77 Amberview Drive, Georgina, ON

Keswick South, Georgina · MLS® N13835180

$828,000
For Sale
Listed 21 days agoNo offer date stated
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3+2Bedrooms
4Bathrooms
2Garage · 5 parking
1500-2000Sq ft

About this home

In short

  • Welcome to this beautifully updated detached two-storey home with a double-car garage in the highly sought-after South Keswick community.
  • This spacious family home offers a beautiful layout, plus a finished basement with two bedrooms, a full bathroom, a kitchen, and a separate entrance-providing...
  • The combined living and dining room showcases hardwood flooring and a cozy gas fireplace, while the main floor also offers a convenient laundry room with direct...
  • Numerous recent upgrades provide peace of mind, including new windows and exterior doors from 2023, an updated powder room in 2024, a new heat pump in 2025, and a new...
  • Ideally located close to schools, parks, shopping, everyday amenities, and Highway 404, this move-in-ready home offers the perfect combination of space, comfort...

Welcome to this beautifully updated detached two-storey home with a double-car garage in the highly sought-after South Keswick community. This spacious family home offers a beautiful layout, plus a finished basement with two bedrooms, a full bathroom, a kitchen, and a separate entrance-providing excellent potential for extended family living. The upgraded eat-in kitchen features quartz countertops, wall-to-wall pantry storage, indirect lighting, and a walkout to a large 27-by-10.7-foot deck overlooking the fully fenced backyard. The combined living and dining room showcases hardwood flooring and a cozy gas fireplace, while the main floor also offers a convenient laundry room with direct access to the garage. The spacious primary bedroom includes a luxurious four-piece ensuite with a separate shower and soaker tub. Numerous recent upgrades provide peace of mind, including new windows and exterior doors from 2023, an updated powder room in 2024, a new heat pump in 2025, and a new hot water tank also in 2025. Additional features include a Google Nest smart thermostat, a Lorex security camera system, and a smart garage door opener with myQ app connectivity. Ideally located close to schools, parks, shopping, everyday amenities, and Highway 404, this move-in-ready home offers the perfect combination of space, comfort, modern upgrades, and convenience.

Key facts

Property type
Detached, 2-Storey
MLS®
N13835180
Bedrooms
3+2 (5 total)
Bathrooms
4 (1 half)
Size
1500-2000 sq ft
Lot
39.37 × 98.43 ft
Cross streets
Biscayne/Roselm/Amberview
Parking
2 garage · 5 parking (attached)
Driveway
Private Double
Basement
Finished, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,987 / 2025
Days on market
21
Listing brokerage
VIP BAY REALTY INC.

Rooms

Bedroom 3Second3.39 × 3.20 m

laminate · closet · window

BreakfastGround3.08 × 2.90 m

ceramic floor · pantry · w/o to deck

Bedroom 5Basement3.20 × 3.40 m

separate room · broadloom

Primary BedroomSecond4.73 × 3.64 m

5 pc ensuite · separate shower · soaking tub

Bedroom 2Second3.58 × 3.25 m

laminate · closet · window

KitchenGround2.90 × 2.85 m

ceramic floor · quartz counter · indirect lights

Bedroom 4Basement3.20 × 3.40 m

window · broadloom · double closet

Dining RoomGround3.70 × 3.67 m

hardwood floor · combined w/great rm · overlooks backyard

RecreationBasement4.76 × 3.64 m

pot lights · 3 pc bath · open concept

Great RoomGround4.82 × 3.23 m

hardwood floor · gas fireplace · picture window

LaundryGround2.38 × 2.33 m

w/o to garage · l-shaped room · laundry sink

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Keswick South · asking prices
$1.44Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $823/sqft; this home lists at $473/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
828kThis home850k720k2.75MThis home vs active comparables

Neighbourhood & location

Keswick South, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Keswick North
$960K
Historic Lakeshore Communities
$1.04M
Sutton & Jackson's Point
$707K
Virginia
$683K
Pefferlaw
$808K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,774/mo
$161KIncome needed
5.1×Price ÷ income
$871Weekly cost
$13,035Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $3,774Property tax $416Total carry $4,189

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,663per month

Mortgage amount $662,400 · 4.49% over 25 years

$165,600Down payment (20.0%)
$662,400Loan before insurance
$0CMHC premium
$4,078Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,663
Property tax
$416
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,078

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,035
Estimated closing costs
$13,035

Plus your down payment of $165,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,433/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$436,357Total interest paid
$1,098,757Total of all payments
Principal $662,400 Interest $436,357
YearPrincipalInterestBalance
1$14,782$29,168$647,618
2$15,453$28,497$632,165
3$16,155$27,796$616,010
4$16,888$27,062$599,122
5$17,655$26,295$581,467
6$18,457$25,494$563,010
7$19,295$24,656$543,716
8$20,171$23,780$523,545
9$21,087$22,864$502,458
10$22,044$21,906$480,415
11$23,045$20,905$457,370
12$24,091$19,859$433,279
13$25,185$18,765$408,094
14$26,328$17,622$381,765
15$27,524$16,426$354,241
16$28,774$15,177$325,468
17$30,080$13,870$295,388
18$31,446$12,504$263,942
19$32,874$11,077$231,068
20$34,366$9,584$196,702
21$35,926$8,024$160,776
22$37,558$6,393$123,218
23$39,263$4,687$83,955
24$41,046$2,905$42,909
25$42,909$1,041$0

At the end of your 5-year term

Total paid over the term
$219,751
Principal paid down
$80,933
Interest paid
$138,818
Balance remaining
$581,467

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
3.3%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.6%
Gross yield
− Property tax $4,987− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $27,255

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of VIP BAY REALTY INC.. MLS®/PropTx.

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