24 Cape Breton Court, Richmond Hill, ON

Oak Ridges Lake Wilcox, Richmond Hill · MLS® N14083878

$875,000
For Sale
Listed 4 days agoNo offer date stated
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2Bedrooms
4Bathrooms
1Garage · 3 parking
1100-1500Sq ft

About this home

In short

  • Clean & Bright Townhouse Located In A Safe & Quiet Cul-De-Sac.
  • 2nd Bedroom Can Be Easily Converted Into 3 Bedrooms.

Clean & Bright Townhouse Located In A Safe & Quiet Cul-De-Sac. Well-Maintained With Wood Floors All Throughout. Recently Updated Basement Wood Floors. 2 Big Size Bedrooms. 2nd Bedroom Can Be Easily Converted Into 3 Bedrooms. Backyard Deck With Extended Roof And Dining Set. Close To All Amenities (Oak Ridges Community Centre, Upcoming Oak Ridges Library, Food Basics, No Frills, Mcdonald's And Starbucks Coming Soon!), Schools & The New Lake Wilcox Park.

Key facts

Property type
Townhouse, 2-Storey
MLS®
N14083878
Bedrooms
2
Bathrooms
4 (2 half)
Size
1100-1500 sq ft
Lot
20.03 × 110.8 ft
Cross streets
Yonge/Worthington
Parking
1 garage · 3 parking (attached)
Driveway
Available
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Brick
Roof
Shingles
Sewer
Sewer
Property tax
$4,051 / 2026
Days on market
4
Listing brokerage
HOMELIFE CULTURELINK REALTY INC.

Rooms

BreakfastGround2.53 × 2.45 m

ceramic floor · w/o to yard

Living RoomGround6.00 × 3.05 m

combined w/dining · hardwood floor · window

Bedroom 2Second5.80 × 3.45 m

window · laminate · closet

RecreationBasement5.87 × 2.83 m

laminate · 2 pc bath

Primary BedroomSecond2.09 × 4.05 m

ensuite bath · laminate · closet

KitchenGround2.50 × 2.30 m

Ceramic Floor

Dining RoomGround6.00 × 3.05 m

combined w/living · hardwood floor · window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Oak Ridges Lake Wilcox · asking prices
$1.02Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest townhouse listings on the market.

Per square foot, these ask about $583/sqft; this home lists at $673/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
875kThis home1.15M945k969kThis home vs active comparables

Neighbourhood & location

Oak Ridges Lake Wilcox, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Oak Ridges
$1.08M
Jefferson
$999K
Rural Richmond Hill
$1.10M
Westbrook
$1.07M
Rouge Woods
$1.00M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,988/mo
$166KIncome needed
5.3×Price ÷ income
$920Weekly cost
$13,975Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $3,988Property tax $338Total carry $4,326

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,870per month

Mortgage amount $700,000 · 4.49% over 25 years

$175,000Down payment (20.0%)
$700,000Loan before insurance
$0CMHC premium
$4,208Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,870
Property tax
$338
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,208

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,975
Estimated closing costs
$13,975

Plus your down payment of $175,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,685/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$461,126Total interest paid
$1,161,126Total of all payments
Principal $700,000 Interest $461,126
YearPrincipalInterestBalance
1$15,621$30,824$684,379
2$16,330$30,115$668,049
3$17,072$29,373$650,977
4$17,847$28,598$633,130
5$18,657$27,788$614,473
6$19,504$26,941$594,969
7$20,390$26,055$574,579
8$21,316$25,129$553,263
9$22,283$24,162$530,980
10$23,295$23,150$507,684
11$24,353$22,092$483,332
12$25,459$20,986$457,873
13$26,615$19,830$431,258
14$27,823$18,622$403,435
15$29,086$17,359$374,349
16$30,407$16,038$343,942
17$31,787$14,658$312,155
18$33,231$13,214$278,924
19$34,740$11,705$244,184
20$36,317$10,128$207,868
21$37,966$8,479$169,902
22$39,690$6,755$130,212
23$41,492$4,953$88,721
24$43,376$3,069$45,345
25$45,345$1,100$0

At the end of your 5-year term

Total paid over the term
$232,225
Principal paid down
$85,527
Interest paid
$146,698
Balance remaining
$614,473

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.2%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.2%
Gross yield
− Property tax $4,051− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $19,113

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE CULTURELINK REALTY INC.. MLS®/PropTx.

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