153 Prairie Rose Drive, Richmond Hill, ON

Rural Richmond Hill, Richmond Hill · MLS® N14017666

$1,588,000
For Sale
Listed 6 days agoNo offer date stated
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4Bedrooms
4Bathrooms
2Garage · 4 parking
2500-3000Sq ft

About this home

In short

  • Discover This Beautifully Upgraded Detached Home In Richmond Hill's Sought-After Trinity Point Community.
  • Built In 2024 And Situated Directly Across From A Natural Park, Offering An Open, Peaceful Outlook.
  • Featuring 10-Ft Ceilings On The Main Floor And 9-Ft Ceilings Upstairs, This Home Boasts A Bright, Functional Layout With A Formal Dining Room, Main-Floor Office, And...
  • Upstairs Features 4 Generously Sized Bedrooms And 4 Bathrooms, Including A Primary Retreat With Walk-In Closet And Luxurious 5-Piece Ensuite, A Semi-Ensuite Shared By...
  • Extensive Upgrades Include Modern Light Fixtures, Pot Lights, Upgraded Window Coverings, 3-Ton A/C, Humidifier, And A Newly Added Study/Piano Room (2026).

Discover This Beautifully Upgraded Detached Home In Richmond Hill's Sought-After Trinity Point Community! Built In 2024 And Situated Directly Across From A Natural Park, Offering An Open, Peaceful Outlook. Featuring 10-Ft Ceilings On The Main Floor And 9-Ft Ceilings Upstairs, This Home Boasts A Bright, Functional Layout With A Formal Dining Room, Main-Floor Office, And Open-Concept Kitchen With Centre Island And Gas Cooktop, Overlooking The Spacious Great Room With Gas Fireplace. Upstairs Features 4 Generously Sized Bedrooms And 4 Bathrooms, Including A Primary Retreat With Walk-In Closet And Luxurious 5-Piece Ensuite, A Semi-Ensuite Shared By Two Bedrooms, And A Private Ensuite For The Fourth Bedroom. Convenient Second-Floor Laundry. Extensive Upgrades Include Modern Light Fixtures, Pot Lights, Upgraded Window Coverings, 3-Ton A/C, Humidifier, And A Newly Added Study/Piano Room (2026). Enjoy A Fully Fenced Backyard With Modern Fencing, Access Gate And Gas BBQ Line. The Builder-Upgraded Basement Walk-Up Offers Direct Backyard Access, Laminate Flooring And Excellent Future Finishing Potential. Double-Car Garage With Interior Access. Conveniently Located Near Parks, Schools, Shopping, Dining And Everyday Amenities. A Perfect Blend Of Modern Comfort, Thoughtful Design And Prime Location!

Key facts

Property type
Detached, 2-Storey
MLS®
N14017666
Bedrooms
4
Bathrooms
4 (1 half)
Size
2500-3000 sq ft
Lot
47.41 × 91.32 ft
Cross streets
Bayview/Elgin Mills
Parking
2 garage · 4 parking (attached)
Driveway
Private
Basement
Walk-Up, Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Stone
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$10,255 / 2026
Days on market
6
Listing brokerage
REAL BROKER ONTARIO LTD.

Rooms

OfficeMain2.46 × 1.91 m
Bedroom 4Second3.66 × 3.05 m
Bedroom 2Second4.17 × 3.35 m
Primary BedroomSecond3.96 × 5.18 m
BreakfastMain3.96 × 2.72 m
KitchenMain3.96 × 2.59 m
Bedroom 3Main3.56 × 3.66 m
Dining RoomMain3.35 × 4.70 m
Family RoomMain4.12 × 4.57 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Rural Richmond Hill, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rouge Woods
$1.77M
Crosby
$2.05M
Jefferson
$1.40M
Westbrook
$1.58M
Mill Pond
$1.71M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$7,238/mo
$307KIncome needed
5.2×Price ÷ income
$1,670Weekly cost
$28,235Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $7,238Property tax $855Total carry $8,092

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,024per month

Mortgage amount $1,270,400 · 4.49% over 25 years

$317,600Down payment (20.0%)
$1,270,400Loan before insurance
$0CMHC premium
$7,879Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,024
Property tax
$855
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,879

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$28,235
Estimated closing costs
$28,235

Plus your down payment of $317,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$8,502/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$836,878Total interest paid
$2,107,278Total of all payments
Principal $1,270,400 Interest $836,878
YearPrincipalInterestBalance
1$28,350$55,941$1,242,050
2$29,637$54,654$1,212,413
3$30,983$53,308$1,181,430
4$32,390$51,902$1,149,041
5$33,860$50,431$1,115,181
6$35,398$48,894$1,079,783
7$37,005$47,286$1,042,778
8$38,685$45,606$1,004,094
9$40,441$43,850$963,652
10$42,277$42,014$921,375
11$44,197$40,094$877,178
12$46,204$38,087$830,974
13$48,302$35,989$782,672
14$50,495$33,796$732,178
15$52,787$31,504$679,390
16$55,184$29,107$624,206
17$57,690$26,601$566,516
18$60,309$23,982$506,207
19$63,047$21,244$443,160
20$65,910$18,381$377,250
21$68,903$15,389$308,347
22$72,031$12,260$236,317
23$75,301$8,990$161,015
24$78,720$5,571$82,295
25$82,295$1,996$0

At the end of your 5-year term

Total paid over the term
$421,456
Principal paid down
$155,219
Interest paid
$266,236
Balance remaining
$1,115,181

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
2.8%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.0%
Gross yield
− Property tax $10,255− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $44,415

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REAL BROKER ONTARIO LTD.. MLS®/PropTx.

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