57 Rosehill Drive, Whitchurch-Stouffville, ON

Rural Whitchurch-Stouffville, Whitchurch-Stouffville · MLS® N13771548

$1,229,000
For Sale
Listed 38 days agoNo offer date stated
4Bedrooms
3Bathrooms
1.5Garage · 3.5 parking
1500-2000Sq ft

About this home

In short

  • HST HOLIDAY LISTING PRICE REDUCED TO REFLECT NEWLY IMPLEMENTED HST TAX HOLIDAY Welcome To 57 Rosehill Dr - A 2-Story 4 Bed 3 Full Bath Upgraded Modern Detached Home...
  • Approx 1,750 Sf With Beautiful Finishes Such As Engineered Wood Flrs, Custom Kitchen Cabinetry W/ Quartz C/T, High End Professional Kitchen Appliances, 2nd Flr 12 Ft...
  • Very Open Concept Layout.
  • Upgraded R-30 Timber Block Wall Insulation.

***HST HOLIDAY**** LISTING PRICE REDUCED TO REFLECT NEWLY IMPLEMENTED HST TAX HOLIDAY*** Welcome To 57 Rosehill Dr - A 2-Story 4 Bed 3 Full Bath Upgraded Modern Detached Home Fully rebuilt From The Ground Up in 2022! Approx 1,750 Sf With Beautiful Finishes Such As Engineered Wood Flrs, Custom Kitchen Cabinetry W/ Quartz C/T, High End Professional Kitchen Appliances, 2nd Flr 12 Ft Height Ceiling Family Rm W/ Walk Out To 2nd Flr Walking Deck! Smooth Ceilings T/o! Recessed Led Lighting Throughout! Main Flr Bdrm/Office Space With Full Bath/Pwdr Rm Combo! Very Open Concept Layout! Quiet Dead End Street! 1.5 Car Garage! Upgraded R-30 Timber Block Wall Insulation! Spray Foam Ceiling Insulation! State Of The Art Bio-Filter Septic System! Dont Miss this One! **EXTRAS** Located On A quiet Child Friendly Dead End Street! ****Home Comes With Lifetime Membership To Eco Lake Club (to be built) Lake Access To Musselman's Lake! Don't Miss this one!*****

Key facts

Property type
Detached, 2-Storey
MLS®
N13771548
Bedrooms
4
Bathrooms
3
Size
1500-2000 sq ft
Lot
40 × 100 ft
Cross streets
Ninth Line & Bloomington
Parking
1.5 garage · 3.5 parking (built-in)
Driveway
Available
Basement
Crawl Space
Heating
Forced Air
A/C
None
Exterior
Log, Other
Foundation
Unknown
Roof
Unknown
Sewer
Septic
Property tax
$2,796 / 2025
Days on market
38
Listing brokerage
ONE PERCENT REALTY LTD.

Rooms

Primary BedroomSecond3.33 × 6.10 m

3 pc ensuite · walk-in closet(s) · wood

Bedroom 3Second2.85 × 4.01 m

window · wood

Bedroom 4Main2.89 × 3.75 m

wood · large window

KitchenMain7.16 × 4.97 m

centre island · open concept · quartz counter

Family RoomSecond7.16 × 3.20 m

sliding doors · w/o to deck · large window

Powder RoomMain0.00 × 0.00 m

combined w/laundry · 3 pc bath

Dining RoomMain7.16 × 4.97 m

wood · open concept · recessed lighting

Bedroom 2Second2.94 × 3.65 m

closet · wood

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Rural Whitchurch-Stouffville · asking prices
$1.37Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $782/sqft; this home lists at $702/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
1.23MThis home989k975k919k2.59MThis home vs active comparables

Neighbourhood & location

Rural Whitchurch-Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Ballantrae
$1.77M
Stouffville
$1.18M

Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,601/mo
$223KIncome needed
5.5×Price ÷ income
$1,293Weekly cost
$21,055Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

96%mortgage
Mortgage $5,601Property tax $233Total carry $5,834

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,436per month

Mortgage amount $983,200 · 4.49% over 25 years

$245,800Down payment (20.0%)
$983,200Loan before insurance
$0CMHC premium
$5,669Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,436
Property tax
$233
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,669

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$21,055
Estimated closing costs
$21,055

Plus your down payment of $245,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,580/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$647,684Total interest paid
$1,630,884Total of all payments
Principal $983,200 Interest $647,684
YearPrincipalInterestBalance
1$21,941$43,295$961,259
2$22,937$42,298$938,322
3$23,978$41,257$914,344
4$25,067$40,168$889,276
5$26,205$39,030$863,071
6$27,395$37,840$835,676
7$28,639$36,596$807,037
8$29,939$35,296$777,098
9$31,299$33,937$745,799
10$32,720$32,516$713,079
11$34,205$31,030$678,874
12$35,758$29,477$643,115
13$37,382$27,853$605,733
14$39,079$26,156$566,654
15$40,854$24,382$525,800
16$42,709$22,527$483,091
17$44,648$20,588$438,444
18$46,675$18,560$391,769
19$48,794$16,441$342,975
20$51,010$14,226$291,965
21$53,326$11,910$238,639
22$55,747$9,488$182,892
23$58,278$6,957$124,614
24$60,924$4,311$63,690
25$63,690$1,545$0

At the end of your 5-year term

Total paid over the term
$326,177
Principal paid down
$120,129
Interest paid
$206,048
Balance remaining
$863,071

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.4%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.1%
Gross yield
− Property tax $2,796− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $29,446

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ONE PERCENT REALTY LTD.. MLS®/PropTx.

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