1109-95 Oneida Crescent, Richmond Hill, ON

Langstaff, Richmond Hill · MLS® N13858818

$699,999
For Sale
Listed 16 days agoNo offer date stated
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2+1Bedrooms
2Bathrooms
1Garage
900-999Sq ft

About this home

In short

  • Extremely rare corner-unit layout Welcome to this Bright and spacious 2-bedroom+den, 2 full-bath home featuring a unique open-concept living and dining room you won't...
  • Incredible location - steps to Langstaff GO Station and Richmond Hill Centre Terminal, seamless access to both Highway 7 & Highway 407.

**Extremely rare corner-unit layout** Welcome to this Bright and spacious 2-bedroom+den, 2 full-bath home featuring a unique open-concept living and dining room you won't find anywhere else on Oneida Crescent! With the most functional floor plan in the building, you can truly enjoy the sout-facing floor-to-ceiling windows, filling the home with natural light throughout the day. Large and fresh SS appliances in the kitchen. Incredible location - steps to Langstaff GO Station and Richmond Hill Centre Terminal, seamless access to both Highway 7 & Highway 407. Enjoy an exceptional lifestyle surrounded by conveniences including Hillcrest Mall, South Hill Shopping Centre, Loblaws, T&T Supermarket, Walmart, NoFrills, Winners, SilverCity Richmond Hill, Dr. James Langstaff Park, Springbrook Park, and an abundance of highly rated restaurants, cafes, and entertainment options. Enjoy the benefits of the upcoming North Subway Extension, bringing Richmond Hill even closer to downtown Toronto and the rest of the GTA!

Key facts

Property type
Condo Apartment, Apartment
MLS®
N13858818
Bedrooms
2+1 (3 total)
Bathrooms
2
Size
900-999 sq ft
Cross streets
Yonge St & Highway 7
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$735/mo
Exposure
South East
Property tax
$3,228 / 2025
Days on market
16
Listing brokerage
CV Real Estate

Rooms

FoyerFlat1.60 × 1.09 m

laminate · closet · wood trim

Dining RoomFlat4.67 × 5.54 m

laminate · combined w/living · open concept

Primary BedroomMain2.97 × 3.49 m

3 pc ensuite · walk-in closet(s) · w/o to balcony

Living RoomFlat4.67 × 5.54 m

laminate · combined w/dining · open concept

Bedroom 2Flat3.96 × 3.14 m

laminate · closet · window floor to ceiling

DenFlat2.03 × 1.95 m

laminate · window floor to ceiling · south view

KitchenFlat4.67 × 5.54 m

stainless steel appl · ceramic backsplash · laminate

BathroomFlat1.53 × 2.47 m

tile floor · 4 pc bath · b/i vanity

BathroomFlat1.50 × 2.47 m

tile floor · b/i vanity · wall sconce lighting

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Langstaff · asking prices
$650kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $713/sqft; this home lists at $737/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
700kThis home669k680k602kThis home vs active comparables

Neighbourhood & location

Langstaff, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

South Richvale
$553K
Observatory
$550K
North Richvale
$643K
Doncrest
$570K
Harding
$514K

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,190/mo
$147KIncome needed
4.8×Price ÷ income
$736Weekly cost
$10,475Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

76%mortgage
Mortgage $3,190Property tax $269Condo fee $735Total carry $4,195

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,096per month

Mortgage amount $559,999 · 4.49% over 25 years

$140,000Down payment (20.0%)
$559,999Loan before insurance
$0CMHC premium
$4,100Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,096
Property tax
$269
Condo / maintenance fees
$735
Heating
$0
Estimated monthly cost
$4,100

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,475
Estimated closing costs
$10,475

Plus your down payment of $140,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,748/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$368,900Total interest paid
$928,900Total of all payments
Principal $559,999 Interest $368,900
YearPrincipalInterestBalance
1$12,497$24,659$547,502
2$13,064$24,092$534,438
3$13,657$23,499$520,781
4$14,277$22,879$506,503
5$14,926$22,230$491,578
6$15,603$21,553$475,974
7$16,312$20,844$459,662
8$17,052$20,103$442,610
9$17,827$19,329$424,783
10$18,636$18,520$406,147
11$19,482$17,674$386,665
12$20,367$16,789$366,298
13$21,292$15,864$345,006
14$22,258$14,898$322,748
15$23,269$13,887$299,479
16$24,325$12,831$275,153
17$25,430$11,726$249,723
18$26,585$10,571$223,139
19$27,792$9,364$195,347
20$29,053$8,103$166,294
21$30,373$6,783$135,921
22$31,752$5,404$104,170
23$33,193$3,963$70,976
24$34,700$2,456$36,276
25$36,276$880$0

At the end of your 5-year term

Total paid over the term
$185,780
Principal paid down
$68,422
Interest paid
$117,358
Balance remaining
$491,578

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
2.8%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.2%
Gross yield
− Property tax $3,228− Condo fees $8,824− Insurance $600− Vacancy & upkeep $4,026Net operating income $19,922

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CV Real Estate. MLS®/PropTx.

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