Ph6-22 Clarissa Drive, Richmond Hill, ON

Harding, Richmond Hill · MLS® N13852612

$539,000
For Sale
Listed 18 days agoNo offer date stated
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1+1Bedrooms
1Bathrooms
1Garage
900-999Sq ft

About this home

In short

  • Rare Opportunity To Own A Luxury Penthouse Suite In The Heart Of Richmond Hill's Prestigious Gibraltar Condos Built By Tridel.
  • This Beautifully Appointed 1 Bedroom + Den Unit Boasts Spectacular Unobstructed West Views, High Quality Laminate Floors Throughout, Open Concept Living & Dining...
  • Extensively Updated Throughout - Freshly Painted With Smooth Ceilings (Popcorn Removed) And Newly Installed 1000 CFM Hood Range.
  • Maintenance Fee Includes All Utilities Plus Bell 1.5GB Fibre Internet & Cable TV With Premium Packages - One Of The Best Value Maintenance Fees In The Area.
  • 3-Minute Walk To Clarissa GO/Viva Bus Stop, 5 Minutes To Richmond Hill GO Station, Walking Distance To Multiple Grocery Stores, T&T Supermarket, Hillcrest Mall...

Rare Opportunity To Own A Luxury Penthouse Suite In The Heart Of Richmond Hill's Prestigious Gibraltar Condos Built By Tridel. This Beautifully Appointed 1 Bedroom + Den Unit Boasts Spectacular Unobstructed West Views, High Quality Laminate Floors Throughout, Open Concept Living & Dining Bathed In Natural Light, And A Versatile Den That Can Be Used As A Second Bedroom Or Home Office. Extensively Updated Throughout - Freshly Painted With Smooth Ceilings (Popcorn Removed) And Newly Installed 1000 CFM Hood Range. Ensuite Laundry For Added Convenience. Maintenance Fee Includes All Utilities Plus Bell 1.5GB Fibre Internet & Cable TV With Premium Packages - One Of The Best Value Maintenance Fees In The Area. One Underground Parking Included. World-Class Amenities: Indoor & Outdoor Pools, Tennis & Squash Courts, Exercise Room, Party Room, Movie Theatre, Outdoor BBQ Area, 24Hr Gatehouse Security & Guest Suites. 3-Minute Walk To Clarissa GO/Viva Bus Stop, 5 Minutes To Richmond Hill GO Station, Walking Distance To Multiple Grocery Stores, T&T Supermarket, Hillcrest Mall, MacKenzie Health Hospital, Library & Top-Ranked Schools. Minutes To Highways 7 & 407. Pets Allowed - No Dogs. Experience True Luxury Penthouse Living At Its Finest - Nothing To Do But Move In!

Key facts

Property type
Condo Apartment, Apartment
MLS®
N13852612
Bedrooms
1+1 (2 total)
Bathrooms
1
Size
900-999 sq ft
Cross streets
Yonge/ Weldrick
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$850/mo
Exposure
West
Property tax
$2,313 / 2026
Days on market
18
Listing brokerage
T-ONE GROUP REALTY INC.,

Rooms

KitchenFlat4.01 × 2.69 m

laminate · quartz counter · pot lights

DenFlat3.86 × 3.24 m

laminate · open concept

Primary BedroomFlat4.19 × 3.13 m

laminate · walk-in closet(s) · large window

Living RoomFlat6.29 × 3.28 m

laminate · open concept

Dining RoomFlat6.29 × 3.28 m

laminate · large window · combined w/living

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Harding, Richmond Hill, ON

CommuteTime from this home to where you spend your day

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Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

North Richvale
$643K
Observatory
$550K
Crosby
$860K
Langstaff
$524K
South Richvale
$553K

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,457/mo
$119KIncome needed
4.5×Price ÷ income
$567Weekly cost
$7,255Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

70%mortgage
Mortgage $2,457Property tax $193Condo fee $850Total carry $3,500

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,384per month

Mortgage amount $431,200 · 4.49% over 25 years

$107,800Down payment (20.0%)
$431,200Loan before insurance
$0CMHC premium
$3,427Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,384
Property tax
$193
Condo / maintenance fees
$850
Heating
$0
Estimated monthly cost
$3,427

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,255
Estimated closing costs
$7,255

Plus your down payment of $107,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,886/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$284,054Total interest paid
$715,254Total of all payments
Principal $431,200 Interest $284,054
YearPrincipalInterestBalance
1$9,623$18,988$421,577
2$10,059$18,551$411,518
3$10,516$18,094$401,002
4$10,994$17,616$390,008
5$11,493$17,117$378,515
6$12,015$16,596$366,501
7$12,560$16,050$353,941
8$13,130$15,480$340,810
9$13,727$14,884$327,083
10$14,350$14,260$312,734
11$15,001$13,609$297,732
12$15,683$12,928$282,050
13$16,395$12,216$265,655
14$17,139$11,471$248,516
15$17,917$10,693$230,599
16$18,731$9,880$211,868
17$19,581$9,029$192,287
18$20,470$8,140$171,817
19$21,400$7,211$150,418
20$22,371$6,239$128,046
21$23,387$5,223$104,660
22$24,449$4,161$80,211
23$25,559$3,051$54,652
24$26,719$1,891$27,933
25$27,933$678$0

At the end of your 5-year term

Total paid over the term
$143,051
Principal paid down
$52,685
Interest paid
$90,366
Balance remaining
$378,515

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
3.6%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.8%
Gross yield
− Property tax $2,313− Condo fees $10,204− Insurance $600− Vacancy & upkeep $4,026Net operating income $19,457

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of T-ONE GROUP REALTY INC.,. MLS®/PropTx.

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