20 Simmons Crescent, Aurora, ON

Aurora Highlands, Aurora · MLS® N13860576

$1,299,000
For Sale
Listed 14 days agoNo offer date stated
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3Bedrooms
2Bathrooms
2Garage · 6 parking
1500-2000Sq ft

About this home

In short

  • This well-maintained three bedroom bungalow is situated on a desirable street in Aurora.
  • The partially finished basement, with a separate side entrance, offers additional living space with plenty of potential to create an in-law suite or customize to suit...
  • Step outside to the fully fenced private backyard with established gardens and no neighbours directly behind, creating a peaceful setting to relax and enjoy the outdoors.
  • Conveniently located close to parks, schools, shopping, and a variety of amenities, this home offers comfortable living in a sought-after neighbourhood.

This well-maintained three bedroom bungalow is situated on a desirable street in Aurora. This inviting home offers a functional layout with spacious principal rooms and plenty of flexibility for family living, entertaining, or working from home.The bright eat-in kitchen features stainless steel appliances and a breakfast area with two walkouts-one to the rear deck and the other to the side entrance. The adjacent living room features a large bay window and could also be used as a formal dining room. The family room offers another bay window and a cozy wood-burning fireplace, creating a warm and inviting space to relax.Three bright bedrooms offer plenty of room for family and guests. The primary bedroom features a large double closet, four piece ensuite, and a window overlooking the backyard. The third bedroom, conveniently located near the front foyer, features French doors and offers excellent flexibility as a home office, den, or bedroom. The partially finished basement, with a separate side entrance, offers additional living space with plenty of potential to create an in-law suite or customize to suit your needs. The space includes a spacious recreation room and den, each with multiple closets and windows, as well as a workshop and utility/laundry room. Some finishing is required, providing an opportunity to complete the space and make it your own. Step outside to the fully fenced private backyard with established gardens and no neighbours directly behind, creating a peaceful setting to relax and enjoy the outdoors. Conveniently located close to parks, schools, shopping, and a variety of amenities, this home offers comfortable living in a sought-after neighbourhood.

Key facts

Property type
Detached, Bungalow
MLS®
N13860576
Bedrooms
3
Bathrooms
2
Size
1500-2000 sq ft
Lot
59.15 × 107.2 ft
Cross streets
Murray Dr & Seaton Dr
Parking
2 garage · 6 parking (attached)
Driveway
Private Double
Basement
Partially Finished, Separate Entrance
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$6,467 / 2025
Days on market
14
Listing brokerage
CENTURY 21 HERITAGE GROUP LTD.

Rooms

Bedroom 3Ground4.55 × 3.64 m

french doors · b/i shelves · window

KitchenGround3.45 × 3.10 m

stainless steel appl · double sink · tile floor

Utility RoomBasement4.23 × 4.18 m

combined w/laundry · window · concrete floor

WorkshopBasement4.63 × 4.26 m

concrete floor · window

BreakfastGround3.45 × 2.21 m

w/o to deck · tile floor · open concept

RecreationBasement7.71 × 6.22 m

closet · window

Family RoomGround4.91 × 3.67 m

bay window · fireplace · broadloom

Living RoomGround4.27 × 3.37 m

bay window · broadloom · open concept

Bedroom 2Ground3.52 × 3.03 m

closet · ceiling fan(s) · broadloom

DenBasement8.04 × 2.50 m

irregular room · closet · window

Primary BedroomGround4.67 × 3.53 m

4 pc ensuite · double closet · large window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Aurora Highlands · asking prices
$1.19Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $825/sqft; this home lists at $742/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
1.30MThis home1.20M979k1.40MThis home vs active comparables

Neighbourhood & location

Aurora Highlands, Aurora, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Aurora Estates
$2.41M
Aurora Village
$1.66M
Aurora Heights
$1.08M
Hills of St Andrew
$2.18M
Bayview Southeast
$3.40M

Typical asking price of active listings of the same type, per area (outliers removed). Aurora.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,920/mo
$246KIncome needed
5.3×Price ÷ income
$1,366Weekly cost
$22,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $5,920Property tax $539Total carry $6,459

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,746per month

Mortgage amount $1,039,200 · 4.49% over 25 years

$259,800Down payment (20.0%)
$1,039,200Loan before insurance
$0CMHC premium
$6,285Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,746
Property tax
$539
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,285

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,455
Estimated closing costs
$22,455

Plus your down payment of $259,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,955/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$684,575Total interest paid
$1,723,775Total of all payments
Principal $1,039,200 Interest $684,575
YearPrincipalInterestBalance
1$23,191$45,760$1,016,009
2$24,243$44,708$991,766
3$25,344$43,607$966,422
4$26,495$42,456$939,927
5$27,698$41,253$912,229
6$28,956$39,995$883,273
7$30,270$38,681$853,003
8$31,645$37,306$821,359
9$33,081$35,870$788,277
10$34,583$34,368$753,694
11$36,154$32,797$717,540
12$37,795$31,156$679,745
13$39,511$29,440$640,234
14$41,305$27,646$598,929
15$43,181$25,770$555,748
16$45,141$23,810$510,607
17$47,191$21,760$463,416
18$49,333$19,618$414,083
19$51,573$17,378$362,509
20$53,915$15,036$308,594
21$56,363$12,588$252,231
22$58,922$10,029$193,309
23$61,597$7,354$131,712
24$64,394$4,557$67,318
25$67,318$1,633$0

At the end of your 5-year term

Total paid over the term
$344,755
Principal paid down
$126,971
Interest paid
$217,784
Balance remaining
$912,229

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.0%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.9%
Gross yield
− Property tax $6,467− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $25,775

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 HERITAGE GROUP LTD.. MLS®/PropTx.

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