156 Hartney Drive, Richmond Hill, ON

Rural Richmond Hill, Richmond Hill · MLS® N13598300

$1,759,900
For Sale
Listed 88 days agoNo offer date statedSitting longer than typical
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4Bedrooms
5Bathrooms
2Garage · 4 parking
2500-3000Sq ft

About this home

In short

  • Elegant residence located on a quiet street in the prestigious Richmond Green Community.
  • This home sits on a premium ravine lot backing onto pond and green area with exceptional privacy.
  • Bright and airy, open-concept layout with expansive windows.
  • 10 ft ceiling height on main floor & 9 ft on the 2nd floor.
  • The nicely finished walk-out basement adds extra living space with an open concept recreation area and a 4-piece bath, with in-law/rental suite potential.

Elegant residence located on a quiet street in the prestigious Richmond Green Community. This home sits on a premium ravine lot backing onto pond and green area with exceptional privacy. Bright and airy, open-concept layout with expansive windows. Separate living and dining areas. Huge family room with fireplace. The modern kitchen features a centre island, premium cabinetry and a spacious breakfast area with a walk-out to a balcony overlooking the gorgeous backyard. The 2nd floor boasts 4 spacious bedrooms, 3 full bathrooms, including 2 ensuites and a semi-ensuite and a cozy sitting area. 10 ft ceiling height on main floor & 9 ft on the 2nd floor. The nicely finished walk-out basement adds extra living space with an open concept recreation area and a 4-piece bath, with in-law/rental suite potential. Short distance to top-ranking school, Richmond Green Sports Centre, Costco, Home Depot, Hwy 404/407, Go station, parks, shops, and more. Priced to sell. Some of the photos are virtually staged to showcase the property's potential.

Key facts

Property type
Detached, 2-Storey
MLS®
N13598300
Bedrooms
4
Bathrooms
5 (1 half)
Size
2500-3000 sq ft
Lot
36.09 × 98.75 ft
Cross streets
Leslie & Elgin Mills E
Parking
2 garage · 4 parking (built-in)
Driveway
Private Double
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
None
Exterior
Brick, Stone
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$9,491 / 2025
Days on market
88
Listing brokerage
HC REALTY GROUP INC.

Rooms

Living RoomMain4.10 × 4.00 m

open concept · hardwood floor · window

KitchenMain5.46 × 3.77 m

centre island · breakfast area · w/o to balcony

Bedroom 3Second5.30 × 3.75 m

semi ensuite · broadloom · closet

Bedroom 4Second4.32 × 3.34 m

semi ensuite · broadloom · closet

RecreationBasement0.00 × 0.00 m

4 pc bath · broadloom · walk-out

Family RoomMain4.87 × 4.52 m

open concept · hardwood floor · fireplace

Dining RoomMain3.41 × 3.38 m

open concept · hardwood floor · separate room

Bedroom 2Second3.80 × 3.60 m

4 pc ensuite · broadloom · closet

Primary BedroomSecond5.80 × 3.95 m

5 pc ensuite · broadloom · walk-in closet(s)

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Rural Richmond Hill, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rouge Woods
$1.77M
Crosby
$1.92M
Bayview Hill
$2.52M
Jefferson
$1.41M
Westbrook
$1.58M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$8,021/mo
$334KIncome needed
5.3×Price ÷ income
$1,851Weekly cost
$31,673Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $8,021Property tax $791Total carry $8,812

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,785per month

Mortgage amount $1,407,920 · 4.49% over 25 years

$351,980Down payment (20.0%)
$1,407,920Loan before insurance
$0CMHC premium
$8,576Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,785
Property tax
$791
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,576

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$31,673
Estimated closing costs
$31,673

Plus your down payment of $351,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$9,422/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$927,469Total interest paid
$2,335,389Total of all payments
Principal $1,407,920 Interest $927,469
YearPrincipalInterestBalance
1$31,419$61,997$1,376,501
2$32,845$60,570$1,343,656
3$34,337$59,079$1,309,319
4$35,896$57,520$1,273,424
5$37,525$55,890$1,235,898
6$39,229$54,186$1,196,669
7$41,010$52,405$1,155,658
8$42,872$50,543$1,112,786
9$44,819$48,597$1,067,967
10$46,854$46,562$1,021,113
11$48,981$44,434$972,132
12$51,205$42,210$920,926
13$53,530$39,885$867,396
14$55,961$37,455$811,435
15$58,502$34,914$752,934
16$61,158$32,258$691,776
17$63,935$29,481$627,841
18$66,837$26,578$561,004
19$69,872$23,543$491,132
20$73,045$20,371$418,087
21$76,361$17,054$341,726
22$79,828$13,587$261,898
23$83,453$9,963$178,445
24$87,242$6,174$91,203
25$91,203$2,213$0

At the end of your 5-year term

Total paid over the term
$467,078
Principal paid down
$172,022
Interest paid
$295,056
Balance remaining
$1,235,898

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
2.6%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.6%
Gross yield
− Property tax $9,491− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $45,179

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HC REALTY GROUP INC.. MLS®/PropTx.

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