126 Hartney Drive, Richmond Hill, ON
Rural Richmond Hill, Richmond Hill · MLS® N14032998
About this home
Premium Lot Backing onto RAVINE & POND with Million Dollar View & Enhanced Privacy; Built by Reputable Builder Conservatory Group; Featuring the Largest 4-Bedroom Layout (Over 3,260 Sq Ft Living Space: 2,565 Sqft Above & 706 Sqft Finished Walk-Out Basement); Red Oak Flooring Thru-Out Main & Upper; Oak Staircase; Designer/Pot Lights Thru-Out; Modern Tile in the Front Foyer & Kitchen; Bright & Spacious Main Level Features Expansive Windows; Kitchen Fully Upgraded with a Central Island & Stylish Backsplash and Countertops, Premium Cabinetry, a Walk-In Pantry, and Top-Of-The-Line Stainless Steel Appliances; Upgrade Picture Window Brings Breathtaking Ravine Views; Oversized Primary Suite, Complete with a Large Walk-In Closet and a Fully Upgraded 5-Piece Ensuite Featuring a Frameless Glass Shower; Second Ensuite Bedroom also Offers Walk-In Closet and Private Bath; the Remaining Two Bedrooms Share a Well-Appointed Third Bathroom; Convenient Second-Floor Laundry Room with Ample Storage; Finished Walk-Out Basement Upgrade Wood Floors and a Full Bathroom plus a Large Recreation Area; Top-Ranked Richmond Green Secondary School Zone and Minutes From Richmond Green Sports Centre, Costco, Home Depot, Hwy 404/407, Go Station, Parks, Shops, and More.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N14032998
- Bedrooms
- 4
- Bathrooms
- 5 (1 half)
- Size
- 2500-3000 sq ft
- Lot
- 30.06 × 98.89 ft
- Cross streets
- ELGIN MILLS & LESLIE
- Parking
- 1 garage · 2 parking (built-in)
- Basement
- Finished with Walk-Out, Walk-Out, Separate Entrance
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $8,944 / 2026
- Days on market
- 5
- Listing brokerage
- RE/MAX ATRIUM HOME REALTY
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
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For sale
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For sale
For saleThe closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $613/sqft; this home lists at $579/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 6 active listings nearby.
See all comparable homesNeighbourhood & location
Rural Richmond Hill, Richmond Hill, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $1,274,400 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $7,046
- Property tax
- $745
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $7,792
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $28,335
- Estimated closing costs
- $28,335
Plus your down payment of $318,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $422,783
- Principal paid down
- $155,708
- Interest paid
- $267,074
- Balance remaining
- $1,118,692
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ATRIUM HOME REALTY. MLS®/PropTx.