909-309 Major Mackenzie Drive, Richmond Hill, ON
Harding, Richmond Hill · MLS® N13859914
About this home
In short
- An Open concept Design filled with Natural sunlightand a clear South East side view, perfect spot to enjoy your morning coffee or unwind at sunrise for breakfast.
- The large primary bedroom with generous walk in closet, Spacious 2nd bedroom with large closet.
- Bright & large open-concept Living room combined with dinning area.
- Amenities: Swimming Pool, Pickleball & TennisCourts, Sauna, Squash Courts, Party/Meeting Room, Exarciso Room, Visitor Parking.
- Super convonient location, steps to public transit, GO Train Station, Shopping, Library, Hospital andTop-rated Schools.
Welcome to/this stunning Cedar Gate Condos at Richmond Hill. Great Location, Quite, beautifu,well Kept. Largest corner unit 1374 sq ft. An Open concept Design filled with Natural sunlightand a clear South East side view, perfect spot to enjoy your morning coffee or unwind at sunrise for breakfast. Eat-in Kitchen w/granite counters & back splash. The large primary bedroom with generous walk in closet, Spacious 2nd bedroom with large closet. Bright & large open-concept Living room combined with dinning area. Maintenance fee includes: Internet, Cable, Allutilities, 24 Security, Bldg Insurance, Parking. Amenities: Swimming Pool, Pickleball & TennisCourts, Sauna, Squash Courts, Party/Meeting Room, Exarciso Room, Visitor Parking. Super convonient location, steps to public transit, GO Train Station, Shopping, Library, Hospital andTop-rated Schools. It's rare to have such beautiful and oversize corner suite with Well managedcommunities at R.H. Must See!
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- N13859914
- Bedrooms
- 2
- Bathrooms
- 2
- Size
- 1200-1399 sq ft
- Cross streets
- Major Mackenzie/Yonge
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Concrete
- Maintenance
- $1,346/mo
- Exposure
- South East
- Property tax
- $2,661 / 2025
- Days on market
- 15
- Listing brokerage
- KW Living Realty
Rooms
ceramic floor · combined w/kitchen · large window
combined w/living · large window · se view
large closet · laminate · large window
combined w/dining · large window · se view
ceramic floor · granite counters · eat-in kitchen
walk-in closet(s) · laminate · large window
No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.
Considering this property? Request a written price readNeighbourhood & location
Harding, Richmond Hill, ON
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $471,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,605
- Property tax
- $222
- Condo / maintenance fees
- $1,346
- Heating
- $0
- Estimated monthly cost
- $4,173
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $8,255
- Estimated closing costs
- $8,255
Plus your down payment of $117,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $156,321
- Principal paid down
- $57,572
- Interest paid
- $98,749
- Balance remaining
- $413,628
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KW Living Realty. MLS®/PropTx.