49 Fergus Avenue, Richmond Hill, ON
Oak Ridges Lake Wilcox, Richmond Hill · MLS® N13835898
About this home
In short
- Architectural excellence blended w/ practical living.
- The grand double-height foyer opens to a spectacular great room featuring soaring 22-ft cathedral ceilings, 48"x48 Spanish Verdi Blanco porcelain heated floors...
- The designer dual-tone kitchen showcases imported Italian Infinita stone countertops and backsplash, oversized island, extensive pull-out organizers, JennAir...
- The resort-inspired indoor pool retreat features heated slate flooring, 20-ft vaulted ceilings, skylights, expansive window walls, an Endless Pools swim jet system...
- The indoor pool: 1,570 sq.ft.
Architectural excellence blended w/ practical living! The grand double-height foyer opens to a spectacular great room featuring soaring 22-ft cathedral ceilings, 48"x48 Spanish Verdi Blanco porcelain heated floors, floor-to-ceiling window walls, a custom designed feature wall w/ Giorgio Graesan Venetian plaster, hidden storage cabinetry, and 72-inch linear gas fireplace. The designer dual-tone kitchen showcases imported Italian Infinita stone countertops and backsplash, oversized island, extensive pull-out organizers, JennAir integrated fridge/freezer combination (2026), imported Italian Fulgor six-burner, griddle and double oven range (2026), Miele dishwasher, and a secondary prep kitchen with Dacor gas cooktop, KitchenAid fridge/freezer, KitchenAid convection micro (2026), KitchenAid oven (2026) and warming drawer. Heated imported Spanish porcelain slab flooring extends throughout key main level areas. The dining room features a floor to ceiling open bookshelf with closed cabinetry and accent lighting. The main office has a private wrap-around balcony and is adjacent to a three-piece bath offering flexibility as a fifth bedroom. The resort-inspired indoor pool retreat features heated slate flooring, 20-ft vaulted ceilings, skylights, expansive window walls, an Endless Pools swim jet system, and access to the rear grounds. Upstairs, Brazilian walnut flooring flows throughout four bedrooms including the luxurious primary suite with foyer, walk-in dressing room, and cabinet facade door to its ensuite bathroom. Additional highlights include floating glass staircases, a Generac whole-home generator, smart water shut-off system, irrigation system, rough-in EV charger, walk-up lower level, garage with mezzanine storage. Ideally located near Lake Wilcox, conservation trails, parks, golf, top-rated schools, shopping, and everyday amenities. First and second floor: 4696 sq.ft. The indoor pool: 1,570 sq.ft. Audio and video recording on during showings.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13835898
- Bedrooms
- 4
- Bathrooms
- 6 (1 half)
- Size
- 3500-5000 sq ft
- Lot
- 80 × 150 ft
- Cross streets
- North Lake Rd and Bayview Ave
- Parking
- 2 garage · 6 parking (attached)
- Basement
- Partially Finished, Walk-Up
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stucco (Plaster)
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Pool
- Indoor
- Property tax
- $14,497 / 2025
- Days on market
- 21
- Listing brokerage
- KELLER WILLIAMS EMPOWERED REALTY
Rooms
heated floor · window floor to ceiling · east view
heated floor · centre island · walk-out
hardwood floor · semi ensuite · west view
heated floor · pot lights · stainless steel appl
hardwood floor · 5 pc ensuite · window floor to ceiling
hardwood floor · cathedral ceiling(s) · balcony
heated floor · window floor to ceiling · west view
heated floor · gas fireplace · window floor to ceiling
hardwood floor · semi ensuite · west view
hardwood floor · 3 pc ensuite · vaulted ceiling(s)
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For sale
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For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.
Per square foot, these ask about $613/sqft; this home lists at $823/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 6 active listings nearby.
See all comparable homesNeighbourhood & location
Oak Ridges Lake Wilcox, Richmond Hill, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $2,798,400 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $15,473
- Property tax
- $1,208
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $16,681
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $73,925
- Estimated closing costs
- $73,925
Plus your down payment of $699,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $928,370
- Principal paid down
- $341,913
- Interest paid
- $586,457
- Balance remaining
- $2,456,487
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS EMPOWERED REALTY. MLS®/PropTx.