5 Mirando Street, Richmond Hill, ON

Westbrook, Richmond Hill · MLS® N14083074

$1,298,000
For Sale
Listed 4 days agoNo offer date stated
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3Bedrooms
4Bathrooms
2Garage · 4 parking
2000-2500Sq ft

About this home

In short

  • Natural light from three sides and an expansive landscaped backyard distinguish this detached corner home on a quiet street in Westbrook, Good School Zone: Richmond...
  • Set on a 41 x 126 ft. lot, it offers approximately 3,300 sq. ft. of total living space, including the finished basement, as reported by MPAC, plus a two-car garage.
  • Connected living and dining rooms feature hardwood flooring, large windows and contemporary lighting for easy entertaining.
  • Upstairs, the spacious family room features a high ceiling, tall windows, a statement chandelier and a paneled accent wall.
  • Three bedrooms and two four-piece bathrooms complete the upper floor, with a main-floor powder room and a three-piece bathroom in the finished basement.

Natural light from three sides and an expansive landscaped backyard distinguish this detached corner home on a quiet street in Westbrook, Good School Zone: Richmond Hill High School and St. Theresa of Lisieux Catholic High School. Set on a 41 x 126 ft. lot, it offers approximately 3,300 sq. ft. of total living space, including the finished basement, as reported by MPAC, plus a two-car garage. A bright tiled foyer and an open-riser staircase with glass railings introduce the interior. Connected living and dining rooms feature hardwood flooring, large windows and contemporary lighting for easy entertaining. A double-sided gas fireplace brings warmth to the living room and kitchen. The Italian-style kitchen features two-tone cabinetry, quartz counters, a green glass backsplash, under-cabinet lighting and a built-in wine rack. A breakfast bar with pendant lights provides a casual dining spot. Sliding doors open to an expansive interlocking patio with space for dining and lounging, complemented by a lawn, garden beds and DeGroot's Spire cedars along the fence. Upstairs, the spacious family room features a high ceiling, tall windows, a statement chandelier and a paneled accent wall. Three bedrooms and two four-piece bathrooms complete the upper floor, with a main-floor powder room and a three-piece bathroom in the finished basement. The open basement recreation area provides additional space for hobbies and relaxing. Enjoy local outdoor recreation at Rouge Crest Park on Rothbury Road, with a playground, splash pad, basketball court, soccer field and trails. Fresh paint and updates including the roof (2020), furnace (2023) and garage doors (2025) complete this well-maintained home.

Key facts

Property type
Detached, 2-Storey
MLS®
N14083074
Bedrooms
3
Bathrooms
4 (1 half)
Size
2000-2500 sq ft
Lot
41.01 × 126.31 ft
Cross streets
Yonge/Gamble
Parking
2 garage · 4 parking (built-in)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Shingles
Sewer
Sewer
Property tax
$7,403 / 2026
Days on market
4
Listing brokerage
RE/MAX REALTRON REALTY INC.

Rooms

Bedroom 2Second4.69 × 3.53 m

large window · large closet · hardwood floor

Living RoomMain4.87 × 3.35 m

hardwood floor · window · fireplace

KitchenMain3.65 × 2.74 m

breakfast bar · stainless steel appl · modern kitchen

Primary BedroomSecond6.09 × 3.60 m

walk-in closet(s) · 4 pc ensuite · hardwood floor

Bedroom 3Second3.71 × 3.08 m

large window · large closet · hardwood floor

Dining RoomMain4.08 × 3.35 m

hardwood floor · window

Family RoomIn Between5.21 × 4.81 m

hardwood floor · large window · pot lights

Great RoomBasement10.53 × 6.30 m

laminate · 3 pc bath · pot lights

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Westbrook, Richmond Hill, ON

CommuteTime from this home to where you spend your day

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Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Jefferson
$1.41M
Mill Pond
$1.56M
Crosby
$2.05M
Rural Richmond Hill
$1.66M
Rouge Woods
$1.77M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,916/mo
$249KIncome needed
5.2×Price ÷ income
$1,365Weekly cost
$22,435Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $5,916Property tax $617Total carry $6,533

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,741per month

Mortgage amount $1,038,400 · 4.49% over 25 years

$259,600Down payment (20.0%)
$1,038,400Loan before insurance
$0CMHC premium
$6,358Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,741
Property tax
$617
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,358

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,435
Estimated closing costs
$22,435

Plus your down payment of $259,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,949/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$684,048Total interest paid
$1,722,448Total of all payments
Principal $1,038,400 Interest $684,048
YearPrincipalInterestBalance
1$23,173$45,725$1,015,227
2$24,225$44,673$991,003
3$25,325$43,573$965,678
4$26,475$42,423$939,203
5$27,677$41,221$911,527
6$28,933$39,965$882,593
7$30,247$38,651$852,347
8$31,620$37,278$820,726
9$33,056$35,842$787,670
10$34,557$34,341$753,114
11$36,126$32,772$716,988
12$37,766$31,132$679,222
13$39,481$29,417$639,741
14$41,273$27,625$598,468
15$43,147$25,751$555,320
16$45,106$23,791$510,214
17$47,154$21,743$463,059
18$49,295$19,602$413,764
19$51,534$17,364$362,230
20$53,873$15,024$308,357
21$56,320$12,578$252,037
22$58,877$10,021$193,160
23$61,550$7,348$131,611
24$64,345$4,553$67,266
25$67,266$1,632$0

At the end of your 5-year term

Total paid over the term
$344,490
Principal paid down
$126,873
Interest paid
$217,616
Balance remaining
$911,527

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

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Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
2.8%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.9%
Gross yield
− Property tax $7,403− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $36,053

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

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