27 Mitchell Avenue, Whitchurch-Stouffville, ON

Rural Whitchurch-Stouffville, Whitchurch-Stouffville · MLS® N13860530

$975,000
For Sale
Listed 14 days agoNo offer date stated
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3+1Bedrooms
4Bathrooms
1.5Garage · 5 parking
1500-2000Sq ft

About this home

In short

  • Welcome to 27 Mitchell Ave - Located in the Heart of the beautiful Musselman's Lake Community.
  • The Open-Concept Main Floor Features A Bright, Modern Kitchen & Welcoming Living Spaces Ideal For Everyday Family Life & Entertaining.
  • Step Outside To The Two-Tiered Deck Overlooking The Private Backyard Surrounded By Mature Trees.
  • The Walk-Out Basement Provides Valuable Additional Living Space, Perfect For A Family Room, Recreation Area, Home Office Or Extended Family/In-Law Potential.
  • Conveniently Located Close To Lincolnville GO Station, Parks, Schools, Trails & The Lake.

Welcome to 27 Mitchell Ave - Located in the Heart of the beautiful Musselman's Lake Community! Spacious & Bright 2-Storey Home Set On A Mature, Tree-Lined Property Offering A Wonderful Blend Of Comfort, Privacy & Convenience. The Open-Concept Main Floor Features A Bright, Modern Kitchen & Welcoming Living Spaces Ideal For Everyday Family Life & Entertaining. Step Outside To The Two-Tiered Deck Overlooking The Private Backyard Surrounded By Mature Trees. The Walk-Out Basement Provides Valuable Additional Living Space, Perfect For A Family Room, Recreation Area, Home Office Or Extended Family/In-Law Potential. Numerous Updates Include A/C (2024), Washer, Dryer, Stove & Fridge (2022), Indoor/Outdoor Gas Line (2022), Nest Smart Thermostat, Smoke & CO Detectors (2022), Tree Maintenance (2024) & Rock Drainage/Landscaping (2026). Conveniently Located Close To Lincolnville GO Station, Parks, Schools, Trails & The Lake. A Fantastic Opportunity To Enjoy Spacious Living In A Beautiful Natural Setting While Remaining Close To Everyday Amenities & Commuter Routes.

Key facts

Property type
Detached, 2-Storey
MLS®
N13860530
Bedrooms
3+1 (4 total)
Bathrooms
4 (1 half)
Size
1500-2000 sq ft
Lot
50 × 125 ft
Cross streets
Ninth Line/Mitchell Ave
Parking
1.5 garage · 5 parking (built-in)
Basement
Finished with Walk-Out
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Septic
Property tax
$5,157 / 2025
Days on market
14
Listing brokerage
REMAX YOUR COMMUNITY REALTY

Rooms

Dining RoomMain3.34 × 3.00 m

Combined w/Living

BedroomBasement2.75 × 2.51 m
OtherBasement3.67 × 2.52 m
Primary BedroomSecond6.62 × 5.26 m
KitchenMain5.34 × 3.18 m
Living RoomMain5.07 × 3.38 m

Combined w/Dining

Great RoomBasement7.06 × 3.38 m

Walk-Out

LaundryBasement4.20 × 1.47 m
KitchenBasement2.53 × 1.94 m
Bedroom 2Second5.52 × 4.04 m
Bedroom 3Second3.91 × 3.19 m
Exercise RoomBasement3.03 × 2.82 m
Our TakeTeam Asgarian · Broker
A discount is typical here
$930Klikely sale price

Listed at $975,000. Going by how homes in Rural Whitchurch-Stouffville and the wider GTA have actually closed against their asking prices (about 95%, 24 local closings in 90 days), the likely sale price is near $930K, if it sells. A realistic range is $871K to $1.05M.

Independent value check: $1.00M. Without looking at the asking price, our model values the home itself about 3% above the ask (homes like it typically land between $938K and $1.05M).

Why $1.00M. The typical detached home sold in Rural Whitchurch-Stouffville over the past year went for about $1.60M (93 sales). What sets this one apart:

  • ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $5,157 a year; the typical home sold here pays about $8,300.
  • ▼ Lowers it stronglyIt is 1,500 to 2,000 sq ft; the typical home sold here is 2,500 to 3,000.
  • ▼ Lowers it1.5 garage and 5 total parking spaces, against 3 and 8 typically.
  • ▼ Lowers it slightlyIts lot is 50 by 125 ft; the typical lot sold here is 162 by 279.
List price
$871KBelow recent closings$1.05MAbove recent closings

Total price vs nearby homes. Likely closing about $930K, from 24 recent closings in this pocket.

