6835 Main Street, Whitchurch-Stouffville, ON

Stouffville, Whitchurch-Stouffville · MLS® N13609776

$899,888
For Sale
Listed 84 days agoNo offer date statedSitting longer than typical
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3Bedrooms
2Bathrooms
4Parking
1100-1500Sq ft

About this home

In short

  • Exceptional Investment & Development Opportunity In The Heart Of Stouffville.
  • Situated On A Premium 60' x 155' Lot, This Charming 3-Bedroom, 2-Bath Bungalow Offers Incredible Potential For End Users, Investors And Developers Alike.
  • Features A Bright Open Concept Living And Dining Area With An Electric Fireplace, An Eat-In Kitchen, A Spacious Primary Bedroom With Ensuite And Walk-Out To The...
  • Adjacent Lands May Also Be Available, Offering The Potential For A Larger Development Opportunity.

Exceptional Investment & Development Opportunity In The Heart Of Stouffville! Situated On A Premium 60' x 155' Lot, This Charming 3-Bedroom, 2-Bath Bungalow Offers Incredible Potential For End Users, Investors And Developers Alike. Ideally Located Just Steps To Historic Main Street, Boutique Shops, Restaurants, Schools, Parks, Transit And Everyday Amenities, This Property Is Positioned In One Of York Region's Most Desirable And Fastest Growing Communities. Features A Bright Open Concept Living And Dining Area With An Electric Fireplace, An Eat-In Kitchen, A Spacious Primary Bedroom With Ensuite And Walk-Out To The Backyard Deck, Plus An Unfinished Basement Offering Additional Storage Or Future Possibilities. Adjacent Lands May Also Be Available, Offering The Potential For A Larger Development Opportunity. A Rare Opportunity To Secure A Prime Property With Outstanding Long Term Investment And Redevelopment Potential.

Key facts

Property type
Detached, Bungalow
MLS®
N13609776
Bedrooms
3
Bathrooms
2
Size
1100-1500 sq ft
Lot
60 × 154.82 ft
Cross streets
Main St/Tenth Line
Parking
4 parking
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Board & Batten
Foundation
Poured Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$4,599 / 2025
Days on market
84
Listing brokerage
RE/MAX REALTRON REALTY INC.

Rooms

Primary BedroomGround3.93 × 3.64 m

3 pc ensuite · broadloom · w/o to deck

Bedroom 2Ground3.38 × 2.92 m

broadloom · closet · large window

Living RoomGround6.10 × 3.96 m

laminate · electric fireplace · sliding doors

KitchenGround7.03 × 2.44 m

eat-in kitchen · backsplash · tile floor

Bedroom 3Ground3.47 × 2.60 m

broadloom · closet · large window

Our TakeTeam Asgarian · Broker
A small discount is typical
$878Klikely sale price

Listed at $899,888. Going by how homes in Stouffville have actually closed against their asking prices (about 98%, 57 local closings in 90 days), the likely sale price is near $878K, if it sells. A realistic range is $822K to $989K.

Independent value check: $824K. Without looking at the asking price, our model values the home itself about 8% below the ask (homes like it typically land between $772K and $863K).

Why $824K. The typical detached home sold in Stouffville over the past year went for about $1.20M (252 sales). What sets this one apart:

  • ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $4,599 a year; the typical home sold here pays about $6,000.
  • ▼ Lowers it stronglyIt is 1,100 to 1,500 sq ft; the typical home sold here is 2,000 to 2,500.
  • ▼ Lowers it3 bedrooms and 2 baths, against 4+1 and 4 typically.

Longer on the market than typical. 84 days on the market against about 39 for homes like it here, and asking 9% above where comparable closings put it.

List price
$822KBelow recent closings$989KAbove recent closings

Total price vs nearby homes. Likely closing about $878K, from 57 recent closings in this pocket.

The market behind the math:

57sold nearby · 90 days
$1.17Mmedian sold price
97%of asking, on average
−7%prices vs a year ago
~36 dayshomes like this take to sell
84days on market so far
$2,953/moest. rent · 27 leases
3.9%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.4 months of inventory: 7 detached homes for sale in the area against 57 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $692/sqft against an area asking average of $980/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 57 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $831K. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Development potential: upside only if zoning permits, verify with the city before relying on it. Worth verifying
Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($692/sqft) is below the area, so you are paying for extra space rather than a premium.

Based on 57 comparable homes that sold in Stouffville over the past two years, from 483 closings there.

What sellers nearby are askingCurrently listed nearby in Stouffville · asking prices
$1.09Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $824K, which is where my estimate comes from.

Per square foot, these ask about $783/sqft; this home lists at $692/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 6 active listings nearby.

See all comparable homes
900kThis home1.19M1000k1.07M1.07M1.13MThis home vs active comparables

Sold price trend

Median sold price for detached homes in Stouffville: $1.17M in September 2026, down 1% from a year ago, on 249 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$1.26M31
November 2025$1.15M32
December 2025$1.23M14
January 2026$1.28M12
February 2026$1.21M13
March 2026$1.29M15
April 2026$1.19M18
May 2026$1.08M22
June 2026$1.20M23
July 2026$1.13M26
August 2026$1.23M22
September 2026$1.17M21

Neighbourhood & location

Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rural Whitchurch-Stouffville
$2.11M
Ballantrae
$1.77M

Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,101/mo
$172KIncome needed
5.2×Price ÷ income
$946Weekly cost
$14,473Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $4,101Property tax $383Total carry $4,485

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,981per month

Mortgage amount $719,910 · 4.49% over 25 years

$179,978Down payment (20.0%)
$719,910Loan before insurance
$0CMHC premium
$4,364Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,981
Property tax
$383
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,364

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,473
Estimated closing costs
$14,473

Plus your down payment of $179,978. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,818/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$474,242Total interest paid
$1,194,152Total of all payments
Principal $719,910 Interest $474,242
YearPrincipalInterestBalance
1$16,065$31,701$703,845
2$16,795$30,971$687,050
3$17,557$30,209$669,493
4$18,354$29,412$651,138
5$19,188$28,578$631,951
6$20,059$27,707$611,892
7$20,970$26,796$590,922
8$21,922$25,844$569,000
9$22,917$24,849$546,083
10$23,958$23,808$522,125
11$25,046$22,721$497,079
12$26,183$21,583$470,896
13$27,372$20,395$443,525
14$28,614$19,152$414,910
15$29,914$17,853$384,997
16$31,272$16,494$353,725
17$32,692$15,074$321,034
18$34,176$13,590$286,858
19$35,728$12,038$251,130
20$37,350$10,416$213,780
21$39,046$8,720$174,734
22$40,819$6,948$133,916
23$42,672$5,094$91,244
24$44,609$3,157$46,635
25$46,635$1,131$0

At the end of your 5-year term

Total paid over the term
$238,830
Principal paid down
$87,960
Interest paid
$150,871
Balance remaining
$631,951

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 27 whole-home leases in Stouffville$2,953/mo
$35,436Gross annual rent
2.8%Cap rate after taxes and upkeep
$2,496 to $3,246Typical rent range
~34 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 27 whole-home leases in Stouffville signed at a median of $3,052 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,953. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.9%
Gross yield
− Property tax $4,599− Insurance $1,400− Vacancy & upkeep $3,898Net operating income $25,539

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

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