Lot 18-23 Harold Wilson Lane, Richmond Hill, ON

Rural Richmond Hill, Richmond Hill · MLS® N13881746

$1,326,609
For Sale
Listed 10 days agoNo offer date stated
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3Bedrooms
3Bathrooms
2Garage · 4 parking
2000-2500Sq ft

About this home

In short

  • Live, Work & Thrive in Richmond Hill's prestigious Townsquare.
  • This brand-new, 2-storey live/work townhome by OPUS Homes-BILD Builder of the Year (2024 & 2021)-perfectly blends professional utility with sophisticated residential...
  • The ground-floor studio is designed for a seamless business presence, featuring soaring 12' ceilings, upgraded 20x20 foyer tiles, and a custom-modified layout that...
  • The main living level boasts 9' ceilings and a chef-inspired kitchen complete with 130cm elongated upper cabinets, a 650CFM chimney hood fan, and stunning Linen Cream...
  • High-end details abound, from the vertically stacked 2x10 backsplash to the Moen Align fixtures and upgraded LED pot lights throughout the Great Room and halls.

Live, Work & Thrive in Richmond Hill's prestigious Townsquare! This brand-new, 2-storey live/work townhome by OPUS Homes-BILD Builder of the Year (2024 & 2021)-perfectly blends professional utility with sophisticated residential living. The ground-floor studio is designed for a seamless business presence, featuring soaring 12' ceilings, upgraded 20x20 foyer tiles, and a custom-modified layout that includes an optional shower in the studio bath. Experience a carpet-free environment throughout the entire home, finished with premium Torly's Branson Oak laminate. The main living level boasts 9' ceilings and a chef-inspired kitchen complete with 130cm elongated upper cabinets, a 650CFM chimney hood fan, and stunning Linen Cream Quartz countertops with a 1.5" mitered edge. High-end details abound, from the vertically stacked 2x10 backsplash to the Moen Align fixtures and upgraded LED pot lights throughout the Great Room and halls. Retreat to a spa-like principal ensuite featuring upgraded penny mosaic shower flooring and designer cabinetry. Future-proofed for modern life, this home includes a solar panel conduit, a fresh home air exchanger for optimal air quality, and a rough-in for an electric car charger. Own a masterpiece of craftsmanship and sustainability in the heart of Townsquare!

Key facts

Property type
Townhouse, 3-Storey
MLS®
N13881746
Bedrooms
3
Bathrooms
3 (1 half)
Size
2000-2500 sq ft
Lot
25 × 79 ft
Cross streets
Leslie & Elgin Mills
Parking
2 garage · 4 parking (attached)
Driveway
Private
Basement
Full, Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Days on market
10
Listing brokerage
6H REALTY INC.

Rooms

Primary BedroomMain4.04 × 4.88 m

walk-in closet(s) · 3 pc ensuite

Bedroom 3Main3.43 × 3.05 m

large closet · window

BreakfastMain2.19 × 4.93 m

open concept · combined w/kitchen · combined w/great rm

Great RoomMain3.66 × 3.20 m

w/o to balcony · w/o to balcony

StudyLower7.19 × 5.95 m

2 Pc Ensuite

KitchenMain3.66 × 4.88 m

Combined w/Br

Bedroom 2Main3.05 × 2.74 m

large closet · large window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Rural Richmond Hill · asking prices
$1.23Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $547/sqft; this home lists at $590/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
1.33MThis home1.32M1.31M1.20M1.08MThis home vs active comparables

Neighbourhood & location

Rural Richmond Hill, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rouge Woods
$1.00M
Westbrook
$1.07M
Jefferson
$999K
Oak Ridges Lake Wilcox
$1.02M
Doncrest
$1.17M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$6,046/mo
$262KIncome needed
5.1×Price ÷ income
$1,395Weekly cost
$23,007Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $6,046Estimated property tax $829Total carry $6,875

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,868per month

Mortgage amount $1,061,287 · 4.49% over 25 years

$265,322Down payment (20.0%)
$1,061,287Loan before insurance
$0CMHC premium
$6,697Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,868
Estimated property tax
$829
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,697

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$23,007
Estimated closing costs
$23,007

Plus your down payment of $265,322. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$7,102/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$699,125Total interest paid
$1,760,412Total of all payments
Principal $1,061,287 Interest $699,125
YearPrincipalInterestBalance
1$23,683$46,733$1,037,604
2$24,759$45,658$1,012,845
3$25,883$44,534$986,962
4$27,058$43,358$959,904
5$28,287$42,130$931,617
6$29,571$40,846$902,047
7$30,914$39,503$871,133
8$32,317$38,099$838,816
9$33,785$36,632$805,031
10$35,318$35,098$769,713
11$36,922$33,494$732,791
12$38,598$31,818$694,192
13$40,351$30,065$653,841
14$42,183$28,233$611,658
15$44,098$26,318$567,560
16$46,101$24,316$521,459
17$48,194$22,223$473,266
18$50,382$20,035$422,884
19$52,669$17,747$370,214
20$55,061$15,356$315,153
21$57,561$12,856$257,592
22$60,174$10,242$197,418
23$62,907$7,510$134,511
24$65,763$4,654$68,749
25$68,749$1,668$0

At the end of your 5-year term

Total paid over the term
$352,082
Principal paid down
$129,670
Interest paid
$222,413
Balance remaining
$931,617

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
2.6%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.8%
Gross yield
− Property tax $9,286− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $34,170

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of 6H REALTY INC.. MLS®/PropTx.

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