1 Maple Grove Street, Whitchurch-Stouffville, ON

Rural Whitchurch-Stouffville, Whitchurch-Stouffville · MLS® N13848012

$799,900
For Sale
Listed 18 days agoNo offer date stated
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3+1Bedrooms
2Bathrooms
1Garage · 3 parking
700-1100Sq ft

About this home

In short

  • Well maintained bungalow in the heart of the Mussleman Lake community of rural Whitchurch-Stouffville.
  • Kitchen, living and dining rooms with hardwood floors, 3 bedrooms on main level with 4 pc bath; lower level finished with recreation room with gas fireplace and above...
  • Approximately 8 minute drive to Stouffville and its conveniences, and easy access to Hwy 404.

Well maintained bungalow in the heart of the Mussleman Lake community of rural Whitchurch-Stouffville. Kitchen, living and dining rooms with hardwood floors, 3 bedrooms on main level with 4 pc bath; lower level finished with recreation room with gas fireplace and above grade window. Basement offers separate kitchen and living space-ideal in-law apartment/house guest area; separate detached garage with recreational space above-use as game room, studio, or teenager hangout area. Corner property situated on a quiet cul-de-sac. Walking distance to recreational lake activities, splash pad, trails and parks. Approximately 8 minute drive to Stouffville and its conveniences, and easy access to Hwy 404. Excellent opportunity to settle into this quiet, cozy and welcoming lake community.

Key facts

Property type
Detached, Bungalow
MLS®
N13848012
Bedrooms
3+1 (4 total)
Bathrooms
2
Size
700-1100 sq ft
Lot
50 × 100 ft
Cross streets
Ninth Line & Bloomington Road
Parking
1 garage · 3 parking (detached)
Driveway
Private
Basement
Apartment
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Holding Tank
Property tax
$3,873 / 2025
Days on market
18
Listing brokerage
Re/Max All-Stars Realty Inc.

Rooms

KitchenMain4.04 × 3.35 m

updated · granite counters

Living RoomMain4.27 × 4.06 m

Hardwood Floor

Primary BedroomMain4.80 × 2.95 m

large window · broadloom

OfficeBasement2.24 × 2.13 m
Bedroom 3Main2.95 × 2.84 m

window · broadloom

Dining RoomMain4.78 × 2.36 m

Hardwood Floor

Bedroom 2Main2.95 × 2.84 m

window · broadloom

Furnace RoomBasement2.74 × 2.13 m
OtherBasement2.16 × 1.42 m
RecreationBasement6.91 × 4.65 m
KitchenBasement3.35 × 3.05 m

Laminate

RecreationBasement6.88 × 5.61 m

above grade window · gas fireplace

Our TakeTeam Asgarian · Broker
A discount is typical here
$763Klikely sale price

Listed at $799,900. Going by how homes in Rural Whitchurch-Stouffville and the wider GTA have actually closed against their asking prices (about 95%, 24 local closings in 90 days), the likely sale price is near $763K, if it sells. A realistic range is $715K to $859K.

Independent value check: $788K. Without looking at the asking price, our model values the home itself in line with the ask (homes like it typically land between $738K and $826K).

Why $788K. The typical detached home sold in Rural Whitchurch-Stouffville over the past year went for about $1.60M (93 sales). What sets this one apart:

  • ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $3,873 a year; the typical home sold here pays about $8,300.
  • ▼ Lowers it stronglyIt is 700 to 1,100 sq ft; the typical home sold here is 2,500 to 3,000.
  • ▼ Lowers it3+1 bedrooms and 2 baths, against 4+1 and 4 typically.
  • ▼ Lowers it slightly1 garage and 3 total parking spaces, against 3 and 8 typically.
List price
$715KBelow recent closings$859KAbove recent closings

Total price vs nearby homes. Likely closing about $763K, from 24 recent closings in this pocket.

The market behind the math:

24sold nearby · 90 days
$1.46Mmedian sold price
90%of asking, on average
−1%prices vs a year ago
~41 dayshomes like this take to sell
18days on market so far
$3,410/moest. rent · 5 leases
5.1%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3.5 months of inventory: 28 detached homes for sale in the area against 24 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $889/sqft against an area asking average of $1,089/sqft.