The market behind the math:

24sold nearby · 90 days
$1.46Mmedian sold price
90%of asking, on average
−1%prices vs a year ago
~41 dayshomes like this take to sell
14days on market so far
$4,798/moest. rent · 13 leases
5.9%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 2.3 months of inventory: 18 detached homes for sale in the area against 24 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $557/sqft against an area asking average of $734/sqft.

  • Walk-out basement apartment features. A finished 1 bed walk-out basement apartment with a second kitchen. A self-contained space for extended family, guests or potential income. In Rural Whitchurch-Stouffville basements rarely rent out (5 of 77 recent detached leases were basement units), so buyers here treat a suite as family or nanny space rather than income. Value it for the living space, not the rent. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the Town of Whitchurch-Stouffville.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 24 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.19M. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Walk-out basement: natural light and strong in-law or income potential. Income potential
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Rural Whitchurch-Stouffville, so I widened the search to the surrounding area.

Based on 24 comparable homes that sold in Rural Whitchurch-Stouffville over the past two years, from 258 closings there.

What sellers nearby are askingCurrently listed nearby in Rural Whitchurch-Stouffville · asking prices
$1.60Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.00M, which is where my estimate comes from.

Per square foot, these ask about $916/sqft; this home lists at $557/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
975kThis home989k1.23M2.59MThis home vs active comparables

Sold price trend

Median sold price for detached homes in Rural Whitchurch-Stouffville: $1.52M in September 2026, down 17% from a year ago, on 91 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$1.74M9
November 2025$1.96M7
December 2025$2.05M9
January 2026$1.14M5
February 2026$1.80M7
March 2026$1.48M7
April 2026$1.44M7
May 2026$1.75M13
June 2026$2.02M8
July 2026$1.43M7
August 2026$1.46M6
September 2026$1.52M6

Neighbourhood & location

Rural Whitchurch-Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Ballantrae
$1.77M
Stouffville
$1.18M

Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,444/mo
$187KIncome needed
5.2×Price ÷ income
$1,025Weekly cost
$15,975Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $4,444Property tax $430Total carry $4,874

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,313per month

Mortgage amount $780,000 · 4.49% over 25 years

$195,000Down payment (20.0%)
$780,000Loan before insurance
$0CMHC premium
$4,743Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,313
Property tax
$430
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,743

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,975
Estimated closing costs
$15,975

Plus your down payment of $195,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,220/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$513,826Total interest paid
$1,293,826Total of all payments
Principal $780,000 Interest $513,826
YearPrincipalInterestBalance
1$17,406$34,347$762,594
2$18,197$33,556$744,397
3$19,023$32,730$725,374
4$19,887$31,867$705,488
5$20,789$30,964$684,698
6$21,733$30,020$662,965
7$22,720$29,033$640,245
8$23,752$28,001$616,493
9$24,830$26,923$591,663
10$25,958$25,796$565,706
11$27,136$24,617$538,569
12$28,368$23,385$510,201
13$29,656$22,097$480,545
14$31,003$20,750$449,542
15$32,410$19,343$417,132
16$33,882$17,871$383,250
17$35,420$16,333$347,830
18$37,029$14,725$310,801
19$38,710$13,043$272,091
20$40,467$11,286$231,624
21$42,305$9,448$189,319
22$44,226$7,527$145,094
23$46,234$5,519$98,860
24$48,333$3,420$50,527
25$50,527$1,226$0

At the end of your 5-year term

Total paid over the term
$258,765
Principal paid down
$95,302
Interest paid
$163,464
Balance remaining
$684,698

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 13 whole-home leases in Rural Whitchurch-Stouffville$4,798/mo
$57,576Gross annual rent
4.6%Cap rate after taxes and upkeep
$4,393 to $5,113Typical rent range
~19 daysTo find a tenant, on average

About the suite: in Rural Whitchurch-Stouffville basements rarely rent out (5 of 77 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 13 whole-home leases in Rural Whitchurch-Stouffville signed at a median of $4,725 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,798. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

5.9%
Gross yield
− Property tax $5,157− Insurance $1,400− Vacancy & upkeep $6,333Net operating income $44,685

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.

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