18 Lancaster Court, Georgina, ON

Keswick South, Georgina · MLS® N14080622

$649,000
For Sale
Listed 4 days agoNo offer date stated
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3Bedrooms
4Bathrooms
1Garage · 3 parking
1100-1500Sq ft

About this home

In short

  • A fantastic find with all the right ingredients.
  • Upstairs, the spacious landing leads to 3 roomy bedrooms, including a Primary bedroom featuring a 2 piece ensuite and walk-in closet.
  • Designed with busy family living in mind, the upper level 5 piece bathroom features dual sinks plus a door separating the bath & toilet area for added privacy and...
  • The finished basement expands your living space with a spacious Family Room, perfect for a playroom or relaxing retreat for the family, includes plumbing for a...
  • Located in a great neighbourhood, you'll love being just a short walk to schools, shopping, restaurants and beautiful Lake Simcoe.

A fantastic find with all the right ingredients! Exuding loads of natural light, check out this bright, clean, freshly painted and inviting home designed for comfortable everyday living. From the Foyer with a wide hallway, closet and powder room, the main level offers a spacious, easy flow, open plan living space. Convenient walkout from the main floor to a private deck and fully fenced backyard which enjoys the added bonus of a treed backdrop and no rear neighbours in view. Upstairs, the spacious landing leads to 3 roomy bedrooms, including a Primary bedroom featuring a 2 piece ensuite and walk-in closet. Designed with busy family living in mind, the upper level 5 piece bathroom features dual sinks plus a door separating the bath & toilet area for added privacy and convenience. The finished basement expands your living space with a spacious Family Room, perfect for a playroom or relaxing retreat for the family, includes plumbing for a potential 'wet bar''. Also featuring a 4 piece Bath combined with Laundry and dedicated utility space, 'On demand' tankless water heater, 'under stair' storage and a separate office with storage closet. (no window) Single car garage and spacious two-car driveway with no sidewalk interruption, provides ample room for the vehicles. Located in a great neighbourhood, you'll love being just a short walk to schools, shopping, restaurants and beautiful Lake Simcoe. With the added bonus of resident's exclusive beach rights, (optional, at a nominal fee) enjoy the value of a solid home in a family friendly neighbourhood.

Key facts

Property type
Townhouse, 2-Storey
MLS®
N14080622
Bedrooms
3
Bathrooms
4 (2 half)
Size
1100-1500 sq ft
Lot
19.66 × 101.75 ft
Cross streets
The Queensway South & Glenwoods Ave.
Parking
1 garage · 3 parking (attached)
Driveway
Private
Basement
Finished, Full
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,681 / 2025
Days on market
4
Listing brokerage
RE/MAX ALL-STARS REALTY INC.

Rooms

Dining RoomMain2.27 × 3.63 m

open concept · large window · overlooks backyard

Utility RoomLower3.29 × 1.36 m

combined w/laundry · 4 pc bath

BathroomLower3.29 × 1.70 m

4 pc bath · combined w/laundry

Bedroom 2Upper2.89 × 3.93 m

closet · window · overlooks backyard

Primary BedroomUpper4.21 × 4.91 m

2 pc ensuite · walk-in closet(s) · large window

OfficeLower2.32 × 2.46 m

closet · broadloom

Family RoomLower5.71 × 3.29 m

above grade window · broadloom

KitchenMain3.24 × 3.17 m

stainless steel appl · breakfast bar · open concept

Bedroom 3Upper2.82 × 4.58 m

closet · window · overlooks backyard

Living RoomMain3.54 × 3.93 m

laminate · combined w/dining · w/o to deck

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Keswick South, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Sutton & Jackson's Point
$701K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,958/mo
$126KIncome needed
5.1×Price ÷ income
$683Weekly cost
$9,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $2,958Property tax $307Total carry $3,265

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,871per month

Mortgage amount $519,200 · 4.49% over 25 years

$129,800Down payment (20.0%)
$519,200Loan before insurance
$0CMHC premium
$3,177Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,871
Property tax
$307
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,177

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,455
Estimated closing costs
$9,455

Plus your down payment of $129,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,475/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$342,024Total interest paid
$861,224Total of all payments
Principal $519,200 Interest $342,024
YearPrincipalInterestBalance
1$11,586$22,863$507,614
2$12,112$22,337$495,501
3$12,662$21,787$482,839
4$13,237$21,212$469,602
5$13,838$20,611$455,763
6$14,467$19,982$441,297
7$15,123$19,325$426,173
8$15,810$18,639$410,363
9$16,528$17,921$393,835
10$17,278$17,171$376,557
11$18,063$16,386$358,494
12$18,883$15,566$339,611
13$19,740$14,709$319,870
14$20,637$13,812$299,234
15$21,574$12,875$277,660
16$22,553$11,896$255,107
17$23,577$10,872$231,530
18$24,648$9,801$206,882
19$25,767$8,682$181,115
20$26,937$7,512$154,178
21$28,160$6,289$126,019
22$29,438$5,011$96,580
23$30,775$3,674$65,805
24$32,172$2,277$33,633
25$33,633$816$0

At the end of your 5-year term

Total paid over the term
$172,245
Principal paid down
$63,437
Interest paid
$108,808
Balance remaining
$455,763

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
3.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.3%
Gross yield
− Property tax $3,681− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $19,483

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ALL-STARS REALTY INC.. MLS®/PropTx.

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