190 Hilltop Drive, East Gwillimbury, ON
Holland Landing, East Gwillimbury · MLS® N13857552
About this home
In short
- Perfect for multi-generational living.
- This all-brick raised bungalow on a 1/4 acre estate lot offers the space of a larger home with the everyday convenience of bungalow living.
- Inside, the bright main level features hardwood flooring and a comfortable, easy-flow layout.
- Downstairs, discover a large second living area, office and an oversized fourth bedroom with walk-in closet and adjacent 2-piece bathroom.
OPEN HOUSE: Sun 2-4 pm! Perfect for multi-generational living! This all-brick raised bungalow on a 1/4 acre estate lot offers the space of a larger home with the everyday convenience of bungalow living. Set on a quiet side street, the home makes an inviting first impression with mature trees, attractive landscaping, a wide driveway and double-car garage with direct interior access. Inside, the bright main level features hardwood flooring and a comfortable, easy-flow layout. The spacious L-shaped living and dining room enjoys sunny south exposure, creating a warm, welcoming space for everyday living and entertaining. The kitchen offers plenty of workspace and storage, while three bedrooms and a full bathroom are all conveniently located on the main level. For downsizers, the appeal is clear: the principal living spaces, bedrooms and bathroom are together on one floor, without giving up the yard, garage, storage or extra space you may still want. For families, the substantial finished lower level provides valuable room to spread out. Downstairs, discover a large second living area, office and an oversized fourth bedroom with walk-in closet and adjacent 2-piece bathroom. Its generous proportions create an intriguing option for a private lower-level primary retreat, guest suite or space for an older child, while the remaining main-floor bedrooms can serve as guest rooms, hobbies or home offices. Outside may be one of the home's biggest surprises. The unusually deep, beautifully maintained backyard, with mature trees, gardens, a spacious deck for outdoor dining and plenty of open lawn for children, pets, gardening or simply enjoying some breathing room.Enjoy the relaxed pace of Holland Landing with everyday conveniences close at hand. Nearby schools, parks and community facilities make this an established, welcoming neighbourhood An ideal location for buyers looking for more green space and a quieter setting without giving up convenient access to urban amenities.
Key facts
- Property type
- Detached, Bungalow-Raised
- MLS®
- N13857552
- Bedrooms
- 3+2 (5 total)
- Bathrooms
- 2 (1 half)
- Size
- 1100-1500 sq ft
- Lot
- 61.35 × 186 ft
- Cross streets
- Mount Albert Rd and Grist Mill Rd
- Parking
- 2 garage · 6 parking (built-in)
- Driveway
- Private
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Metal
- Sewer
- Sewer
- Property tax
- $4,780 / 2026
- Days on market
- 17
- Listing brokerage
- KELLER WILLIAMS REFERRED URBAN REALTY
Rooms
stainless steel appl · pantry · california shutters
brick fireplace · broadloom
combined w/kitchen · pantry · california shutters
large closet · hardwood floor · overlooks backyard
large window · hardwood floor
large window · california shutters · hardwood floor
2 pc bath · ceramic floor
large window · broadloom
combined w/workshop · closet organizers
w/o to porch · w/o to deck · hardwood floor
4 pc bath · ceramic floor
walk-in closet(s) · broadloom · large window
combined w/living · california shutters · hardwood floor
double closet · overlooks backyard · hardwood floor
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
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Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.
Per square foot, these ask about $878/sqft; this home lists at $748/sqft. Size is part of the price story, not just the sticker.
The 4 closest active listings nearby.
See all comparable homesNeighbourhood & location
Holland Landing, East Gwillimbury, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). East Gwillimbury.
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $777,600 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,299
- Property tax
- $398
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,698
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $15,915
- Estimated closing costs
- $15,915
Plus your down payment of $194,400. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $257,969
- Principal paid down
- $95,008
- Interest paid
- $162,961
- Balance remaining
- $682,592
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS REFERRED URBAN REALTY. MLS®/PropTx.