Neighbourhoods *Offering Approximately 3,079 Sq Ft Above Grade Plus A Finished Basement, This 5-Bedroom, 4-Bathroom Residence Showcases A Stunning Open-Concept Layout Designed For Modern Living And Entertaining *The Beautiful Stone And Stucco Exterior Creates Outstanding Curb Appeal, While Inside, The Renovated Bloomsbury Kitchen (2019) Features Quartz Countertops, An Oversized Centre Island, Extensive Cabinetry, Stainless Steel Appliances, Stylish Backsplash, Crown Moulding, Recessed Lighting, And Seamless Flow Into The Dining And Living Areas *A Striking Skylight, Custom Upper-Level Addition, And Convenient Laundry Chute Add Character And Functionality Throughout *The Finished Basement Offers Exceptional Flexibility For Extended Family Living Or Recreation Space *Step Outside To Your Private Backyard Retreat Featuring A Saltwater Inground Pool With Waterfall Feature, Hot Tub, Expansive Decking, Mature Landscaping, And Multiple Walkouts For Effortless Indoor-Outdoor Living *New Pool Liner, New Pool Heater, And New Deck *Additional Features Include A Generator, Garburator, Security System, And Ring Cameras. *Refinished Chimney And New Powder Room. Ideally Located Close To Top-Rated Schools, Parks, Shopping, Transit, And Everyday Amenities.

Key facts

Property type
Detached, 2-Storey
MLS®
N13834752
Bedrooms
5
Bathrooms
4
Size
3000-3500 sq ft
Lot
44.84 × 137.79 ft
Cross streets
Yonge St / London Rd
Parking
2 garage · 8 parking (attached)
Driveway
Private Double
Basement
Partial Basement, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Metal
Sewer
Sewer
Pool
Inground, Salt
Property tax
$6,830 / 2025
Days on market
21
Listing brokerage
EXP REALTY

Rooms

Dining RoomMain6.18 × 3.31 m

open concept · w/o to yard

RecreationBasement5.93 × 5.49 m

large closet · window

OfficeMain4.74 × 3.31 m

b/i shelves · large window · large window

BedroomSecond3.09 × 2.95 m

Closet

KitchenMain7.87 × 4.15 m

breakfast bar · w/o to yard

Primary BedroomSecond7.88 × 6.01 m

5 pc ensuite · walk-in closet(s) · w/o to yard

BedroomSecond4.80 × 3.60 m

3 pc ensuite · walk-in closet(s)

BedroomSecond4.15 × 2.95 m

Closet

BedroomSecond4.41 × 4.26 m

Semi Ensuite

Living RoomMain7.55 × 3.96 m

gas fireplace · w/o to yard

Our TakeTeam Asgarian · Broker
A small discount is typical
$1.37Mlikely sale price

Listed at $1,399,900. Going by how homes in Bristol-London and the wider GTA have actually closed against their asking prices (about 98%, 18 local closings in 90 days), the likely sale price is near $1.37M, if it sells. A realistic range is $1.28M to $1.54M.

Independent value check: $1.25M. Without looking at the asking price, our model values the home itself about 11% below the ask (homes like it typically land between $1.17M and $1.31M).

Why $1.25M. The typical detached home sold in Bristol-London over the past year went for about $1.03M (61 sales). What sets this one apart:

  • ▲ Raises it stronglyIt is 3,000 to 3,500 sq ft; the typical home sold here is 1,500 to 2,000.
  • ▼ Lowers itIts tax bill, which follows the city's own assessment, is $6,830 a year; the typical home sold here pays about $5,300.
  • ▲ Raises it slightly2 garage and 8 total parking spaces, against 2 and 6 typically.
List price
$1.28MBelow recent closings$1.54MAbove recent closings

Total price vs nearby homes. Likely closing about $1.37M, from 18 recent closings in this pocket.

