193 Bayberry Street, Whitchurch-Stouffville, ON

Stouffville, Whitchurch-Stouffville · MLS® N14081790

$1,128,000
For Sale
Listed 4 days agoNo offer date stated
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2Bedrooms
3Bathrooms
2Garage · 4 parking
1500-2000Sq ft

About this home

In short

  • This open concept home of 1672 sq ft + Finished basement has a great room with vaulted ceiling and gas fireplace overlooking Dining Room and Breakfast area.
  • Hardwood through out main floor.
  • Open concept design that has a Large Rec Room, an office, Cold room and Plenty of room for an extra bedroom.
  • Walk to New Catholic Elementary School with Child Care Centre and Catholic High School.
  • Walk to park, conservation & transit.

Welcome to this well appointed, premium quality built Fairgate Bungalow in one of Stouffville's prestigious communities. This open concept home of 1672 sq ft + Finished basement has a great room with vaulted ceiling and gas fireplace overlooking Dining Room and Breakfast area. Kitchen has Upgraded cabinets and slate flooring, stainless steel appliances and walk out to private rear yard with patio, garden shed (8' x 10') and awning for those gorgeous sunset views (12' x 8'). The Primary bedroom is spacious with walk- in closet and 3 pc bath. Second bed room is a good size. **Laundry room is on the main floor with closet. Hardwood through out main floor. The lower level was professionally finished with pot lights and insulated engineered floor. Open concept design that has a Large Rec Room, an office, Cold room and Plenty of room for an extra bedroom. Upgraded window coverings and garage door access. Walk to New Catholic Elementary School with Child Care Centre and Catholic High School. Walk to park, conservation & transit. A must see!

Key facts

Property type
Detached, Bungalow
MLS®
N14081790
Bedrooms
2
Bathrooms
3
Size
1500-2000 sq ft
Lot
42.65 × 111.55 ft
Cross streets
Ninth Line & Millard
Parking
2 garage · 4 parking (attached)
Driveway
Private Double
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$6,139 / 2026
Days on market
4
Listing brokerage
GALLO REAL ESTATE LTD.

Rooms

Bedroom 2Main4.64 × 3.02 m

hardwood floor · closet · window

Great RoomMain6.12 × 3.54 m

vaulted ceiling(s) · hardwood floor · gas fireplace

RecreationBasement9.75 × 5.63 m

open concept · pot lights · carpet free

Cold Room/CantinaBasement0.01 × 0.01 m
Common RoomBasement5.10 × 4.10 m

carpet free · pot lights

BathroomBasement0.01 × 0.01 m

3 pc bath · heated floor

OtherBasement1.62 × 2.06 m
Primary BedroomMain3.63 × 4.98 m

hardwood floor · walk-in closet(s) · 3 pc ensuite

KitchenMain2.85 × 3.10 m

eat-in kitchen · slate flooring · stainless steel appl

DenBasement2.87 × 2.66 m

carpet free · pot lights

Dining RoomMain3.36 × 3.00 m

open concept · hardwood floor · window

LaundryMain3.00 × 1.81 m

l-shaped room · closet · window

BreakfastMain3.14 × 3.30 m

w/o to patio · hardwood floor · overlooks backyard

OfficeBasement2.95 × 2.21 m

Carpet Free

Furnace RoomBasement0.01 × 0.01 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Stouffville · asking prices
$1.43Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $821/sqft; this home lists at $645/sqft. Size is part of the price story, not just the sticker.

The 5 closest active listings nearby.

See all comparable homes
1.13MThis home1.07M1000k1.19M900k3.00MThis home vs active comparables

Neighbourhood & location

Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rural Whitchurch-Stouffville
$2.11M
Ballantrae
$1.77M

Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,141/mo
$216KIncome needed
5.2×Price ÷ income
$1,186Weekly cost
$19,035Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $5,141Property tax $512Total carry $5,653

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,990per month

Mortgage amount $902,400 · 4.49% over 25 years

$225,600Down payment (20.0%)
$902,400Loan before insurance
$0CMHC premium
$5,501Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,990
Property tax
$512
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,501

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$19,035
Estimated closing costs
$19,035

Plus your down payment of $225,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,039/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$594,457Total interest paid
$1,496,857Total of all payments
Principal $902,400 Interest $594,457
YearPrincipalInterestBalance
1$20,138$39,737$882,262
2$21,052$38,822$861,210
3$22,008$37,866$839,202
4$23,007$36,867$816,195
5$24,052$35,823$792,143
6$25,144$34,730$767,000
7$26,285$33,589$740,714
8$27,479$32,395$713,235
9$28,727$31,148$684,509
10$30,031$29,843$654,478
11$31,394$28,480$623,083
12$32,820$27,054$590,264
13$34,310$25,564$555,954
14$35,868$24,007$520,086
15$37,496$22,378$482,589
16$39,199$20,675$443,391
17$40,979$18,896$402,412
18$42,839$17,035$359,573
19$44,784$15,090$314,789
20$46,818$13,057$267,971
21$48,943$10,931$219,028
22$51,166$8,709$167,862
23$53,489$6,386$114,373
24$55,917$3,957$58,456
25$58,456$1,418$0

At the end of your 5-year term

Total paid over the term
$299,371
Principal paid down
$110,257
Interest paid
$189,115
Balance remaining
$792,143

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.3%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.4%
Gross yield
− Property tax $6,139− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $26,103

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of GALLO REAL ESTATE LTD.. MLS®/PropTx.

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