111 Whispering Pine Trail, Aurora, ON

Hills of St Andrew, Aurora · MLS® N13879132

$2,170,000
For Sale
Listed 10 days agoNo offer date stated
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3+1Bedrooms
5Bathrooms
10Garage · 22 parking
3000-3500Sq ft

About this home

In short

  • Set in the prestigious Hills of St.
  • Andrew, 111 Whispering Pine Trail is surrounded by mature, tree-lined streets and scenic walking trails in one of Aurora's most sought-after enclaves - just minutes...
  • This property is anchored by extensive professional landscaping and mature tree that frame the space, plus an inground saltwater pool and a resort style backyard.
  • Fully insolated, equipped with 200-amp service, a washroom, a large air compressor line for a vehicle hoist, 14 ft ceilings, this space is ready to become whatever...
  • Hardwood throughout, heated floors under all tiled surfaces (foyer, mud room, all bathrooms, basement hall and bathroom), brand new pool pump and heater (2026), high...

Set in the prestigious Hills of St. Andrew, 111 Whispering Pine Trail is surrounded by mature, tree-lined streets and scenic walking trails in one of Aurora's most sought-after enclaves - just minutes from St. Andrew's College & St. Anne's School. Sitting amongst executive homes, this is one of the largest lots in the community at over half an acre! This property is anchored by extensive professional landscaping and mature tree that frame the space, plus an inground saltwater pool and a resort style backyard. Beyond the main residence sits a nearly 2,000 square foot detached shop which opens up possibilities rarely found at this scale! Fully insolated, equipped with 200-amp service, a washroom, a large air compressor line for a vehicle hoist, 14 ft ceilings, this space is ready to become whatever fits your life. A professional workshop, a home gym, a private studio, a business office, or simply the ultimate entertainment retreat. Hundreds of thousands were spent on this fully permitted ONE-OF-A-KIND structure! Inside the home, a versatile upstairs loft offers the same flexibility. Envision another bedroom, a yoga studio, a teen lounge, a children's playroom, or another home office. The opportunities are endless! But that's not all. This home offers over 4,000 square feet of living space and is full of pride of ownership! Hardwood throughout, heated floors under all tiled surfaces (foyer, mud room, all bathrooms, basement hall and bathroom), brand new pool pump and heater (2026), high efficiency furnace (2025) A/C (2021) Windows, pool liner, roof (2019) R.O system (2025) . Lutron lights (controlled anywhere in the world) for exterior lighting. Underground sprinklers throughout the property including all flower beds. Inground sprinklers throughout property including all flower beds. Entire basement and attic has been spray foamed. This is a home designed to grow with you: spacious, adaptable, and built for every season of life. Do not miss this one!

Key facts

Property type
Detached, 2-Storey
MLS®
N13879132
Bedrooms
3+1 (4 total)
Bathrooms
5 (2 half)
Size
3000-3500 sq ft
Lot
167.19 × 194.57 ft
Cross streets
Bathust & St. John's sideroad
Parking
10 garage · 22 parking (built-in)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Concrete Poured
Foundation
Poured Concrete
Roof
Shingles
Sewer
Sewer
Pool
Inground, Salt
Property tax
$12,585 / 2026
Days on market
10
Listing brokerage
RE/MAX HALLMARK YORK GROUP REALTY LTD.

Rooms

BedroomUpper5.94 × 5.60 m

5 pc ensuite · electric fireplace · hardwood floor

Dining RoomMain3.99 × 3.90 m

brick fireplace · hardwood floor

OfficeMain3.71 × 5.39 m

Bay Window

Bedroom 3Second3.84 × 4.54 m

Hardwood Floor

LoftUpper4.38 × 6.09 m
Family RoomMain3.71 × 4.99 m

electric fireplace · combined w/dining

KitchenMain3.07 × 4.60 m

w/o to deck · w/o to yard · combined w/dining

Bedroom 2Second3.84 × 3.38 m

Hardwood Floor

WorkshopGround11.30 × 14.56 m

2 pc ensuite · automatic doors · w/o to pool

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Hills of St Andrew · asking prices
$1.79Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $558/sqft; this home lists at $668/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
2.17MThis home2.20M1.65M1.53MThis home vs active comparables

Neighbourhood & location

Hills of St Andrew, Aurora, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Aurora Heights
$1.08M
Aurora Village
$1.74M
Aurora Highlands
$1.35M
Bayview Wellington
$1.14M
Aurora Estates
$2.29M

Typical asking price of active listings of the same type, per area (outliers removed). Aurora.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$9,890/mo
$414KIncome needed
5.2×Price ÷ income
$2,282Weekly cost
$40,725Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $9,890Property tax $1,049Total carry $10,939

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$9,599per month

Mortgage amount $1,736,000 · 4.49% over 25 years

$434,000Down payment (20.0%)
$1,736,000Loan before insurance
$0CMHC premium
$10,647Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$9,599
Property tax
$1,049
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$10,647

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$40,725
Estimated closing costs
$40,725

Plus your down payment of $434,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$11,618/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,143,593Total interest paid
$2,879,593Total of all payments
Principal $1,736,000 Interest $1,143,593
YearPrincipalInterestBalance
1$38,740$76,444$1,697,260
2$40,499$74,685$1,656,761
3$42,338$72,846$1,614,423
4$44,260$70,923$1,570,163
5$46,270$68,914$1,523,893
6$48,371$66,813$1,475,522
7$50,567$64,617$1,424,955
8$52,863$62,321$1,372,093
9$55,263$59,921$1,316,830
10$57,772$57,412$1,259,057
11$60,395$54,788$1,198,662
12$63,137$52,046$1,135,525
13$66,004$49,180$1,069,521
14$69,001$46,183$1,000,520
15$72,134$43,050$928,386
16$75,409$39,775$852,977
17$78,833$36,351$774,144
18$82,412$32,771$691,732
19$86,154$29,030$605,577
20$90,066$25,118$515,512
21$94,155$21,029$421,356
22$98,430$16,753$322,926
23$102,899$12,284$220,027
24$107,571$7,612$112,456
25$112,456$2,728$0

At the end of your 5-year term

Total paid over the term
$575,919
Principal paid down
$212,107
Interest paid
$363,811
Balance remaining
$1,523,893

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,300/mo
$75,600Gross annual rent
2.5%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.5%
Gross yield
− Property tax $12,585− Insurance $1,400− Vacancy & upkeep $8,316Net operating income $53,299

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK YORK GROUP REALTY LTD.. MLS®/PropTx.

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