209 South Channel Drive, Georgina, ON
Keswick North, Georgina · MLS® N13848560
About this home
In short
- Charming and Unique Brick & Stone Bungalow on a Premium 80 x 176 Ft.
- Ideally situated on a quiet cul-de-sac in Central Keswick, this distinctive 2-bedroom, ground-level bungalow offers a rare combination of space, privacy, parking and...
- With frontage on 2 roads and nestled steps from Lake Simcoe, this property is perfectly positioned for those looking to enjoy a relaxed lakeside lifestyle with a...
- The inviting eat-in kitchen provides plenty of room for casual meals and entertaining, while sleek hardwood flooring flows throughout the living area and bedrooms.
- Steps from the lake, close to local amenities, public transit and with easy access to the highway, this is a special Keswick opportunity you won't want to miss.
Charming and Unique Brick & Stone Bungalow on a Premium 80 x 176 Ft. Lot! Ideally situated on a quiet cul-de-sac in Central Keswick, this distinctive 2-bedroom, ground-level bungalow offers a rare combination of space, privacy, parking and location. With frontage on 2 roads and nestled steps from Lake Simcoe, this property is perfectly positioned for those looking to enjoy a relaxed lakeside lifestyle with a short drive to Hwy 404. Offering almost 1,300 sq. ft. of comfortable one-floor living, the home features a bright and spacious living area highlighted by oversized bay windows, a cozy gas fireplace and views toward the lake. The inviting eat-in kitchen provides plenty of room for casual meals and entertaining, while sleek hardwood flooring flows throughout the living area and bedrooms. The impressive exterior amenities are sure to appeal to hobbyists, contractors, car enthusiasts or anyone looking for exceptional storage and workspace. Enjoy a large drive-in carport with an attached 1.5-car garage, plus an additional single-car garage and a fully insulated workshop with rear access from Cameron Crescent. There is plenty of room for vehicles, recreational toys, projects and storage. Beautifully landscaped with established perennial gardens, this unique property offers an opportunity to create the home and lifestyle you've been looking for. Steps from the lake, close to local amenities, public transit and with easy access to the highway, this is a special Keswick opportunity you won't want to miss!
Key facts
- Property type
- Detached, Bungalow
- MLS®
- N13848560
- Bedrooms
- 2
- Bathrooms
- 1
- Size
- 1100-1500 sq ft
- Lot
- 80.03 × 176.43 ft
- Cross streets
- The Queensway S & Pollock Rd
- Parking
- 2 garage · 12 parking (built-in)
- Driveway
- Private
- Basement
- None
- Heating
- Baseboard
- A/C
- Window Unit(s)
- Exterior
- Brick, Stone
- Foundation
- Concrete, Slab
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $4,824 / 2026
- Days on market
- 18
- Listing brokerage
- RE/MAX HALLMARK YORK GROUP REALTY LTD.
Rooms
W/O To Garage
hardwood floor · walk-in closet(s) · closet
ceramic backsplash · overlook water
hardwood floor · closet
hardwood floor · gas fireplace · bay window
Listed at $699,000. Going by how homes in Keswick North and the wider GTA have actually closed against their asking prices (about 97%, 32 local closings in 90 days), the likely sale price is near $676K, if it sells. A realistic range is $634K to $762K.
Independent value check: $709K. Without looking at the asking price, our model values the home itself in line with the ask (homes like it typically land between $664K and $743K).
Why $709K. The typical detached home sold in Keswick North over the past year went for about $835K (107 sales). What sets this one apart:
- ▼ Lowers it strongly2 bedrooms and 1 baths, against 3+1 and 3 typically.
- ▼ Lowers itIt is 1,100 to 1,500 sq ft; the typical home sold here is 1,500 to 2,000.
- ▼ Lowers itIts tax bill, which follows the city's own assessment, is $4,824 a year; the typical home sold here pays about $5,300.
- ▲ Raises it2 garage and 12 total parking spaces, against 2 and 6 typically.
Total price vs nearby homes. Likely closing about $676K, from 32 recent closings in this pocket.
The market behind the math:
About 0.6 months of inventory: 6 detached homes for sale in the area against 32 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $538/sqft against an area asking average of $516/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 32 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $685K. Condition and finishes remain an in-person call.
What the listing highlights2 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Based on 32 comparable homes that sold in Keswick North over the past two years, from 193 closings there.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $512/sqft; this home lists at $538/sqft. Size is part of the price story, not just the sticker.
The 4 closest active listings nearby.
See all comparable homesSold price trend
Median sold price for detached homes in Keswick North: $780K in September 2026, down 7% from a year ago, on 100 closings in 9 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $930K | 11 |
| November 2025 | $808K | 8 |
| February 2026 | $855K | 5 |
| March 2026 | $838K | 8 |
| May 2026 | $748K | 12 |
| June 2026 | $850K | 21 |
| July 2026 | $760K | 15 |
| August 2026 | $849K | 7 |
| September 2026 | $780K | 13 |
Neighbourhood & location
Keswick North, Georgina, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Georgina.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $559,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,092
- Property tax
- $402
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,494
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $10,455
- Estimated closing costs
- $10,455
Plus your down payment of $139,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $185,515
- Principal paid down
- $68,324
- Interest paid
- $117,191
- Balance remaining
- $490,876
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 17 whole-home leases in Keswick North signed at a median of $3,098 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,904. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK YORK GROUP REALTY LTD.. MLS®/PropTx.