  • Corner lot. Two street frontages: more to landscape, shovel and mow, and more exposure to traffic, wind and headlights at night. Buyers price that against an interior lot on the same street, so I read this one on the cautious side and confirm the setting in person.
  • basement apartment features. A finished 1 bed basement apartment with a second kitchen. A self-contained space for extended family, guests or potential income. In Rural Whitchurch-Stouffville basements rarely rent out (5 of 77 recent detached leases were basement units), so buyers here treat a suite as family or nanny space rather than income. Value it for the living space, not the rent. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the Town of Whitchurch-Stouffville.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 24 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $979K. Condition and finishes remain an in-person call.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Read this with carewhy it’s an estimate, not an appraisal

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

Based on 24 comparable homes that sold in Rural Whitchurch-Stouffville over the past two years, from 258 closings there.

What sellers nearby are askingCurrently listed nearby in Rural Whitchurch-Stouffville · asking prices
$833kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $925/sqft; this home lists at $889/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
800kThis home800k898k800kThis home vs active comparables

Sold price trend

Median sold price for detached homes in Rural Whitchurch-Stouffville: $1.52M in September 2026, down 17% from a year ago, on 91 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$1.74M9
November 2025$1.96M7
December 2025$2.05M9
January 2026$1.14M5
February 2026$1.80M7
March 2026$1.48M7
April 2026$1.44M7
May 2026$1.75M13
June 2026$2.02M8
July 2026$1.43M7
August 2026$1.46M6
September 2026$1.52M6

Neighbourhood & location

Rural Whitchurch-Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Ballantrae
$1.77M
Stouffville
$1.18M

Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,646/mo
$153KIncome needed
5.2×Price ÷ income
$841Weekly cost
$12,473Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $3,646Property tax $323Total carry $3,968

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,538per month

Mortgage amount $639,920 · 4.49% over 25 years

$159,980Down payment (20.0%)
$639,920Loan before insurance
$0CMHC premium
$3,861Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,538
Property tax
$323
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,861

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,473
Estimated closing costs
$12,473

Plus your down payment of $159,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,282/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$421,548Total interest paid
$1,061,468Total of all payments
Principal $639,920 Interest $421,548
YearPrincipalInterestBalance
1$14,280$28,178$625,640
2$14,929$27,530$610,711
3$15,606$26,852$595,105
4$16,315$26,144$578,789
5$17,056$25,403$561,734
6$17,830$24,628$543,903
7$18,640$23,819$525,263
8$19,486$22,973$505,777
9$20,371$22,088$485,406
10$21,296$21,163$464,111
11$22,263$20,196$441,848
12$23,274$19,185$418,574
13$24,330$18,128$394,244
14$25,435$17,024$368,809
15$26,590$15,869$342,219
16$27,797$14,662$314,422
17$29,059$13,400$285,363
18$30,379$12,080$254,984
19$31,758$10,701$223,226
20$33,200$9,259$190,027
21$34,707$7,751$155,319
22$36,283$6,176$119,036
23$37,930$4,528$81,106
24$39,653$2,806$41,453
25$41,453$1,006$0

At the end of your 5-year term

Total paid over the term
$212,294
Principal paid down
$78,186
Interest paid
$134,107
Balance remaining
$561,734

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 5 whole-home leases in Rural Whitchurch-Stouffville$3,410/mo
$40,920Gross annual rent
3.9%Cap rate after taxes and upkeep
$3,000 to $3,819Typical rent range
~19 daysTo find a tenant, on average

About the suite: in Rural Whitchurch-Stouffville basements rarely rent out (5 of 77 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 5 whole-home leases in Rural Whitchurch-Stouffville signed at a median of $3,062 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,410. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

5.1%
Gross yield
− Property tax $3,873− Insurance $1,400− Vacancy & upkeep $4,501Net operating income $31,146

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Re/Max All-Stars Realty Inc.. MLS®/PropTx.

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