29 Medina Square, Georgina, ON

Keswick North, Georgina · MLS® N13803424

$739,000
For Sale
Listed 31 days agoNo offer date stated
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3Bedrooms
2Bathrooms
2Garage · 6 parking
1100-1500Sq ft

About this home

In short

  • Fantastic North Keswick location.
  • All brick 3 bedroom bungalow with an attached 2 car garage and full partially finished basement.
  • Just steps to Lake Simcoe with park access and boat launch.
  • It is being SOLD IN AS IS CONDITION WITH NO REPRESENTATIONS OR WARRANTIES OF ANY KIND.

Fantastic North Keswick location. Quiet, no exit street. Huge corner lot. All brick 3 bedroom bungalow with an attached 2 car garage and full partially finished basement. Dining room with walk out to a very large deck. Eat-in kitchen. Just steps to Lake Simcoe with park access and boat launch. Schools and public transit just steps away. This property is an ESTATE SALE. It is being SOLD IN AS IS CONDITION WITH NO REPRESENTATIONS OR WARRANTIES OF ANY KIND.

Key facts

Property type
Detached, Bungalow
MLS®
N13803424
Bedrooms
3
Bathrooms
2
Size
1100-1500 sq ft
Lot
100 × 100 ft
Cross streets
Metro Rd. N. and Medina Square
Parking
2 garage · 6 parking (attached)
Driveway
Private Double
Basement
Full, Partially Finished
Heating
Baseboard
A/C
None
Exterior
Brick
Foundation
Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,375 / 2026
Days on market
31
Listing brokerage
REMAX YOUR COMMUNITY REALTY

Rooms

Bedroom 3Ground2.81 × 2.41 m
Dining RoomGround3.50 × 2.70 m
Bedroom 2Ground3.36 × 3.05 m
BedroomGround3.70 × 3.36 m
Living RoomGround5.82 × 4.13 m
KitchenGround3.84 × 3.12 m
Family RoomBasement3.81 × 3.33 m
Our TakeTeam Asgarian · Broker
A small discount is typical
$715Klikely sale price

Listed at $739,000. Going by how homes in Keswick North and the wider GTA have actually closed against their asking prices (about 97%, 32 local closings in 90 days), the likely sale price is near $715K, if it sells. A realistic range is $670K to $806K.

Independent value check: $760K. Without looking at the asking price, our model values the home itself about 3% above the ask (homes like it typically land between $712K and $796K).

Why $760K. The typical detached home sold in Keswick North over the past year went for about $835K (107 sales). What sets this one apart:

  • ▼ Lowers itIt is 1,100 to 1,500 sq ft; the typical home sold here is 1,500 to 2,000.
  • ▼ Lowers it slightly3 bedrooms and 2 baths, against 3+1 and 3 typically.
  • ▲ Raises it slightlyIts lot is 100 by 100 ft; the typical lot sold here is 49 by 126.
List price
$670KBelow recent closings$806KAbove recent closings

Total price vs nearby homes. Likely closing about $715K, from 32 recent closings in this pocket.

The market behind the math:

32sold nearby · 90 days
$781Kmedian sold price
95%of asking, on average
−10%prices vs a year ago
~20 dayshomes like this take to sell
31days on market so far
$3,180/moest. rent · 29 leases
5.2%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.7 months of inventory: 7 detached homes for sale in the area against 32 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $568/sqft against an area asking average of $564/sqft.

  • Corner lot. Two street frontages: more to landscape, shovel and mow, and more exposure to traffic, wind and headlights at night. Buyers price that against an interior lot on the same street, so I read this one on the cautious side and confirm the setting in person.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 32 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $699K. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
  • Corner lot: more light and frontage, sometimes at the cost of privacy. Weigh carefully

Based on 32 comparable homes that sold in Keswick North over the past two years, from 193 closings there.

Sold price trend

Median sold price for detached homes in Keswick North: $780K in September 2026, down 7% from a year ago, on 100 closings in 9 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$930K11
November 2025$808K8
February 2026$855K5
March 2026$838K8
May 2026$748K12
June 2026$850K21
July 2026$760K15
August 2026$849K7
September 2026$780K13

Neighbourhood & location

Keswick North, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Keswick South
$860K
Historic Lakeshore Communities
$1.04M
Sutton & Jackson's Point
$707K
Virginia
$683K
Pefferlaw
$808K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,368/mo
$147KIncome needed
5.0×Price ÷ income
$777Weekly cost
$11,255Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $3,368Property tax $448Total carry $3,816

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,269per month

Mortgage amount $591,200 · 4.49% over 25 years

$147,800Down payment (20.0%)
$591,200Loan before insurance
$0CMHC premium
$3,717Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,269
Property tax
$448
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,717

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,255
Estimated closing costs
$11,255

Plus your down payment of $147,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,956/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$389,454Total interest paid
$980,654Total of all payments
Principal $591,200 Interest $389,454
YearPrincipalInterestBalance
1$13,193$26,033$578,007
2$13,792$25,434$564,215
3$14,418$24,808$549,797
4$15,073$24,153$534,724
5$15,757$23,469$518,966
6$16,473$22,753$502,494
7$17,221$22,005$485,273
8$18,003$21,224$467,270
9$18,820$20,406$448,450
10$19,674$19,552$428,776
11$20,568$18,658$408,208
12$21,502$17,725$386,706
13$22,478$16,748$364,228
14$23,498$15,728$340,730
15$24,565$14,661$316,165
16$25,681$13,545$290,484
17$26,847$12,379$263,637
18$28,066$11,160$235,571
19$29,340$9,886$206,231
20$30,672$8,554$175,559
21$32,065$7,161$143,494
22$33,521$5,705$109,974
23$35,043$4,183$74,931
24$36,634$2,592$38,297
25$38,297$929$0

At the end of your 5-year term

Total paid over the term
$196,131
Principal paid down
$72,234
Interest paid
$123,897
Balance remaining
$518,966

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 29 whole-home leases in Keswick North$3,180/mo
$38,160Gross annual rent
3.7%Cap rate after taxes and upkeep
$2,843 to $3,411Typical rent range
~29 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 29 whole-home leases in Keswick North signed at a median of $3,144 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,180. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

5.2%
Gross yield
− Property tax $5,375− Insurance $1,400− Vacancy & upkeep $4,198Net operating income $27,187

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.

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