176 Rumble Avenue, Richmond Hill, ON

Mill Pond, Richmond Hill · MLS® N13838908

$3,188,000
For Sale
Listed 20 days agoNo offer date stated
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4+2Bedrooms
7Bathrooms
2Garage · 8 parking
3500-5000Sq ft

About this home

In short

  • A Contemporary Expression of Refined Family Living.
  • From the moment of arrival, the residence makes a distinguished impression, with an impressive architectural presence and a dramatic 21-foot grand foyer establishing...
  • The principal living spaces are defined by 11-foot ceilings, expansive proportions, premium engineered hardwood flooring and an open-concept design that creates a...
  • Upstairs, the private bedroom level features four generously proportioned bedrooms, including an expansive primary retreat with walk-in closet and luxurious ensuite...
  • With 10-foot ceilings, heated floors, a second kitchen, living area, bedrooms and a separate entrance, it provides an exceptional environment for extended family...

A Contemporary Expression of Refined Family Living. Welcome to 176 Rumble Avenue, an exceptional custom-built residence set within the coveted Mill Pond community of Richmond Hill, an address where timeless neighbourhood appeal meets sophisticated contemporary living. From the moment of arrival, the residence makes a distinguished impression, with an impressive architectural presence and a dramatic 21-foot grand foyer establishing a sense of scale and elegance. Inside, approximately 5,000+ square feet of beautifully appointed living space unfolds across three levels, designed for both grand entertaining and effortless family living. The principal living spaces are defined by 11-foot ceilings, expansive proportions, premium engineered hardwood flooring and an open-concept design that creates a natural flow from one room to the next. Skylights introduce additional natural illumination, while integrated sound and carefully considered construction details elevate both comfort and everyday living. The heart of the home is an impressive contemporary kitchen with generous proportions and a center island, complemented by sophisticated principal rooms and a dedicated office. Upstairs, the private bedroom level features four generously proportioned bedrooms, including an expansive primary retreat with walk-in closet and luxurious ensuite, while the second floor is enhanced by 9-foot ceilings and convenient bedroom-level laundry. The lower level introduces an entirely different dimension of versatility. With 10-foot ceilings, heated floors, a second kitchen, living area, bedrooms and a separate entrance, it provides an exceptional environment for extended family, guests, a private retreat or additional lifestyle space.

Key facts

Property type
Detached, 2-Storey
MLS®
N13838908
Bedrooms
4+2 (6 total)
Bathrooms
7 (1 half)
Size
3500-5000 sq ft
Lot
64 × 109.17 ft
Cross streets
Yonge / Major Mackenzie
Parking
2 garage · 8 parking (built-in)
Driveway
Available
Basement
Apartment, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete, Insulated Concrete Form
Roof
Asphalt Shingle, Flat
Sewer
Sewer
Property tax
$13,848 / 2025
Days on market
20
Listing brokerage
HAMMOND INTERNATIONAL PROPERTIES LIMITED

Rooms

KitchenMain4.88 × 4.00 m

centre island · built-in speakers · b/i appliances

Bedroom 4Second3.66 × 4.57 m

hardwood floor · closet · 4 pc ensuite

Bedroom 2Second4.62 × 3.67 m

hardwood floor · walk-in closet(s) · 4 pc ensuite

BedroomLower4.70 × 4.44 m

tile floor · heated floor

Bedroom 2Lower3.10 × 4.39 m

tile floor · heated floor

LaundryLower0.00 × 0.00 m
Primary BedroomSecond4.88 × 5.49 m

b/i closet · walk-in closet(s) · 5 pc ensuite

OfficeMain2.84 × 2.81 m

window floor to ceiling · hardwood floor · pot lights

Living RoomMain4.57 × 4.57 m

fireplace · track lighting

Bedroom 3Second3.66 × 4.57 m

hardwood floor · walk-in closet(s) · 4 pc ensuite

Living RoomLower5.80 × 6.07 m

tile floor · heated floor

Family RoomMain6.07 × 4.88 m

w/o to deck · built-in speakers · pot lights

Bedroom 3Lower0.00 × 0.00 m

pot lights · double closet

Dining RoomMain3.66 × 4.57 m

hardwood floor · track lighting

KitchenLower2.18 × 2.20 m

heated floor · 2 way fireplace

LaundrySecond0.00 × 0.00 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Mill Pond · asking prices
$3.99Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $903/sqft; this home lists at $750/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
3.19MThis home3.00M3.98M4.99MThis home vs active comparables

Neighbourhood & location

Mill Pond, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Crosby
$2.05M
Westbrook
$1.58M
North Richvale
$1.46M
Observatory
$2.02M
Rouge Woods
$1.77M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$14,530/mo
$592KIncome needed
5.4×Price ÷ income
$3,353Weekly cost
$66,175Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $14,530Property tax $1,154Total carry $15,684

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$14,102per month

Mortgage amount $2,550,400 · 4.49% over 25 years

$637,600Down payment (20.0%)
$2,550,400Loan before insurance
$0CMHC premium
$15,256Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$14,102
Property tax
$1,154
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$15,256

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$66,175
Estimated closing costs
$66,175

Plus your down payment of $637,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$17,068/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,680,080Total interest paid
$4,230,480Total of all payments
Principal $2,550,400 Interest $1,680,080
YearPrincipalInterestBalance
1$56,914$112,305$2,493,486
2$59,498$109,721$2,433,988
3$62,200$107,020$2,371,788
4$65,024$104,195$2,306,764
5$67,976$101,243$2,238,788
6$71,062$98,157$2,167,726
7$74,289$94,930$2,093,437
8$77,662$91,557$2,015,775
9$81,188$88,031$1,934,586
10$84,874$84,345$1,849,712
11$88,728$80,491$1,760,984
12$92,757$76,462$1,668,227
13$96,968$72,251$1,571,259
14$101,371$67,848$1,469,888
15$105,974$63,246$1,363,914
16$110,785$58,434$1,253,129
17$115,815$53,404$1,137,314
18$121,074$48,145$1,016,240
19$126,571$42,648$889,669
20$132,318$36,901$757,351
21$138,326$30,894$619,025
22$144,606$24,613$474,419
23$151,172$18,047$323,247
24$158,036$11,183$165,211
25$165,211$4,008$0

At the end of your 5-year term

Total paid over the term
$846,096
Principal paid down
$311,612
Interest paid
$534,484
Balance remaining
$2,238,788

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
2.0%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.8%
Gross yield
− Property tax $13,848− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $63,250

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HAMMOND INTERNATIONAL PROPERTIES LIMITED. MLS®/PropTx.

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