815 Churchill Lane, Georgina, ON

Historic Lakeshore Communities, Georgina · MLS® N13843466

$1,288,000
For Sale
Listed 19 days agoNo offer date stated
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3+1Bedrooms
4Bathrooms
4.5Garage · 16.5 parking
1500-2000Sq ft

About this home

In short

  • Lake Simcoe Living At Its Best.
  • Just Steps To The Lake With Private Beach Access Directly Across The Street, This Stunning 2018-Built Stone Raised Bungalow Sits On A Premium Lot With Beautiful Lake...
  • Offering 3 Spacious Bedrooms, 2 Full Baths & A Fully Finished Lower Level With 2 Separate Entrances-Ideal For In-Laws, Extended Family Or Income Potential.
  • The Gourmet Kitchen Features Quartz Counters, Stainless Steel Appliances, Pot Lights & A Large Breakfast Bar Perfect For Entertaining.
  • Retreat To The Spacious Primary Suite With Walk-In Closet & Stylish 3-Pc Ensuite With Custom Glass Shower.

Lake Simcoe Living At Its Best! Just Steps To The Lake With Private Beach Access Directly Across The Street, This Stunning 2018-Built Stone Raised Bungalow Sits On A Premium Lot With Beautiful Lake Views. Offering 3 Spacious Bedrooms, 2 Full Baths & A Fully Finished Lower Level With 2 Separate Entrances-Ideal For In-Laws, Extended Family Or Income Potential. The Gourmet Kitchen Features Quartz Counters, Stainless Steel Appliances, Pot Lights & A Large Breakfast Bar Perfect For Entertaining. Retreat To The Spacious Primary Suite With Walk-In Closet & Stylish 3-Pc Ensuite With Custom Glass Shower. The Finished Lower Level Offers A Serene Zen-Inspired Retreat With Hot Tub, Separate Shower, Additional Bedroom & 3-Pc Bath-Perfect For Guests Or Multi-Generational Living. Car Enthusiasts & Hobbyists Will Love The Exceptional Parking & Storage: Attached Double Garage Plus A Rare Detached 2.5-Car Garage At The Rear, Along With Ample Driveway Parking. Town Services, High-Speed Internet & Public Transit Just Steps Away, With Hwy 404 Approx. 12 Minutes Away. Whether You're Searching For A Year-Round Home, Weekend Escape Or Versatile Investment Opportunity, This One Checks All The Boxes-Modern Comfort, Incredible Garage Space & The Coveted Lake Simcoe Lifestyle!

Key facts

Property type
Detached, Bungalow-Raised
MLS®
N13843466
Bedrooms
3+1 (4 total)
Bathrooms
4 (1 half)
Size
1500-2000 sq ft
Lot
64.9 × 142.91 ft
Cross streets
Lake Drive E & Churchill Lane
Parking
4.5 garage · 16.5 parking (attached)
Driveway
Private Double
Basement
Full, Walk-Up
Heating
Forced Air
A/C
Central Air
Exterior
Board & Batten , Stone
Foundation
Concrete Block
Roof
Shingles
Sewer
Sewer
Property tax
$5,471 / 2025
Days on market
19
Listing brokerage
RE/MAX REALTRON REALTY INC.

Rooms

Bedroom 2Main3.89 × 3.29 m

window · closet · laminate

Primary BedroomMain4.22 × 4.25 m

walk-in closet(s) · window · 3 pc ensuite

SittingBasement1.13 × 3.48 m

Laminate

Living RoomMain4.62 × 6.81 m

combined w/dining · open concept · laminate

KitchenMain5.95 × 4.97 m

quartz counter · breakfast bar · tile floor

Bedroom 3Basement4.54 × 4.53 m

laminate · laminate · double closet

BedroomMain3.89 × 3.00 m

window · closet

OtherBasement3.82 × 3.08 m

laminate · above grade window

BathroomMain2.35 × 1.74 m

4 pc bath · granite counters · tile floor

RecreationBasement6.13 × 7.42 m

laminate · window

OtherBasement5.59 × 3.07 m

tile floor · hot tub

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Historic Lakeshore Communities · asking prices
$1.18Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $689/sqft; this home lists at $736/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
1.29MThis home1.09M1.44M1.09M999k1.30MThis home vs active comparables

Neighbourhood & location

Historic Lakeshore Communities, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Sutton & Jackson's Point
$707K
Keswick North
$960K
Virginia
$683K
Keswick South
$860K
Pefferlaw
$808K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,870/mo
$241KIncome needed
5.3×Price ÷ income
$1,355Weekly cost
$22,235Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $5,870Property tax $456Total carry $6,326

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,697per month

Mortgage amount $1,030,400 · 4.49% over 25 years

$257,600Down payment (20.0%)
$1,030,400Loan before insurance
$0CMHC premium
$6,153Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,697
Property tax
$456
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,153

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,235
Estimated closing costs
$22,235

Plus your down payment of $257,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,896/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$678,778Total interest paid
$1,709,178Total of all payments
Principal $1,030,400 Interest $678,778
YearPrincipalInterestBalance
1$22,994$45,373$1,007,406
2$24,038$44,329$983,368
3$25,130$43,238$958,238
4$26,271$42,097$931,968
5$27,463$40,904$904,504
6$28,710$39,657$875,794
7$30,014$38,353$845,780
8$31,377$36,990$814,403
9$32,801$35,566$781,602
10$34,291$34,077$747,311
11$35,847$32,520$711,464
12$37,475$30,892$673,989
13$39,177$29,190$634,812
14$40,955$27,412$593,857
15$42,815$25,552$551,042
16$44,759$23,608$506,283
17$46,791$21,576$459,492
18$48,916$19,451$410,576
19$51,137$17,230$359,440
20$53,458$14,909$305,981
21$55,886$12,481$250,095
22$58,423$9,944$191,672
23$61,076$7,291$130,597
24$63,849$4,518$66,748
25$66,748$1,619$0

At the end of your 5-year term

Total paid over the term
$341,836
Principal paid down
$125,896
Interest paid
$215,940
Balance remaining
$904,504

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.1%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.9%
Gross yield
− Property tax $5,471− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $26,771

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

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