The market behind the math:

18sold nearby · 90 days
$997Kmedian sold price
97%of asking, on average
−5%prices vs a year ago
~22 dayshomes like this take to sell
21days on market so far
$4,071/moest. rent · 16 leases
3.5%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.3 months of inventory: 8 detached homes for sale in the area against 18 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $431/sqft against an area asking average of $452/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 18 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.25M. Condition and finishes remain an in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Addition / added square footage: more space lifts value when it is permitted and well integrated, verify the permits. Value driver
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($431/sqft) is in line with the area, so you are paying for extra space rather than a premium.

Based on 18 comparable homes that sold in Bristol-London over the past two years, from 138 closings there.

What sellers nearby are askingCurrently listed nearby in Bristol-London · asking prices
$1.17Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.25M, which is where my estimate comes from.

Per square foot, these ask about $485/sqft; this home lists at $431/sqft. Size is part of the price story, not just the sticker.

The 5 closest active listings nearby.

See all comparable homes
1.40MThis home1.24M1.10M1.10M1.30M1.12MThis home vs active comparables

Sold price trend

Median sold price for detached homes in Newmarket: $1.04M in September 2026, up 1% from a year ago, on 532 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Newmarket as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$1.08M46
November 2025$1.05M34
December 2025$1.10M29
January 2026$1.03M27
February 2026$1.08M31
March 2026$1.10M41
April 2026$1.08M51
May 2026$1.16M66
June 2026$1.13M60
July 2026$1.06M54
August 2026$1.09M55
September 2026$1.04M38

Neighbourhood & location

Bristol-London, Newmarket, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Woodland Hill
$1.17M
Glenway Estates
$1.36M
Central Newmarket
$1.04M
Gorham-College Manor
$1.04M
Huron Heights-Leslie Valley
$1.09M

Typical asking price of active listings of the same type, per area (outliers removed). Newmarket.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$6,380/mo
$264KIncome needed
5.3×Price ÷ income
$1,472Weekly cost
$24,473Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $6,380Property tax $569Total carry $6,949

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,192per month

Mortgage amount $1,119,920 · 4.49% over 25 years

$279,980Down payment (20.0%)
$1,119,920Loan before insurance
$0CMHC premium
$6,761Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,192
Property tax
$569
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,761

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$24,473
Estimated closing costs
$24,473

Plus your down payment of $279,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$7,495/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$737,749Total interest paid
$1,857,669Total of all payments
Principal $1,119,920 Interest $737,749
YearPrincipalInterestBalance
1$24,992$49,315$1,094,928
2$26,127$48,180$1,068,802
3$27,313$46,994$1,041,489
4$28,553$45,754$1,012,936
5$29,849$44,457$983,086
6$31,205$43,102$951,882
7$32,621$41,685$919,260
8$34,103$40,204$885,158
9$35,651$38,656$849,507
10$37,270$37,037$812,237
11$38,962$35,345$773,275
12$40,731$33,576$732,544
13$42,580$31,727$689,964
14$44,514$29,793$645,450
15$46,535$27,772$598,916
16$48,648$25,659$550,268
17$50,856$23,450$499,412
18$53,165$21,141$446,247
19$55,579$18,727$390,667
20$58,103$16,204$332,564
21$60,741$13,566$271,823
22$63,499$10,808$208,325
23$66,382$7,925$141,943
24$69,396$4,911$72,547
25$72,547$1,760$0

At the end of your 5-year term

Total paid over the term
$371,534
Principal paid down
$136,834
Interest paid
$234,700
Balance remaining
$983,086

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 16 whole-home leases in Bristol-London$4,071/mo
$48,852Gross annual rent
2.5%Cap rate after taxes and upkeep
$3,853 to $4,274Typical rent range
~33 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 16 whole-home leases in Bristol-London signed at a median of $3,149 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,071. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.5%
Gross yield
− Property tax $6,830− Insurance $1,400− Vacancy & upkeep $5,374Net operating income $35,248

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of EXP REALTY. MLS®/PropTx.

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