1521 19th Avenue, Richmond Hill, ON

Rural Richmond Hill, Richmond Hill · MLS® N14092868

$1,128,000
For Sale
Just listed todayNo offer date stated
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3Bedrooms
2Bathrooms
2Garage · 4 parking
2000-2500Sq ft

About this home

In short

  • Modern 1-year-new townhouse in the newly built Ivylea community, corner unit, 3 bedrooms, 3 bathrooms, a double car garage.
  • Primary Bdrm with Walk-In Closet & 4 Pcs Ensuite.
  • Ground floor the 4th Bedroom w/ 3 Pcs Ensuite Bath and direct garage access.
  • Excellent location close to Hwy 404, Richmond Green Secondary School, GO Station, public transit, Costco, plazas, parks, and more.

Modern 1-year-new townhouse in the newly built Ivylea community, corner unit, 3 bedrooms, 3 bathrooms, a double car garage. Bright and spacious, Large windows. Open Concept Kitchen. Large Centre Island w/ Breakfast Bar. Primary Bdrm with Walk-In Closet & 4 Pcs Ensuite. Ground floor the 4th Bedroom w/ 3 Pcs Ensuite Bath and direct garage access. Excellent location close to Hwy 404, Richmond Green Secondary School, GO Station, public transit, Costco, plazas, parks, and more.

Key facts

Property type
Detached, 3-Storey
MLS®
N14092868
Bedrooms
3
Bathrooms
2
Size
2000-2500 sq ft
Lot
31.2 × 89 ft
Cross streets
Leslie/19th
Parking
2 garage · 4 parking (attached)
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Listing brokerage
CENTURY 21 ATRIA REALTY INC.
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Rural Richmond Hill · asking prices
$1.80Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $784/sqft; this home lists at $501/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
1.13MThis home1.89M1.62M1.59M2.09MThis home vs active comparables

Neighbourhood & location

Rural Richmond Hill, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rouge Woods
$1.77M
Crosby
$2.05M
Jefferson
$1.41M
Oak Ridges Lake Wilcox
$1.50M
Westbrook
$1.58M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,141/mo
$223KIncome needed
5.1×Price ÷ income
$1,186Weekly cost
$19,035Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $5,141Estimated property tax $705Total carry $5,846

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,990per month

Mortgage amount $902,400 · 4.49% over 25 years

$225,600Down payment (20.0%)
$902,400Loan before insurance
$0CMHC premium
$5,695Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,990
Estimated property tax
$705
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,695

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$19,035
Estimated closing costs
$19,035

Plus your down payment of $225,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,039/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$594,457Total interest paid
$1,496,857Total of all payments
Principal $902,400 Interest $594,457
YearPrincipalInterestBalance
1$20,138$39,737$882,262
2$21,052$38,822$861,210
3$22,008$37,866$839,202
4$23,007$36,867$816,195
5$24,052$35,823$792,143
6$25,144$34,730$767,000
7$26,285$33,589$740,714
8$27,479$32,395$713,235
9$28,727$31,148$684,509
10$30,031$29,843$654,478
11$31,394$28,480$623,083
12$32,820$27,054$590,264
13$34,310$25,564$555,954
14$35,868$24,007$520,086
15$37,496$22,378$482,589
16$39,199$20,675$443,391
17$40,979$18,896$402,412
18$42,839$17,035$359,573
19$44,784$15,090$314,789
20$46,818$13,057$267,971
21$48,943$10,931$219,028
22$51,166$8,709$167,862
23$53,489$6,386$114,373
24$55,917$3,957$58,456
25$58,456$1,418$0

At the end of your 5-year term

Total paid over the term
$299,371
Principal paid down
$110,257
Interest paid
$189,115
Balance remaining
$792,143

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
3.2%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.5%
Gross yield
− Property tax $7,896− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $35,560

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 ATRIA REALTY INC.. MLS®/PropTx.

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