20 Seraville Street, Vaughan, ON

Vellore Village, Vaughan · MLS® N14083034

$2,299,990
For Sale
Listed 4 days agoNo offer date stated
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4Bedrooms
5Bathrooms
2Garage · 6 parking
3500-5000Sq ft

About this home

Welcome to 20 Seraville Street, an inviting and beautifully maintained home situated in one of Vaughan's most desirable, family-friendly communities. Offering a wonderful balance of style, comfort, and functionality, this residence is ideal for families seeking a place to call home.Step inside to discover a thoughtfully designed layout featuring spacious principal rooms, abundant natural light, and quality finishes throughout. The well-appointed kitchen offers ample cabinetry and generous workspace, flowing seamlessly into the dining and living areas to create the perfect setting for everyday living and entertaining.Upstairs, generously sized bedrooms provide comfort and privacy, while the spacious primary suite offers a relaxing retreat at the end of the day. Versatile living spaces provide the flexibility to accommodate a home office, family room, or recreation area to suit your lifestyle.Enjoy the convenience of an exceptional location just minutes from top-rated schools, parks, shopping, public transit, and major highways. Combining a welcoming neighbourhood with everyday convenience, this is a wonderful opportunity to own a beautiful home in the heart of Vaughan.

Key facts

Property type
Detached, 2-Storey
MLS®
N14083034
Bedrooms
4
Bathrooms
5 (1 half)
Size
3500-5000 sq ft
Lot
15.2 × 35 ft
Cross streets
Teston and pine valley
Parking
2 garage · 6 parking (built-in)
Driveway
Private Double
Basement
Separate Entrance, Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$11,305 / 2025
Days on market
4
Listing brokerage
ROYAL LEPAGE FLOWER CITY REALTY
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Vellore Village, Vaughan, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Sonoma Heights
$1.47M
Kleinburg
$3.25M
East Woodbridge
$1.50M
Maple
$1.63M
West Woodbridge
$1.58M

Typical asking price of active listings of the same type, per area (outliers removed). Vaughan.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$10,483/mo
$432KIncome needed
5.3×Price ÷ income
$2,419Weekly cost
$43,975Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $10,483Property tax $942Total carry $11,425

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$10,174per month

Mortgage amount $1,839,992 · 4.49% over 25 years

$459,998Down payment (20.0%)
$1,839,992Loan before insurance
$0CMHC premium
$11,116Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$10,174
Property tax
$942
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$11,116

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$43,975
Estimated closing costs
$43,975

Plus your down payment of $459,998. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$12,314/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,212,097Total interest paid
$3,052,089Total of all payments
Principal $1,839,992 Interest $1,212,097
YearPrincipalInterestBalance
1$41,061$81,023$1,798,931
2$42,925$79,158$1,756,006
3$44,874$77,209$1,711,132
4$46,912$75,172$1,664,220
5$49,042$73,042$1,615,179
6$51,268$70,815$1,563,911
7$53,596$68,488$1,510,315
8$56,029$66,054$1,454,285
9$58,573$63,510$1,395,712
10$61,233$60,851$1,334,479
11$64,013$58,070$1,270,466
12$66,920$55,164$1,203,546
13$69,958$52,126$1,133,588
14$73,134$48,949$1,060,454
15$76,455$45,629$983,999
16$79,926$42,157$904,073
17$83,555$38,528$820,518
18$87,349$34,735$733,169
19$91,315$30,769$641,854
20$95,461$26,623$546,392
21$99,795$22,288$446,597
22$104,326$17,757$342,271
23$109,063$13,020$233,207
24$114,015$8,068$119,192
25$119,192$2,892$0

At the end of your 5-year term

Total paid over the term
$610,418
Principal paid down
$224,813
Interest paid
$385,605
Balance remaining
$1,615,179

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
2.9%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.8%
Gross yield
− Property tax $11,305− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $65,793

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE FLOWER CITY REALTY. MLS®/PropTx.

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