176 Old Surrey Lane, Richmond Hill, ON
South Richvale, Richmond Hill · MLS® N13871112
About this home
In short
- Welcome to 176 Old Surrey Lane, a rare custom home situated on a stunning 72' x 166' lot in Richmond Hill's most prestigious enclave, South Richvale.
- Offering a sprawling approx 5,000 sq ft above grade, this solid residence provides grand architectural scale and a perfect canvas to be reimagined into your absolute...
- Enjoy a dedicated main floor office and the rare convenience of a main floor nanny/in-law suite featuring an ensuite bath and private separate entrance.
- A majestic circular drive and 3-car garage lead to a breathtaking 18ft foyer with granite floors.
- The finished basement features a separate entrance, full kitchen, 2 beds, 2+1 baths, and asauna'!An investor & end-user's dream.
Welcome to 176 Old Surrey Lane, a rare custom home situated on a stunning 72' x 166' lot in Richmond Hill's most prestigious enclave, South Richvale. Offering a sprawling approx 5,000 sq ft above grade, this solid residence provides grand architectural scale and a perfect canvas to be reimagined into your absolute dream estate. Enjoy a dedicated main floor office and the rare convenience of a main floor nanny/in-law suite featuring an ensuite bath and private separate entrance. A majestic circular drive and 3-car garage lead to a breathtaking 18ft foyer with granite floors. The heart of the home is a massive kitchen & breakfast area anchored by a centre island beneath large double skylights with a spectacular built-in 70/24 custom aquarium.The finished basement features a separate entrance, full kitchen, 2 beds, 2+1 baths, and asauna'!An investor & end-user's dream!
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13871112
- Bedrooms
- 4+2 (6 total)
- Bathrooms
- 8 (1 half)
- Size
- 3500-5000 sq ft
- Lot
- 72.74 × 166.72 ft
- Cross streets
- N/A
- Parking
- 3 garage · 13 parking (attached)
- Driveway
- Available
- Basement
- Finished with Walk-Out, Separate Entrance, Finished
- Kitchens
- 3 (2 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stucco (Plaster)
- Foundation
- Concrete
- Roof
- Tile
- Sewer
- Sewer
- Property tax
- $16,126 / 2025
- Days on market
- 12
- Listing brokerage
- REMAX YOUR COMMUNITY REALTY
Rooms
wainscoting · hardwood floor · french doors
hardwood floor · window · closet
granite floor · crown moulding · open concept
hardwood floor · fireplace · w/o to deck
hardwood floor · b/i bookcase · w/o to deck
centre island · w/o to sundeck · granite floor
hardwood floor · window · closet
cathedral ceiling(s) · granite floor · crown moulding
hardwood floor · wainscoting · closet
granite floor · granite counters · laundry sink
hardwood floor · wainscoting · closet
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
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For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.
Per square foot, these ask about $936/sqft; this home lists at $705/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
South Richvale, Richmond Hill, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $2,398,400 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $13,261
- Property tax
- $1,344
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $14,605
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $61,425
- Estimated closing costs
- $61,425
Plus your down payment of $599,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $795,670
- Principal paid down
- $293,040
- Interest paid
- $502,630
- Balance remaining
- $2,105,360
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.