8 Rock Garden Street, Markham, ON

Cornell, Markham · MLS® N13866960

$1,049,000
For Sale
Listed 13 days agoNo offer date stated
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3+1Bedrooms
4Bathrooms
1Garage · 3 parking
1500-2000Sq ft

About this home

In short

  • This stunning 3+1 bedroom, 4 bathroom semi-detached home has been completely renovated from top to bottom, offering over 2,300 sq. ft. of stylish, move-in-ready...
  • Upstairs, the generous primary suite offers a walk-in closet and a private ensuite, complemented by two additional well-sized bedrooms.
  • The professionally finished basement includes a full bathroom, providing exceptional flexibility for a guest suite, recreation room, home gym, or additional living space.
  • Recent renovations include a new roof, luxury vinyl flooring, designer light fixtures, a fully renovated kitchen, updated basement with full bath, and new stainless...
  • Perfectly situated in the highly sought-after Cornell community, you're just minutes from Markham Stouffville Hospital, Cornell Bus Terminal, Mount Joy GO Station...

This stunning 3+1 bedroom, 4 bathroom semi-detached home has been completely renovated from top to bottom, offering over 2,300 sq. ft. of stylish, move-in-ready living space. Every detail has been thoughtfully updated with modern finishes, creating the perfect blend of comfort, functionality, and contemporary design.The bright and spacious layout features a dedicated main-floor office, two separate living areas, and a beautifully redesigned chef-inspired kitchen with quartz countertops, ample cabinetry, premium appliances, and a seamless walk-out to an oversized private terrace-ideal for entertaining, family gatherings, or relaxing outdoors.Upstairs, the generous primary suite offers a walk-in closet and a private ensuite, complemented by two additional well-sized bedrooms. The professionally finished basement includes a full bathroom, providing exceptional flexibility for a guest suite, recreation room, home gym, or additional living space.Recent renovations include a new roof, luxury vinyl flooring, designer light fixtures, a fully renovated kitchen, updated basement with full bath, and new stainless steel appliances, delivering true turnkey living.Perfectly situated in the highly sought-after Cornell community, you're just minutes from Markham Stouffville Hospital, Cornell Bus Terminal, Mount Joy GO Station, Highway 407, excellent schools, parks, walking trails, shopping, and everyday amenities-making this an exceptional home for families and professionals alike.

Key facts

Property type
Semi-Detached, 3-Storey
MLS®
N13866960
Bedrooms
3+1 (4 total)
Bathrooms
4 (1 half)
Size
1500-2000 sq ft
Lot
22.97 × 82.02 ft
Cross streets
Shady Oaks Ave & Rock Garden St
Parking
1 garage · 3 parking (attached)
Driveway
Private
Basement
Full, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Stone
Foundation
Poured Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$4,222 / 2025
Days on market
13
Listing brokerage
MANORLEAD GROUP INC.

Rooms

Family RoomMain3.75 × 5.32 m

vinyl floor · fireplace · window

RecreationBasement5.99 × 5.18 m

3 pc bath · fireplace · above grade window

Bedroom 3Third3.35 × 2.46 m

closet · window

KitchenSecond3.54 × 2.42 m

quartz counter · breakfast area · centre island

Living RoomSecond5.29 × 5.35 m

vinyl floor · large window · open concept

BreakfastSecond2.65 × 2.53 m

tile floor · combined w/kitchen · large window

OfficeMain2.59 × 3.26 m

picture window · overlooks family

Bedroom 2Third3.94 × 2.71 m

double closet · window

Primary BedroomThird4.69 × 3.67 m

walk-in closet(s) · 4 pc ensuite · window

LaundryMain1.75 × 2.93 m

access to garage · tile floor · separate room

Dining RoomSecond4.78 × 2.90 m

hardwood floor · w/o to terrace

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Cornell, Markham, ON

CommuteTime from this home to where you spend your day

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Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Wismer
$1.12M
Bullock
$934K
Cedarwood
$1.05M
Village Green-South Unionville
$982K

Typical asking price of active listings of the same type, per area (outliers removed). Markham.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,781/mo
$196KIncome needed
5.3×Price ÷ income
$1,103Weekly cost
$17,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $4,781Property tax $352Total carry $5,133

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,640per month

Mortgage amount $839,200 · 4.49% over 25 years

$209,800Down payment (20.0%)
$839,200Loan before insurance
$0CMHC premium
$4,992Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,640
Property tax
$352
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,992

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$17,455
Estimated closing costs
$17,455

Plus your down payment of $209,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,616/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$552,824Total interest paid
$1,392,024Total of all payments
Principal $839,200 Interest $552,824
YearPrincipalInterestBalance
1$18,727$36,954$820,473
2$19,578$36,103$800,895
3$20,467$35,214$780,428
4$21,396$34,285$759,033
5$22,367$33,314$736,665
6$23,383$32,298$713,282
7$24,445$31,236$688,838
8$25,554$30,127$663,283
9$26,715$28,966$636,569
10$27,928$27,753$608,641
11$29,196$26,485$579,445
12$30,521$25,160$548,924
13$31,907$23,774$517,017
14$33,356$22,325$483,661
15$34,870$20,811$448,791
16$36,453$19,227$412,338
17$38,109$17,572$374,229
18$39,839$15,842$334,390
19$41,648$14,033$292,742
20$43,539$12,142$249,204
21$45,516$10,165$203,688
22$47,582$8,099$156,106
23$49,743$5,938$106,363
24$52,001$3,680$54,362
25$54,362$1,319$0

At the end of your 5-year term

Total paid over the term
$278,405
Principal paid down
$102,535
Interest paid
$175,870
Balance remaining
$736,665

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

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Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.6%
Gross yield
− Property tax $4,222− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $28,020

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of MANORLEAD GROUP INC.. MLS®/PropTx.

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