103 Baker Street, Whitchurch-Stouffville, ON

Stouffville, Whitchurch-Stouffville · MLS® N14088070

$1,450,000
For Sale
Listed 3 days agoNo offer date stated
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3+1Bedrooms
3Bathrooms
9Parking
700-1100Sq ft

About this home

In short

  • Welcome to 103 Baker St, a beautifully renovated bungalow situated on an impressive 55 x 199 ft lot in the heart of Stouffville.
  • The stunning gourmet kitchen showcases elegant waterfall island, gas stove, updated windows, patio door, and built-in stove.
  • Offering a 3+1 bedroom configuration, 3 washrms, 1+1 kitchens, and a finished bsmt with a separate entrance, this home provides excellent flexibility for...
  • One of the original main floor bedrms has been thoughtfully transformed into a custom walk-in closet dressing room, complemented by a stylish barn door creating a pvt...
  • Extensive exterior improvements include updated landscaping, new interlocking, new driveway, fresh sod, privacy fencing, exterior pot lights, updated entrance steps...

Welcome to 103 Baker St, a beautifully renovated bungalow situated on an impressive 55 x 199 ft lot in the heart of Stouffville! Offering exceptional space, versatility, and investment potential, this property is ideal for families, investors, and builders alike. Extensively upgraded inside and out, the home features updated flooring, smooth ceilings, pot lights, fresh paint, zebra blinds, and oversized custom interior doors. The stunning gourmet kitchen showcases elegant waterfall island, gas stove, updated windows, patio door, and built-in stove. Offering a 3+1 bedroom configuration, 3 washrms, 1+1 kitchens, and a finished bsmt with a separate entrance, this home provides excellent flexibility for multigenerational living or potential rental income. One of the original main floor bedrms has been thoughtfully transformed into a custom walk-in closet dressing room, complemented by a stylish barn door creating a pvt primary suite. add'l. interior improvements inclu. an added powder room, beautifully renovated bathrms, and upgraded windows and doors. Step outside to a spectacular backyard retreat featuring interlocking, a spacious deck, gazebo, barbecue area & a fully equipped outdoor kitchen, perfect for entertaining family & friends. Extensive exterior improvements include updated landscaping, new interlocking, new driveway, fresh sod, privacy fencing, exterior pot lights, updated entrance steps, and an expanded driveway accommodating up to 9 vehicles. The property also offers a history of rental income from both levels, adding to its investment appeal. Conveniently located near Stouffville Memorial Park, Stouffville Conservation Area and Reservoir, Millennium Park, Summitview Public Sch, St. Brigid Catholic Elementary School, Harry Bowes Public School, Markham Stouffville Hospital, Stouffville GO Station, daycares, restaurants & many more. This is a remarkable opportunity to own a distinctive property in a sought-after Stouffville location!

Key facts

Property type
Detached, Bungalow
MLS®
N14088070
Bedrooms
3+1 (4 total)
Bathrooms
3 (1 half)
Size
700-1100 sq ft
Lot
55.94 × 199.41 ft
Cross streets
Main and Baker
Parking
9 parking
Driveway
Private
Basement
Finished, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,823 / 2025
Days on market
3
Listing brokerage
ROYAL LEPAGE IGNITE REALTY

Rooms

Primary BedroomMain3.75 × 3.20 m

hardwood floor · b/i closet · window

Dining RoomMain0.88 × 2.60 m

tile floor · w/o to patio · combined w/kitchen

KitchenBasement3.66 × 3.05 m

laminate · stainless steel appl

LaundryBasement3.10 × 0.79 m

stainless steel appl · laundry sink

WorkshopBasement2.44 × 3.35 m

laminate · b/i shelves

Living RoomMain4.80 × 4.21 m

hardwood floor · picture window · 2 pc bath

Bedroom 2Main3.28 × 2.81 m

hardwood floor · closet · window

Bedroom 4Basement3.27 × 3.15 m

closet · laminate

Bedroom 3Main3.20 × 2.70 m

hardwood floor · b/i closet · window

KitchenMain3.80 × 2.60 m

tile floor · stainless steel appl · combined w/dining

RecreationBasement8.20 × 1.01 m

open concept · laminate · 3 pc bath

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Stouffville · asking prices
$1.02Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $904/sqft; this home lists at $1,611/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
1.45MThis home1.07M1.07M900kThis home vs active comparables

Neighbourhood & location

Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rural Whitchurch-Stouffville
$2.11M
Ballantrae
$1.77M

Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$6,609/mo
$267KIncome needed
5.4×Price ÷ income
$1,525Weekly cost
$25,475Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $6,609Property tax $402Total carry $7,011

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,414per month

Mortgage amount $1,160,000 · 4.49% over 25 years

$290,000Down payment (20.0%)
$1,160,000Loan before insurance
$0CMHC premium
$6,816Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,414
Property tax
$402
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,816

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$25,475
Estimated closing costs
$25,475

Plus your down payment of $290,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$7,763/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$764,152Total interest paid
$1,924,152Total of all payments
Principal $1,160,000 Interest $764,152
YearPrincipalInterestBalance
1$25,886$51,080$1,134,114
2$27,062$49,904$1,107,052
3$28,290$48,676$1,078,762
4$29,575$47,391$1,049,187
5$30,918$46,048$1,018,269
6$32,321$44,645$985,948
7$33,789$43,177$952,159
8$35,323$41,643$916,836
9$36,927$40,039$879,909
10$38,604$38,363$841,306
11$40,356$36,610$800,949
12$42,189$34,777$758,761
13$44,104$32,862$714,657
14$46,107$30,859$668,550
15$48,200$28,766$620,350
16$50,389$26,578$569,961
17$52,676$24,290$517,285
18$55,068$21,898$462,217
19$57,568$19,398$404,649
20$60,182$16,784$344,466
21$62,915$14,051$281,552
22$65,771$11,195$215,780
23$68,758$8,208$147,023
24$71,879$5,087$75,143
25$75,143$1,823$0

At the end of your 5-year term

Total paid over the term
$384,830
Principal paid down
$141,731
Interest paid
$243,100
Balance remaining
$1,018,269

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
0.6%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.2%
Gross yield
− Property tax $4,823− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $9,263

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE IGNITE REALTY. MLS®/PropTx.

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