809E-8868 Yonge Street, Richmond Hill, ON

South Richvale, Richmond Hill · MLS® N13849900

$399,000
For Sale
Listed 18 days agoNo offer date stated
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1+1Bedrooms
1Bathrooms
1Garage
500-599Sq ft

About this home

In short

  • Welcome To Westwood Gardens In The Heart Of Richmond Hill.
  • This Bright & Stylish 1-Bedroom + Den Suite Offers A Functional Open-Concept Layout With An East-Facing Exposure, Bringing In Beautiful Morning & Sunrise Light.
  • 9-Ft Ceilings, Contemporary Finishes & Carpet-Free Flooring Complete This Move-In-Ready Home.
  • Includes 1 Underground Parking Space & 1 Locker.
  • Enjoy An Impressive Array Of Building Amenities Including 24-Hr Concierge, Fully Equipped Gym, Yoga Studio, Sauna, Indoor Basketball Court, Media Lounge, Party Room...

Welcome To Westwood Gardens In The Heart Of Richmond Hill! This Bright & Stylish 1-Bedroom + Den Suite Offers A Functional Open-Concept Layout With An East-Facing Exposure, Bringing In Beautiful Morning & Sunrise Light. Enjoy A Spacious Living & Dining Area With Walk-Out To A Private Balcony, Offering The Perfect Spot To Relax And Take In The Open Yonge Street View. The Modern Kitchen Features Sleek Cabinetry, Quartz Countertops & Stainless Steel Appliances. The Versatile Den Is Ideal For A Home Office, Reading Nook Or Guest Space. 9-Ft Ceilings, Contemporary Finishes & Carpet-Free Flooring Complete This Move-In-Ready Home. Includes 1 Underground Parking Space & 1 Locker.Enjoy An Impressive Array Of Building Amenities Including 24-Hr Concierge, Fully Equipped Gym, Yoga Studio, Sauna, Indoor Basketball Court, Media Lounge, Party Room, Dog Spa, Rooftop Terrace & Visitor Parking. Ideally Located Near Yonge St & Hwy 7/407, With Easy Access To Langstaff GO, Richmond Hill Centre, YRT & VIVA Transit. Walking Distance To Shopping, Restaurants, Parks & Everyday Amenities, Including Hillcrest Mall, Walmart & A Variety Of Grocery Options. A Wonderful Opportunity For First-Time Buyers, Professionals Or Investors Seeking Modern Comfort And Unbeatable Convenience In Richmond Hill!

Key facts

Property type
Condo Apartment, Apartment
MLS®
N13849900
Bedrooms
1+1 (2 total)
Bathrooms
1
Size
500-599 sq ft
Cross streets
Yonge / Hwy 7
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$561/mo
Exposure
East
Property tax
$2,258 / 2025
Days on market
18
Listing brokerage
RE/MAX EXCEL REALTY LTD.

Rooms

Living RoomFlat3.27 × 3.00 m

w/o to balcony · combined w/dining

KitchenFlat2.82 × 3.34 m

Stainless Steel Appl

DenFlat2.13 × 1.83 m
Primary BedroomFlat3.98 × 2.92 m

window floor to ceiling · closet

Dining RoomFlat3.27 × 3.00 m

open concept · combined w/living

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

South Richvale, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Langstaff
$524K
Observatory
$550K
North Richvale
$643K
Doncrest
$570K
Harding
$514K

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$1,819/mo
$90KIncome needed
4.5×Price ÷ income
$420Weekly cost
$4,460Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

71%mortgage
Mortgage $1,819Property tax $188Condo fee $561Total carry $2,568

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,765per month

Mortgage amount $319,200 · 4.49% over 25 years

$79,800Down payment (20.0%)
$319,200Loan before insurance
$0CMHC premium
$2,514Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,765
Property tax
$188
Condo / maintenance fees
$561
Heating
$0
Estimated monthly cost
$2,514

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,460
Estimated closing costs
$4,460

Plus your down payment of $79,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,136/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$210,273Total interest paid
$529,473Total of all payments
Principal $319,200 Interest $210,273
YearPrincipalInterestBalance
1$7,123$14,056$312,077
2$7,447$13,732$304,630
3$7,785$13,394$296,845
4$8,138$13,041$288,707
5$8,508$12,671$280,200
6$8,894$12,285$271,306
7$9,298$11,881$262,008
8$9,720$11,459$252,288
9$10,161$11,018$242,127
10$10,623$10,556$231,504
11$11,105$10,074$220,399
12$11,609$9,570$208,790
13$12,136$9,043$196,654
14$12,687$8,492$183,967
15$13,263$7,916$170,703
16$13,866$7,313$156,838
17$14,495$6,684$142,343
18$15,153$6,026$127,189
19$15,841$5,338$111,348
20$16,560$4,618$94,788
21$17,312$3,867$77,475
22$18,098$3,080$59,377
23$18,920$2,259$40,457
24$19,779$1,400$20,677
25$20,677$502$0

At the end of your 5-year term

Total paid over the term
$105,895
Principal paid down
$39,000
Interest paid
$66,894
Balance remaining
$280,200

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
2.1%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.1%
Gross yield
− Property tax $2,258− Condo fees $6,732− Insurance $600− Vacancy & upkeep $2,244Net operating income $8,566

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX EXCEL REALTY LTD.. MLS®/PropTx.

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