171 Oxford Street, Richmond Hill, ON
Mill Pond, Richmond Hill · MLS® N13841116
About this home
In short
- Welcome to 171 Oxford Street, A Spectacular Custom-Built Residence on One of Richmond Hill's Most Coveted Streets.
- Across Two Floors Plus a Fully Finished Walkout Basement with a Full Kitchen, This Exceptional 5 Bedroom Home Showcases Soaring Ceilings, Grand Principal Rooms...
- Straight Out of a Luxury Magazine, This Private Resort Features a Spectacular Pool and Hot Tub, Exceptional Landscaping, Expansive Stone Patios and a Massive Custom...
- Designed For Entertaining and Summer Living, The Finished Walkout Basement Provides Seamless Access to This Incredible Outdoor Oasis.
Welcome to 171 Oxford Street, A Spectacular Custom-Built Residence on One of Richmond Hill's Most Coveted Streets. Offering Over 5,100 Sq. Ft. Across Two Floors Plus a Fully Finished Walkout Basement with a Full Kitchen, This Exceptional 5 Bedroom Home Showcases Soaring Ceilings, Grand Principal Rooms, Custom Finishes, Renovated Spa Inspired Bathrooms, A Luxurious Primary Ensuite with Steam Shower and a Spacious 3 Car Garage. South Facing Exposure Fills the Home with Natural Light Throughout. The True Showstopper Is the Breathtaking Backyard. Straight Out of a Luxury Magazine, This Private Resort Features a Spectacular Pool and Hot Tub, Exceptional Landscaping, Expansive Stone Patios and a Massive Custom Cabana with Fireplace. Designed For Entertaining and Summer Living, The Finished Walkout Basement Provides Seamless Access to This Incredible Outdoor Oasis. An Outstanding Combination of Size, Craftsmanship and Luxury, Highlighted by One of Richmond Hill's Most Impressive Backyard Retreats. A Truly Special Home That Must Be Seen to be Appreciated.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13841116
- Bedrooms
- 5
- Bathrooms
- 7 (1 half)
- Size
- 5,000 sq ft
- Lot
- 52 × 200 ft
- Cross streets
- Yonge Street & Elgin Mills
- Parking
- 3 garage · 9 parking (attached)
- Driveway
- Private
- Basement
- Walk-Out, Finished with Walk-Out
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stucco (Plaster)
- Foundation
- Concrete
- Roof
- Shingles
- Sewer
- Sewer
- Pool
- Inground
- Property tax
- $15,883 / 2025
- Days on market
- 20
- Listing brokerage
- CENTURY 21 PARKLAND LTD.
Rooms
hardwood floor · fireplace · large window
hardwood floor · window
hardwood floor · large closet · 4 pc ensuite
hardwood floor · crown moulding · large window
Hardwood Floor
hardwood floor · window · 4 pc ensuite
hardwood floor · fireplace · w/o to deck
hardwood floor · above grade window
hardwood floor · centre island · stainless steel appl
hardwood floor · large window · 3 pc bath
closet · hardwood floor
Hardwood Floor
hardwood floor · crown moulding · large window
centre island · b/i range
hardwood floor · walk-in closet(s) · 6 pc ensuite
hardwood floor · fireplace
closet · hardwood floor
hardwood floor · large window · 3 pc bath
This home is in the largest size bracket the board records (5,000 sq ft and up). Comparable-sales math compares homes by size, and too few homes this large sell nearby to compare it fairly, so no automatic estimate is shown. The largest homes in Mill Pond (3,500 sq ft and up) have sold between $1.57M and $3.65M over the last two years (31 sales).
Considering this property? Request a written price read
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $3.16M, which is where my estimate comes from.
Per square foot, these ask about $953/sqft; this home lists at $600/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesSold price trend
Median sold price for detached homes in Richmond Hill: $1.44M in September 2026, down 4% from a year ago, on 948 closings in 12 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Richmond Hill as a whole: the neighbourhood alone has too few closings for a line of its own.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $1.58M | 86 |
| November 2025 | $1.47M | 77 |
| December 2025 | $1.68M | 48 |
| January 2026 | $1.48M | 52 |
| February 2026 | $1.52M | 57 |
| March 2026 | $1.49M | 70 |
| April 2026 | $1.50M | 73 |
| May 2026 | $1.46M | 114 |
| June 2026 | $1.50M | 119 |
| July 2026 | $1.50M | 92 |
| August 2026 | $1.48M | 80 |
| September 2026 | $1.44M | 80 |
Neighbourhood & location
Mill Pond, Richmond Hill, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $2,399,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $13,266
- Property tax
- $1,324
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $14,589
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $61,450
- Estimated closing costs
- $61,450
Plus your down payment of $599,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $795,935
- Principal paid down
- $293,138
- Interest paid
- $502,797
- Balance remaining
- $2,106,062
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
The suite is real income here: basements rent in Mill Pond (39 of 146 recent detached leases were basement units, around $1,800 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,800 a month on top of the upper floors. Permitted use is worth confirming with the city.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 26 whole-home leases in Mill Pond signed at a median of $6,606 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $8,306. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 PARKLAND LTD.. MLS®/PropTx.