509-9 Steckley House Lane, Richmond Hill, ON

Rural Richmond Hill, Richmond Hill · MLS® N13880264

$599,999
For Sale
Listed 10 days agoNo offer date stated
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2Bedrooms
3Bathrooms
1Garage
1000-1199Sq ft

About this home

In short

  • This 2 bedroom, 3 Bathroom home is one of the few block of "through" townhouses in the subdivision.
  • This townhouse boasts 1176 sq. ft. and 102 sq. ft. of outdoor space.
  • Includes 1 underground parking spot and 1 storage locker.
  • Some finishes/features include: 10 foot ceilings on the main, 9 foot ceilings on all other floors, quartz counters in kitchen, second bathroom and primary ensuite...
  • Close to: Costco, Highway 404, dining and more.

Welcome to Elgin East! This 2 bedroom, 3 Bathroom home is one of the few block of "through" townhouses in the subdivision. This townhouse boasts 1176 sq. ft. and 102 sq. ft. of outdoor space! Includes 1 underground parking spot and 1 storage locker. Some finishes/features include: 10 foot ceilings on the main, 9 foot ceilings on all other floors, quartz counters in kitchen, second bathroom and primary ensuite, smooth ceilings throughout, under cabinet lighting in the kitchen and a terrace! Pedestrian path to Elgin Mills for easy access on foot to property. Close to: Costco, Highway 404, dining and more!

Key facts

Property type
Condo Townhouse, Stacked Townhouse
MLS®
N13880264
Bedrooms
2
Bathrooms
3 (1 half)
Size
1000-1199 sq ft
Cross streets
Elgin Mills Road East/ Bayview Avenue
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Concrete
Foundation
Unknown
Roof
Unknown
Maintenance
$317/mo
Exposure
West
Days on market
10
Listing brokerage
RE/MAX PREMIER INC.

Rooms

Bedroom 2Lower2.81 × 3.65 m

vinyl floor · window · double closet

Dining RoomMain5.23 × 4.44 m

vinyl floor · combined w/living

Living RoomMain5.23 × 4.44 m

vinyl floor · combined w/dining · w/o to terrace

KitchenMain3.96 × 3.12 m

vinyl floor · quartz counter · backsplash

Primary BedroomLower3.50 × 3.65 m

vinyl floor · 3 pc ensuite · double closet

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Rural Richmond Hill · asking prices
$641kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $562/sqft; this home lists at $546/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
600kThis home599k609k660k669k669kThis home vs active comparables

Neighbourhood & location

Rural Richmond Hill, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Headford Business Park
$900K
Mill Pond
$659K
Westbrook
$912K
Jefferson
$562K
Observatory
$679K

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,735/mo
$126KIncome needed
4.8×Price ÷ income
$631Weekly cost
$8,475Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

80%mortgage
Mortgage $2,735Estimated property tax $375Condo fee $317Total carry $3,426

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,654per month

Mortgage amount $479,999 · 4.49% over 25 years

$120,000Down payment (20.0%)
$479,999Loan before insurance
$0CMHC premium
$3,346Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,654
Estimated property tax
$375
Condo / maintenance fees
$317
Heating
$0
Estimated monthly cost
$3,346

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,475
Estimated closing costs
$8,475

Plus your down payment of $120,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,212/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$316,200Total interest paid
$796,199Total of all payments
Principal $479,999 Interest $316,200
YearPrincipalInterestBalance
1$10,712$21,136$469,288
2$11,198$20,650$458,090
3$11,706$20,142$446,383
4$12,238$19,610$434,146
5$12,793$19,055$421,352
6$13,374$18,474$407,978
7$13,982$17,866$393,996
8$14,616$17,232$379,380
9$15,280$16,568$364,100
10$15,974$15,874$348,126
11$16,699$15,149$331,427
12$17,457$14,391$313,969
13$18,250$13,598$295,720
14$19,079$12,769$276,641
15$19,945$11,903$256,696
16$20,850$10,998$235,846
17$21,797$10,051$214,049
18$22,787$9,061$191,262
19$23,821$8,027$167,441
20$24,903$6,945$142,538
21$26,034$5,814$116,504
22$27,216$4,632$89,288
23$28,451$3,397$60,837
24$29,743$2,105$31,094
25$31,094$754$0

At the end of your 5-year term

Total paid over the term
$159,240
Principal paid down
$58,647
Interest paid
$100,593
Balance remaining
$421,352

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
4.6%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.8%
Gross yield
− Property tax $4,200− Condo fees $3,802− Insurance $600− Vacancy & upkeep $4,488Net operating income $27,710

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX PREMIER INC.. MLS®/PropTx.

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